{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"OSBC","limit":50},"count":50,"signals":[{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":18,"context":"on planning; and | | | | review and evaluate the risks arising from our compensation policies and practices to determine whether our incentive compensation policies and practices are likely to have a material adverse effect on the Company. | | The committees duties, responsibilities and functions are described more fully in its charter, which is available on our website at www.oldsecond.com, under the Investor Relations","filed_date":"2026-04-06","accession":"0001104659-26-039829","full_text":"https://origin.rootz.global/static/filing/0001104659-26-039829.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":69,"context":"following purposes: | 1. | to elect the four Class I director nominees named in the accompanying proxy statement; | | | 2. | to conduct a non-binding advisory vote to approve the compensation of our named executive officers; | | | 3. | to ratify the appointment of Plante& Moran, PLLC as our independent registered public accounting firm for theyear ending December31, 2026; and | | | 4. | to transact such other business","filed_date":"2026-04-06","accession":"0001104659-26-039829","full_text":"https://origin.rootz.global/static/filing/0001104659-26-039829.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":144,"context":"t the economic vitality of the businesses operating in Illinois, encourage businesses to leave the state or discourage new employers to start or move businesses to Illinois, all of which could have a material adverse effect on our financial condition and results of operations. Unfavorable market conditions can result in a deterioration in the credit quality of our borrowers and the demand for our products and services,","filed_date":"2026-02-26","accession":"0001104659-26-020393","full_text":"https://origin.rootz.global/static/filing/0001104659-26-020393.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":25,"context":"ndustrial | | | | | Commercial real estate | | | | | Construction and development | | | | | Residential real estate | | | | | Home equity loans and lines of credit | | | | | Powersport | | | | | Installment and other | | Generally, loans are considered past due when contractual payments are delinquent for 30days or greater. 9 [Table of Contents](#TOC) **Bancorp Financial, Inc. and Subsidiary** **Note","filed_date":"2025-09-17","accession":"0000357173-25-000082","full_text":"https://origin.rootz.global/static/filing/0000357173-25-000082.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":18,"context":"on planning; and | | | | review and evaluate the risks arising from our compensation policies and practices to determine whether our incentive compensation policies and practices are likely to have a material adverse effect on the Company. | | The committees duties, responsibilities and functions are described more fully in its charter, which is available on our website at www.oldsecond.com, in the Governance Documents","filed_date":"2025-04-18","accession":"0001558370-25-005000","full_text":"https://origin.rootz.global/static/filing/0001558370-25-005000.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":77,"context":"lowing purposes: | 1. | to elect the four Class III director nominees named in the accompanying proxy statement; | | | 2. | to conduct an advisory, non-binding vote to approve the compensation of our named executive officers; | | | 3. | to adopt an amendment to our Restated Certificate of Incorporation, as amended, to increase our authorized shares of common stock from 60,000,000 shares, par value $1.00 per share, to 12","filed_date":"2025-04-18","accession":"0001558370-25-005000","full_text":"https://origin.rootz.global/static/filing/0001558370-25-005000.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":147,"context":"t the economic vitality of the businesses operating in Illinois, encourage businesses to leave the state or discourage new employers to start or move businesses to Illinois, all of which could have a material adverse effect on our financial condition and results of operations.  Unfavorable market conditions can result in a deterioration in the credit quality of our borrowers and the demand for our products and services,","filed_date":"2025-03-06","accession":"0001558370-25-002383","full_text":"https://origin.rootz.global/static/filing/0001558370-25-002383.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":13,"context":"ons affecting the CFPB. He dismissed Director Rohit Chopra and appointed Treasury Secretary Scott Bessent as Acting Director. Subsequently, Office of Management and Budget Director Russell Vought was named Acting Director, during which time the CFPBs operations were halted, its headquarters closed, and its employees instructed to cease work. These moves have been met with legal challenges and public debate regarding t","filed_date":"2025-03-06","accession":"0001558370-25-002383","full_text":"https://origin.rootz.global/static/filing/0001558370-25-002383.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":18,"context":"on planning; and | | | | review and evaluate the risks arising from our compensation policies and practices to determine whether our incentive compensation policies and practices are likely to have a material adverse effect on the Company. | | The committees duties, responsibilities and functions are described more fully in its charter, which is available on our website at www.oldsecond.com, in the Governance Documents","filed_date":"2024-04-19","accession":"0001558370-24-005337","full_text":"https://origin.rootz.global/static/filing/0001558370-24-005337.