{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"PYPL","limit":50},"count":50,"signals":[{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"restructuring","strength":100,"match_count":16,"context":"e.  | | | | FY 2025 FORM 10-K | 42 | | [Table of Contents](#ib374be020e32478695eb0f302253050b_4) Restructuring and other decreased $107 million in 2025 compared to 2024 due primarily to a decrease in restructuring charges of approximately $170 million, partially offset by an increase in net loss of approximately $60 million from fair value adjustments to measure loans and interest receivable, held for sale, at the low","filed_date":"2026-02-03","accession":"0001633917-26-000024","full_text":"https://origin.rootz.global/static/filing/0001633917-26-000024.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":100,"match_count":45,"context":"attribute of our short-term BNPL products is the absence of interest or consumer late fees for missed payments in most of the geographies where we offer them. Further, we offer interest-bearing installment products for consumers in the U.S. (issued by an independent chartered financial institution) and in Germany, among other markets. In the U.S., consumers may apply for the PayPal- and Venmo-brande","filed_date":"2026-02-03","accession":"0001633917-26-000024","full_text":"https://origin.rootz.global/static/filing/0001633917-26-000024.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":98,"context":"ion. New or changing laws and regulations, including changes to their interpretation and implementation, as well as increased penalties and enforcement actions related to non-compliance, could have a material adverse impact on our business, results of operations, and financial condition. We monitor these areas closely and are focused on designing compliant solutions for our customers. Government regulation impacts key a","filed_date":"2026-02-03","accession":"0001633917-26-000024","full_text":"https://origin.rootz.global/static/filing/0001633917-26-000024.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"restructuring","strength":100,"match_count":11,"context":"number of matters being examined, we are unable to estimate the full range of possible adjustments to the balance of gross unrecognized tax benefits.  NOTE 17RESTRUCTURING AND OTHER RESTRUCTURING The restructuring charges associated with the following plans were recorded in restructuring and other on our condensed consolidated statements of income. Accrued restructuring liabilities were included in accrued expenses an","filed_date":"2025-10-28","accession":"0001633917-25-000196","full_text":"https://origin.rootz.global/static/filing/0001633917-25-000196.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":100,"match_count":13,"context":"n unpaid balance of $14.8 billion and had net proceeds of $14.7 billion, from loans and interest receivable sold.  LOANS AND INTEREST RECEIVABLE, NET Consumer receivables  We offer revolving and installment credit products as a funding option for consumers in certain checkout transactions on our payments platform. Our revolving credit product consists of PayPal Credit in the United Kingdom (U.K.), wh","filed_date":"2025-10-28","accession":"0001633917-25-000196","full_text":"https://origin.rootz.global/static/filing/0001633917-25-000196.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":21,"context":"ges claimed, as well as the potential impact of non-monetary remedies sought by plaintiffs (e.g., injunctive relief) that may require us to change our business practices in a manner that could have a material adverse impact on our business. With respect to the matters disclosed in this Note 13, we are unable to estimate the possible loss or range of losses that could potentially result from the application of such non-m","filed_date":"2025-10-28","accession":"0001633917-25-000196","full_text":"https://origin.rootz.global/static/filing/0001633917-25-000196.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"restructuring","strength":100,"match_count":12,"context":"of Contents](#i4bf19fa1fa024f5994d2387a7fd6f03d_7) PayPal Holdings, Inc. NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (continued) (Unaudited)  NOTE 17RESTRUCTURING AND OTHER RESTRUCTURING The restructuring charges associated with the following plans were recorded in restructuring and other on our condensed consolidated statements of income. Accrued restructuring liabilities were included in accrued expenses an","filed_date":"2025-07-29","accession":"0001633917-25-000161","full_text":"https://origin.rootz.global/static/filing/0001633917-25-000161.