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":67,"context":"llowing purposes: | 1. | to elect the four Class II director nominees named in the accompanying proxy statement; | | | 2. | to conduct an advisory, non-binding vote to approve the compensation of our named executive officers; | | | 3. | to ratify the appointment of Plante& Moran, PLLC as our independent registered public accounting firm for theyear ending December31, 2024; and | | | 4. | to transact such other business","filed_date":"2024-04-19","accession":"0001558370-24-005337","full_text":"https://origin.rootz.global/static/filing/0001558370-24-005337.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":138,"context":"t the economic vitality of the businesses operating in Illinois, encourage businesses to leave the state or discourage new employers to start or move businesses to Illinois, all of which could have a material adverse effect on our financial condition and results of operations. Unfavorable market conditions can result in a deterioration in the credit quality of our borrowers and the demand for our products and services,","filed_date":"2024-03-07","accession":"0001558370-24-002688","full_text":"https://origin.rootz.global/static/filing/0001558370-24-002688.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":13,"context":"planning; and | | | | | review and evaluate the risks arising from our compensation policies and practices to determine whether our incentive compensation policies and practices are likely to have a material adverse effect on the Company. | | The committees duties, responsibilities and functions are described more fully in its charter, which is available on our website at www.oldsecond.com, in the Governance Documents","filed_date":"2023-04-14","accession":"0001558370-23-005936","full_text":"https://origin.rootz.global/static/filing/0001558370-23-005936.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":67,"context":"wing purposes: | | 1. | to elect the five Class I director nominees named in the accompanying proxy statement; | | | | 2. | to conduct an advisory, non-binding vote to approve the compensation of our named executive officers; | | | | 3. | to ratify the appointment of Plante& Moran, PLLC as our independent registered public accounting firm for theyear ending December31, 2023; and | | | | 4. | to transact such other busin","filed_date":"2023-04-14","accession":"0001558370-23-005936","full_text":"https://origin.rootz.global/static/filing/0001558370-23-005936.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":61,"context":"t the economic vitality of the businesses operating in Illinois, encourage businesses to leave the state or discourage new employers to start or move businesses to Illinois, all of which could have a material adverse effect on our financial condition and results of operations.  Unfavorable market conditions can result in a deterioration in the credit quality of our borrowers and the demand for our products and services,","filed_date":"2023-03-09","accession":"0001558370-23-003286","full_text":"https://origin.rootz.global/static/filing/0001558370-23-003286.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":13,"context":"planning; and | | | | | review and evaluate the risks arising from our compensation policies and practices to determine whether our incentive compensation policies and practices are likely to have a material adverse effect on the Company. | | The committees duties, responsibilities and functions are described more fully in its charter, which is available on our website at www.oldsecond.com, in the Governance Documents","filed_date":"2022-04-14","accession":"0000357173-22-000029","full_text":"https://origin.rootz.global/static/filing/0000357173-22-000029.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":67,"context":"ing purposes: | | 1. | to elect the six Class III director nominees named in the accompanying proxy statement; | | | | 2. | to conduct an advisory, non-binding vote to approve the compensation of our named executive officers; | | | | 3. | to ratify the appointment of Plante& Moran, PLLC as our independent registered public accounting firm for theyear ending December31, 2022; and | | | | 4. | to transact such other busin","filed_date":"2022-04-14","accession":"0000357173-22-000029","full_text":"https://origin.rootz.global/static/filing/0000357173-22-000029.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":63,"context":"hings, the macroeconomic impact of the COVID-19 pandemic. If the adverse macroeconomic effects of the COVID-19 pandemic persist or worsen, we may further materially increase our ACL, which may have a material adverse effect on our business, financial condition and results of operations. Our business may be adversely affected by economic conditions. Our financial performance generally, and in particular, the ability of b","filed_date":"2022-03-10","accession":"0001558370-22-003314","full_text":"https://origin.rootz.global/static/filing/0001558370-22-003314.