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":100,"match_count":16,"context":"ts.NOTE11LOANS AND INTEREST RECEIVABLELOANS AND INTEREST RECEIVABLE, HELD FOR SALEIn June 2023, we entered into a multi-year agreement with a global investment firm to sell our eligible consumer installment receivables portfolio, including a forward-flow arrangement for the sale of future originations. In December 2024, this agreement was amended and restated to extend the commitment period to Decemb","filed_date":"2025-07-29","accession":"0001633917-25-000161","full_text":"https://origin.rootz.global/static/filing/0001633917-25-000161.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":16,"context":"ges claimed, as well as the potential impact of non-monetary remedies sought by plaintiffs (e.g., injunctive relief) that may require us to change our business practices in a manner that could have a material adverse impact on our business. With respect to the matters disclosed in this Note 13, we are unable to estimate the possible loss or range of losses that could potentially result from the application of such non-m","filed_date":"2025-07-29","accession":"0001633917-25-000161","full_text":"https://origin.rootz.global/static/filing/0001633917-25-000161.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":100,"match_count":18,"context":"ts.NOTE11LOANS AND INTEREST RECEIVABLELOANS AND INTEREST RECEIVABLE, HELD FOR SALEIn June 2023, we entered into a multi-year agreement with a global investment firm to sell our eligible consumer installment receivables portfolio, including a forward-flow arrangement for the sale of future originations. In December 2024, this agreement was amended and restated to extend the commitment period to Decemb","filed_date":"2025-04-29","accession":"0001633917-25-000064","full_text":"https://origin.rootz.global/static/filing/0001633917-25-000064.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":16,"context":"ges claimed, as well as the potential impact of non-monetary remedies sought by plaintiffs (e.g., injunctive relief) that may require us to change our business practices in a manner that could have a material adverse impact on our business. With respect to the matters disclosed in this Note 13, we are unable to estimate the possible loss or range of losses that could potentially result from the application of such non-m","filed_date":"2025-04-29","accession":"0001633917-25-000064","full_text":"https://origin.rootz.global/static/filing/0001633917-25-000064.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":36,"context":"ompensation riskassessment |  |  |  |  We conduct an annual compensation risk assessment to evaluate whether our executive compensation program presents any risks that are reasonably likely to have a material adverse effect on PayPal. | | |  |  | |  Clawback policies |  |  |  |  In addition to our mandatory recovery policy adopted in compliance with Exchange Act Rule10D-1 and the Nasdaq listing standards regarding recov","filed_date":"2025-04-21","accession":"0001193125-25-087307","full_text":"https://origin.rootz.global/static/filing/0001193125-25-087307.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"strategic_event","strength":100,"match_count":18,"context":"act Strategy |  |  |  41 |  | | |  | |  Stock Ownership Information |  |  |  43 |  | | |  | |  Information About Our Executive Officers |  |  |  45 |  | | |  | |  PROPOSAL 2: Advisory Vote to Approve Named Executive Officer Compensation (say-on-pay vote) |  |  |  47 |  | | |  | |  Compensation Discussion and Analysis |  |  |  48 |  | | |  | |  Named Executive Officers |  |  |  48 |  | | |  | |  Executive Summary |  |  |","filed_date":"2025-04-21","accession":"0001193125-25-087307","full_text":"https://origin.rootz.global/static/filing/0001193125-25-087307.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":100,"match_count":13,"context":"e Interest Payment Date shall be the immediately preceding day that is a Business Day with respect to the Notes (and without any interest or other payment in respect of such delay). The interest installment so payable, and punctually paid or duly provided for, on any Interest Payment Date will, as provided in the Indenture (referred to on the reverse hereof) be paid to the Person in whose name this N","filed_date":"2025-03-06","accession":"0001193125-25-048492","full_text":"https://origin.rootz.global/static/filing/0001193125-25-048492.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":100,"match_count":58,"context":"tribute of our buy now, pay later products is the absence of interest or consumer late fees for missed payments in most of the geographies where we offer them. Further, we offer interest-bearing installment products for consumers in the U.S. (issued by an independent chartered financial institution) and in Germany. In the U.S., consumers may apply for our PayPal- and Venmo-branded consumer credit car","filed_date":"2025-02-04","accession":"0001633917-25-000019","full_text":"https://origin.rootz.global/static/filing/0001633917-25-000019.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":99,"context":"ion. New or changing laws and regulations, including changes to their interpretation and implementation, as well as increased penalties and enforcement actions related to non-compliance, could have a material adverse impact on our business, results of operations, and financial condition. We monitor these areas closely and are focused on designing compliant solutions for our customers. Government regulation impacts key a","filed_date":"2025-02-04","accession":"0001633917-25-000019","full_text":"https://origin.rootz.global/static/filing/0001633917-25-000019.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":100,"match_count":27,"context":"INTEREST RECEIVABLELOANS AND INTEREST RECEIVABLE, HELD FOR SALEIn June 2023, we entered into a multi-year agreement with a global investment firm to sell up to 40billion of our eligible consumer installment receivables portfolio, including a forward-flow arrangement for the sale of future originations. Loans and interest receivable, held for sale are recorded at the lower of cost or fair value, deter","filed_date":"2024-10-29","accession":"0001633917-24-000110","full_text":"https://origin.rootz.global/static/filing/0001633917-24-000110.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":26,"context":"ion. New or changing laws and regulations, including changes to their interpretation and implementation, as well as increased penalties and enforcement actions related to non-compliance, could have a material adverse impact on our business, results of operations, and financial condition. We monitor these areas closely and are focused on designing compliant solutions for our customers. SIGNIFICANT ACCOUNTING POLICIES Bas","filed_date":"2024-10-29","accession":"0001633917-24-000110","full_text":"https://origin.rootz.global/static/filing/0001633917-24-000110.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":100,"match_count":27,"context":"INTEREST RECEIVABLELOANS AND INTEREST RECEIVABLE, HELD FOR SALEIn June 2023, we entered into a multi-year agreement with a global investment firm to sell up to 40billion of our eligible consumer installment receivables portfolio, including a forward-flow arrangement for the sale of future originations. Loans and interest receivable, held for sale are recorded at the lower of cost or fair value, deter","filed_date":"2024-07-30","accession":"0001633917-24-000098","full_text":"https://origin.rootz.global/static/filing/0001633917-24-000098.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":26,"context":"ion. New or changing laws and regulations, including changes to their interpretation and implementation, as well as increased penalties and enforcement actions related to non-compliance, could have a material adverse impact on our business, results of operations, and financial condition. We monitor these areas closely and are focused on designing compliant solutions for our customers. SIGNIFICANT ACCOUNTING POLICIES Bas","filed_date":"2024-07-30","accession":"0001633917-24-000098","full_text":"https://origin.rootz.global/static/filing/0001633917-24-000098.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"strategic_event","strength":100,"match_count":19,"context":"ncourage the full attention and dedication of certain eligible executives of the Company or any of its participating subsidiaries, to provide severance benefits to such eligible executives upon their separation from the Company or any of its participating subsidiaries and to align interests of former eligible executives with those of the Company, in each case, under the conditions described herein. The Plan is n","filed_date":"2024-07-25","accession":"0001193125-24-184940","full_text":"https://origin.rootz.global/static/filing/0001193125-24-184940.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":100,"match_count":27,"context":"INTEREST RECEIVABLELOANS AND INTEREST RECEIVABLE, HELD FOR SALEIn June 2023, we entered into a multi-year agreement with a global investment firm to sell up to 40billion of our eligible consumer installment receivables portfolio, including a forward-flow arrangement for the sale of future originations. Loans and interest receivable, held for sale are recorded at the lower of cost or fair value, deter","filed_date":"2024-04-30","accession":"0001633917-24-000048","full_text":"https://origin.rootz.global/static/filing/0001633917-24-000048.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":25,"context":"ion. New or changing laws and regulations, including changes to their interpretation and implementation, as well as increased penalties and enforcement actions related to non-compliance, could have a material adverse impact on our business, results of operations, and financial condition. We monitor these areas closely and are focused on designing compliant solutions for our customers. SIGNIFICANT ACCOUNTING POLICIES Bas","filed_date":"2024-04-30","accession":"0001633917-24-000048","full_text":"https://origin.rootz.global/static/filing/0001633917-24-000048.