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":13,"context":"orm Act, including with respect to managements expectations regarding future plans, strategies and financial performance, including regulatory developments, industry and economic trends, our proposed merger with West Suburban Bancorp. Inc. (West Suburban) and other matters. Forward-looking statements, which may be based upon beliefs, expectations and assumptions of the Company's management and on information","filed_date":"2021-11-05","accession":"0000357173-21-000083","full_text":"https://origin.rootz.global/static/filing/0000357173-21-000083.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":14,"context":"rket and other factors nationally and in our market area, in each case that may affect our liquidity and the performance of our loan portfolio; | | | | | the possibility that our previously announced merger with West Suburban does not close when expected or at all because required regulatory, stockholder or other approvals and other conditions to closing are not received or satisfied on a timely basis or at","filed_date":"2021-08-06","accession":"0000357173-21-000061","full_text":"https://origin.rootz.global/static/filing/0000357173-21-000061.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":13,"context":"planning; and | | | | | review and evaluate the risks arising from our compensation policies and practices to determine whether our incentive compensation policies and practices are likely to have a material adverse effect on the Company. | | The committees duties, responsibilities and functions are described more fully in its charter, which is available on our website at www.oldsecond.com, in the Governance Documents","filed_date":"2021-04-16","accession":"0000357173-21-000025","full_text":"https://origin.rootz.global/static/filing/0000357173-21-000025.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":60,"context":"ing purposes: | | 1. | to elect the four Class II director nominees named in the accompanying proxy statement; | | | | 2. | to conduct an advisory, non-binding vote to approve the compensation of our named executive officers; | | | | 3. | to approve the Old Second Bancorp, Inc. 2019 Equity Incentive Plan, as Amended and Restated, to increase the number of shares of common stock authorized for issuance under the plan by","filed_date":"2021-04-16","accession":"0000357173-21-000025","full_text":"https://origin.rootz.global/static/filing/0000357173-21-000025.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":59,"context":"istered vaccines, as well as the effects of the change in leadership resulting from the recent elections. The COVID-19 pandemic may subject us to any of the following risks, any of which could have a material adverse effect on our business, financial condition, liquidity, results of operations, risk-weighted assets and regulatory capital: | | | because the incidence of reported COVID-19 cases and related hospitalization","filed_date":"2021-03-08","accession":"0000357173-21-000014","full_text":"https://origin.rootz.global/static/filing/0000357173-21-000014.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":42,"context":"ployee. Eligible Employee means an Employee who is a member of a select group of management or highly compensated employees or an independent contractor who has been notified during an applicable enrollment of his or her status as an Eligible Employee. The Committee has the discretion to determine which Employees and independent contractors are Eligible Employees for each enrollment. 2.21Employee. Em","filed_date":"2020-09-29","accession":"0000357173-20-000060","full_text":"https://origin.rootz.global/static/filing/0000357173-20-000060.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":30,"context":"tion Deferral Agreement, payable to a  *Content Copyright 2018 Newport Group, Inc. All Rights Reserved.* *Page*9*of 109* Old Second Bancorp, Inc. Voluntary Deferred Compensation Plan Participant upon Separation from Service in accordance with Section 6.3. *Content Copyright 2018 Newport Group, Inc. All Rights Reserved.* *Page*10*of 109* Old Second Bancorp, Inc. Voluntary Deferred Compensation Plan | | 2.32 | Sep","filed_date":"2020-09-29","accession":"0000357173-20-000060","full_text":"https://origin.rootz.global/static/filing/0000357173-20-000060.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":56,"context":"ing purposes: | | 1. | to elect the three Class I director nominees named in the accompanying proxy statement; | | | | 2. | to conduct an advisory, non-binding vote to approve the compensation of our named executive officers; | | | | 3. | to ratify the appointment of Plante& Moran, PLLC as our independent registered public accounting firm for theyear ending December31, 2020; and | | | | 4. | to transact such other busin","filed_date":"2020-07-17","accession":"0000357173-20-000037","full_text":"https://origin.rootz.global/static/filing/0000357173-20-000037.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":10,"context":"ding, and other economic activities has resulted in less economic activity, lower equity market valuations and significant volatility and disruption in financial markets, and is anticipated to have a material adverse effect on the Company&#x2019;s business and results of operations. In addition, due to the COVID-19 pandemic, market interest rates have declined significantly, with the 10-year Treasury bond falling below","filed_date":"2020-05-11","accession":"0000357173-20-000029","full_text":"https://origin.rootz.global/static/filing/0000357173-20-000029.