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":100,"match_count":21,"context":"repurchases in 2023, representing 119% of our free cash flow. In June 2023, we entered into a multi-year agreement with a global investment firm to sell up to 40 billion of our eligible consumer installment receivables portfolio, including a forward-flow arrangement for the sale of future originations, and sold $5.5 billion of loans receivable during the year in connection with this agreement. Additi","filed_date":"2024-04-09","accession":"0001193125-24-090908","full_text":"https://origin.rootz.global/static/filing/0001193125-24-090908.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":52,"context":"compensationriskassessment |  |  |  |  We conduct an annual compensation risk assessment to evaluate whether our executive compensation program presents any risks that are reasonably likely to have a material adverse effect on PayPal. | | |  |  | |  Clawback policies |  |  |  |  In 2023, we adopted a mandatory recovery policy to comply with Exchange Act Rule 10D-1 and the Nasdaq listing standards regarding recovery of e","filed_date":"2024-04-09","accession":"0001193125-24-090908","full_text":"https://origin.rootz.global/static/filing/0001193125-24-090908.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"strategic_event","strength":100,"match_count":30,"context":"l Management |  |  |  42 |  | | |  | |  Stock Ownership Information |  |  |  45 |  | | |  | |  Information About Our Executive Officers |  |  |  46 |  | | |  | |  PROPOSAL 2: Advisory Vote to Approve Named Executive Officer Compensation (say-on-pay vote) |  |  |  48 |  | | |  | |  Message from Our Compensation Committee |  |  |  48 |  | | |  | |  Compensation Discussion and Analysis |  |  |  51 |  | | |  | |  Named Exec","filed_date":"2024-04-09","accession":"0001193125-24-090908","full_text":"https://origin.rootz.global/static/filing/0001193125-24-090908.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":100,"match_count":63,"context":"e funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products including our installment products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible rewards. Our PayPal and Venmo products also make it safer and simpl","filed_date":"2024-02-08","accession":"0001633917-24-000024","full_text":"https://origin.rootz.global/static/filing/0001633917-24-000024.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":97,"context":"ion. New or changing laws and regulations, including changes to their interpretation and implementation, as well as increased penalties and enforcement actions related to non-compliance, could have a material adverse impact on our business, results of operations, and financial condition. We monitor these areas closely and are focused on designing compliant solutions for our customers. Government regulation impacts key a","filed_date":"2024-02-08","accession":"0001633917-24-000024","full_text":"https://origin.rootz.global/static/filing/0001633917-24-000024.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":100,"match_count":35,"context":"circumstances. Actual results could materially differ from these estimates. Loans and interest receivable, held for sale Loans and interest receivable, held for sale, represents a portion of our installment consumer receivables that we intend to sell. This portfolio includes the substantial majority of the United Kingdom (U.K.) and other European buy now, pay later loan receivables.  In June 2023, we","filed_date":"2023-11-02","accession":"0001633917-23-000156","full_text":"https://origin.rootz.global/static/filing/0001633917-23-000156.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":21,"context":"ion. New or changing laws and regulations, including changes to their interpretation and implementation, as well as increased penalties and enforcement actions related to non-compliance, could have a material adverse impact on our business, results of operations, and financial condition. We monitor these areas closely and are focused on designing compliant solutions for our customers. SIGNIFICANT ACCOUNTING POLICIES Bas","filed_date":"2023-11-02","accession":"0001633917-23-000156","full_text":"https://origin.rootz.global/static/filing/0001633917-23-000156.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":100,"match_count":33,"context":"circumstances. Actual results could materially differ from these estimates. Loans and interest receivable, held for sale Loans and interest receivable, held for sale, represents a portion of our installment consumer receivables that we intend to sell. This portfolio includes the substantial majority of the United Kingdom (U.K.) and other European buy now, pay later loan receivables.  In June 2023, we","filed_date":"2023-08-03","accession":"0001633917-23-000117","full_text":"https://origin.rootz.global/static/filing/0001633917-23-000117.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":12,"context":"ion. New or changing laws and regulations, including changes to their interpretation and implementation, as well as increased penalties and enforcement actions related to non-compliance, could have a material adverse impact on our business, results of operations, and financial condition. We monitor these areas closely and are focused on designing compliant solutions for our customers. SIGNIFICANT ACCOUNTING POLICIES Bas","filed_date":"2023-08-03","accession":"0001633917-23-000117","full_text":"https://origin.rootz.global/static/filing/0001633917-23-000117.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":29,"context":"|  | | |  5.03 |  |  Governmental Authorization; Other Consents |  |  |  106 |  | | |  |  |  | | |  5.04 |  |  Binding Effect |  |  |  106 |  | | |  |  |  | | |  5.05 |  |  Financial Statements; No Material Adverse Effect |  |  |  106 |  | | |  |  |  | | |  5.06 |  |  Litigation |  |  |  107 |  | | |  |  |  | | |  5.07 |  |  Ownership of Property |  |  |  107 |  | | |  |  |  | | |  5.08 |  |  Taxes |  |  |  107 |  | |","filed_date":"2023-06-13","accession":"0001193125-23-165556","full_text":"https://origin.rootz.global/static/filing/0001193125-23-165556.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":100,"match_count":19,"context":"9bec67a435d_7) PayPal Holdings, Inc. NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (continued) (Unaudited)  NOTE11LOANS AND INTEREST RECEIVABLE CONSUMER RECEIVABLES We offer revolving and installment credit products as a funding option for consumers in certain checkout transactions on our payments platform. Our revolving credit product consists of PayPal Credit in the United Kingdom (U.K.), wh","filed_date":"2023-05-09","accession":"0001633917-23-000072","full_text":"https://origin.rootz.global/static/filing/0001633917-23-000072.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":9,"context":"ion. New or changing laws and regulations, including changes to their interpretation and implementation, as well as increased penalties and enforcement actions related to non-compliance, could have a material adverse impact on our business, results of operations, and financial condition. We monitor these areas closely and are focused on designing compliant solutions for our customers. SIGNIFICANT ACCOUNTING POLICIES Bas","filed_date":"2023-05-09","accession":"0001633917-23-000072","full_text":"https://origin.rootz.global/static/filing/0001633917-23-000072.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":25,"context":"eholders. To that end, in 2022, we continued to demonstrate progress across the four dimensions of our ESG strategy.  |  | | |  | | |  Responsible Business Practices | | |  Strengthened our proactive cybersecurity program through our ISO 27001 certified information security program and educated and protected consumers and employees against fraud. | | |  | | |  Social Innovation | | |  Facilitated acces","filed_date":"2023-04-13","accession":"0001193125-23-100559","full_text":"https://origin.rootz.global/static/filing/0001193125-23-100559.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"strategic_event","strength":100,"match_count":20,"context":"| |  |  44 |  |  |  |  Stock Ownership Information | | |  |  | | |  |  45 |  |  |  |  Information About Our Executive Officers | | |  |  | | |  |  49 |  |  |  |  PROPOSAL 2: Advisory Vote to Approve Named Executive OfficerCompensation (say-on-pay vote) | | |  |  | | |  |  50 |  |  |  |  Compensation Discussion and Analysis | | |  |  |  | | |  |  |  |  |  |  50 |  |  |  Named Executive Officers | | |  |  |  |  |  |  54","filed_date":"2023-04-13","accession":"0001193125-23-100559","full_text":"https://origin.rootz.global/static/filing/0001193125-23-100559.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"PYPL","company":"PayPal Holdings, Inc.","exchange":"Nasdaq","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":100,"match_count":48,"context":"e funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products including our installment products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible rewards. 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New or changing laws and regulations, including changes to their interpretation or implementation, as well as increased penalties and enforcement actions related to non-compliance, could have a material adverse impact on our business, results of operations, and financial condition. We monitor these areas closely and are focused on designing compliant solutions for our customers. 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