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":47,"context":"at the 2021 annual meeting and the term of our Class III directors will expire at the 2022 annual meeting. Set forth below is information concerning our directors, including their age and year first elected or appointed as a director. |  |  |  |  |  |  | |  Name |  |  Age |  |  Served as Director Since |  | |  Class I (term expires 2020) |  |  |  |  |  | |  William Kane |  |  69 |  |  1999 |  | |  John Ladowicz |  |  67 |  |  200","filed_date":"2020-04-28","accession":"0000357173-20-000022","full_text":"https://origin.rootz.global/static/filing/0000357173-20-000022.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":56,"context":"nd services, an increase in the number of loan delinquencies, defaults and charge-offs, additional provisions for loan losses, adverse asset values of the collateral securing our loans and an overall material adverse effect on the quality of our loan portfolio. Unfavorable or uncertain economic and market conditions can be caused by declines in economic growth, business activity or investor or business confidence&#x37E;","filed_date":"2020-03-06","accession":"0000357173-20-000013","full_text":"https://origin.rootz.global/static/filing/0000357173-20-000013.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":65,"context":"ollowing purposes: | | 1. | | to elect the four director nominees named in the accompanying proxy statement; | | | | 2. | | to conduct an advisory, non-binding vote to approve the compensation of our named executive officers; | | | | 3. | | to conduct an advisory, non-binding vote on the frequency of future advisory votes on compensation of our named executive officers; | | | | 4. | | to approve the 2019 Equity Incentiv","filed_date":"2019-04-19","accession":"0000357173-19-000019","full_text":"https://origin.rootz.global/static/filing/0000357173-19-000019.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":52,"context":"be able to maintain our lending volume and could experience deteriorating financial performance. Our inability to manage our growth successfully or to continue to expand into new markets could have a material adverse effect on our business, financial condition or results of operations.  22 [Table of Contents](#TOC) Nonperforming assets take significant time to resolve, adversely affect our results of operations and fina","filed_date":"2019-03-07","accession":"0000357173-19-000012","full_text":"https://origin.rootz.global/static/filing/0000357173-19-000012.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":54,"context":"Aurora, Illinois, for the following purposes:  1.to elect the four director nominees named in the accompanying proxy statement; 2.to approve, in a non-binding, advisory vote, the compensation of our named executive officers; 3.to ratify the appointment of Plante & Moran, PLLC as our independent registered public accounting firm for the year ending December 31, 2018; and 4.to transact such other business as may properly","filed_date":"2018-04-13","accession":"0001047469-18-002768","full_text":"https://origin.rootz.global/static/filing/0001047469-18-002768.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":46,"context":"her with all of the information included herein. The risks described below are not the only risks the Company faces. Additional risks not presently  21 [Table of Contents](#TOC) known also may have a material adverse effect on the Company&#x2019;s results of operations and financial condition. The risks discussed below also include forward-looking statements, and actual results may differ substantially from those discus","filed_date":"2018-03-13","accession":"0000357173-18-000015","full_text":"https://origin.rootz.global/static/filing/0000357173-18-000015.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":53,"context":"Aurora, Illinois, for the following purposes:  1.to elect the three director nominees named in the accompanying proxy statement; 2.to approve, in a non-binding, advisory vote, the compensation of our named executive officers; 3.to ratify the appointment of Plante & Moran, PLLC as our independent registered public accounting firm for the year ending December 31, 2017; and 4.to transact such other business as may properly","filed_date":"2017-04-14","accession":"0001047469-17-002637","full_text":"https://origin.rootz.global/static/filing/0001047469-17-002637.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":34,"context":"isks as described below, together with all of the information included herein. The risks described below are not the only risks the Company faces. Additional risks not presently known also may have a material adverse effect on the Company&#x2019;s results of operations and financial condition. The risks discussed below also include forward-looking statements, and actual results may differ substantially from those discus","filed_date":"2017-03-13","accession":"0000357173-17-000012","full_text":"https://origin.rootz.global/static/filing/0000357173-17-000012.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":55,"context":"ter, 8 East Galena Boulevard, Aurora, Illinois, for the following purposes:  1.to elect three members of the board of directors; 2.to approve, in a non-binding, advisory vote, the compensation of our named executive officers, as described in the proposal on Old Second's executive compensation disclosed in the proxy statement, which is referred to as the \"say-on-pay\" proposal; 3.to ratify an amendment to the Old Second B","filed_date":"2016-04-12","accession":"0001047469-16-012124","full_text":"https://origin.rootz.global/static/filing/0001047469-16-012124.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":34,"context":"isks as described below, together with all of the information included herein. The risks described below are not the only risks the Company faces. Additional risks not presently known also may have a material adverse effect on the Company&#x2019;s results of operations and financial condition. The risks discussed below also include forward-looking statements, and actual results may differ substantially from those discus","filed_date":"2016-03-11","accession":"0000357173-16-000077","full_text":"https://origin.rootz.global/static/filing/0000357173-16-000077.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":88,"match_count":11,"context":"other instrument establishing such Seriesand the form of Security for such Series) shall have occurred and be continuing with respect to any Seriesof Securities: (a)default in the payment of any installment of interest upon any Security of such Seriesas and when the same shall become due and payable, and continuance of such default for a period of 30 days; or (b)default in the payment of the principa","filed_date":"2023-08-18","accession":"0000357173-23-000059","full_text":"https://origin.rootz.global/static/filing/0000357173-23-000059.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":88,"match_count":11,"context":"lanning; and | | 9 | | | review and evaluate the risks arising from our compensation policies and practices to determine whether our incentive compensation policies and practices are likely to have a material adverse effect on the Company. | | The committees duties, responsibilities and functions are described more fully in its charter, which is available on our website at www.oldsecond.com, in the Governance Documents","filed_date":"2020-07-17","accession":"0000357173-20-000037","full_text":"https://origin.rootz.global/static/filing/0000357173-20-000037.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":74,"match_count":8,"context":"nd assumptions underlying accounting policies. Forward-looking statements also include expectations regarding the outlook and anticipated strategic and financial benefits resulting from the completed merger with Bancorp Financial, Inc. (Bancorp Financial). Forward-looking statements are based on our current beliefs, expectations and assumptions and on information currently available and, can be identified by","filed_date":"2025-08-07","accession":"0000357173-25-000076","full_text":"https://origin.rootz.global/static/filing/0000357173-25-000076.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":72,"match_count":9,"context":"s. A director may resign at any time by filing his written resignation, including by electronic transmission, with the Secretary of the corporation. 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A director may resign at any time by filing his written resignation, including by electronic transmission, with the Secretary of the corporation. A director, whether elected by the stockholders or appointed by the directors, may be removed from office only for cause and by the affirmative vote of the holders of shares having at least 66 2/3% of the voting power of all outstanding capital stock of the corporation entitl","filed_date":"2019-08-21","accession":"0000357173-19-000054","full_text":"https://origin.rootz.global/static/filing/0000357173-19-000054.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":55,"match_count":5,"context":"perations as one operating segment, which is community banking. Financial information concerning our operations can be found in the financial statements in this annual report. **Recent Developments** Merger with West Suburban Bancorp, Inc. On December 1, 2021, we completed our merger with West Suburban Bancorp, Inc. (West Suburban), the holding company for West Suburban Bank. Under the terms of the merger ag","filed_date":"2022-03-10","accession":"0001558370-22-003314","full_text":"https://origin.rootz.global/static/filing/0001558370-22-003314.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"risk_factor","strength":53,"match_count":6,"context":"legal actions arising from normal business activities. Management, after consultation with legal counsel, believes that the ultimate liabilities, if any, resulting from these actions will not have a material adverse effect on the financial position of the Bank or on the consolidated financial position of the Company. **Item 1.A.Risk Factors** Investing in shares of our common stock involves certain risks, including tho","filed_date":"2023-05-09","accession":"0001558370-23-008865","full_text":"https://origin.rootz.global/static/filing/0001558370-23-008865.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"OSBC","company":"OLD SECOND BANCORP INC","exchange":"Nasdaq","sector":"State Commercial Banks","signal_type":"strategic_event","strength":53,"match_count":6,"context":"this plan. The Plan authorizes the granting of qualified stock options, non-qualified stock options, restricted stock, restricted stock units, and stock appreciation rights. 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Financial information concerning our operations can be found in the financial statements in this annual report. **Mergers and Acquisitions** On December 1, 2021, we completed our merger with West Suburban Bancorp, Inc. (West Suburban), the holding company for West Suburban Bank. 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