{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"QNTO","limit":50},"count":50,"signals":[{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":39,"context":"ntment of S.R. Snodgrass, P.C. as our independent registered public accounting firmfor the fiscal year ending December 31, 2025; (3)To adopt a non-binding resolution approving the compensation of our named executive officers; (4)To consider an advisory vote on the frequency of the non-binding resolution to approve the compensationof our named executive officers; and To transact such other business, as may properly come","filed_date":"2025-04-09","accession":"0000927089-25-000070","full_text":"https://origin.rootz.global/static/filing/0000927089-25-000070.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":51,"context":"portion of any Property, including all amendments, extensions, renewals, supplements, modifications, sublets and assignments thereof and all separate letters or separate agreements relating thereto. Material Adverse Effect means, with respect to any Person, any change or effect that (i) is or would be reasonably likely to be material and adverse to the financial condition, results of operations or business of such Pers","filed_date":"2025-02-24","accession":"0000927089-25-000054","full_text":"https://origin.rootz.global/static/filing/0000927089-25-000054.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":20,"context":"portion of any Property, including all amendments, extensions, renewals, supplements, modifications, sublets and assignments thereof and all separate letters or separate agreements relating thereto. Material Adverse Effect means, with respect to any Person, any change or effect that (i) is or would be reasonably likely to be material and adverse to the financial position, results of operations or business of such Perso","filed_date":"2024-04-19","accession":"0000927089-24-000063","full_text":"https://origin.rootz.global/static/filing/0000927089-24-000063.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":16,"context":"Senior Vice President of Quaint Oak Bank from May 2020 to May 2022. Prior thereto, Ms. Ott served as Vice President Human Resources and Marketing of Quaint Oak Bank from May 2018 through May 2020, an Appointed Officer Vice President Human Resources and Marketing from May 2017 through May 2018, and an Appointed Officer Vice President Human Resources from May 2014 through May 2016. Ms. Ott has served as Senior Vice President, Huma","filed_date":"2024-04-03","accession":"0000927089-24-000057","full_text":"https://origin.rootz.global/static/filing/0000927089-24-000057.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":21,"context":"portion of any Property, including all amendments, extensions, renewals, supplements, modifications, sublets and assignments thereof and all separate letters or separate agreements relating thereto. Material Adverse Effect means, with respect to any Person, any change or effect that (i) is or would be reasonably likely to be material and adverse to the financial position, results of operations or business of such Perso","filed_date":"2024-02-15","accession":"0000927089-24-000034","full_text":"https://origin.rootz.global/static/filing/0000927089-24-000034.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":20,"context":"portion of any Property, including all amendments, extensions, renewals, supplements, modifications, sublets and assignments thereof and all separate letters or separate agreements relating thereto. Material Adverse Effect means, with respect to any Person, any change or effect that (i) is or would be reasonably likely to be material and adverse to the financial position, results of operations or business of such Perso","filed_date":"2023-11-03","accession":"0000927089-23-000144","full_text":"https://origin.rootz.global/static/filing/0000927089-23-000144.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":16,"context":"Bank since May 2022. Previously, Ms. Ott served as Senior Vice President from May 2020 through 2022, Vice President Human Resources and Marketing of Quaint Oak Bank from May 2018 through May 2020, an Appointed Officer Vice President Human Resources and Marketing from May 2017 through May 2018, and an Appointed Officer Vice President Human Resources from May 2014 through May 2016. **Committees and Meetings of the Board of Directo","filed_date":"2023-04-05","accession":"0000927089-23-000048","full_text":"https://origin.rootz.global/static/filing/0000927089-23-000048.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":25,"context":"portion of any Property, including all amendments, extensions, renewals, supplements, modifications, sublets and assignments thereof and all separate letters or separate agreements relating thereto. Material Adverse Effect means any change or effect that (a) is or would be reasonably likely to be material and adverse to the financial condition, results of operations or business of the Company and its Subsidiaries, take","filed_date":"2023-03-02","accession":"0000927089-23-000020","full_text":"https://origin.rootz.global/static/filing/0000927089-23-000020.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":22,"context":"ortion of any Property, including all amendments, extensions, renewals, supplements, modifications, sublets and assignments thereof and all separate letters or separate agreements relating thereto. 3 Material Adverse Effect means, with respect to any Person, any change or effect that (i) is or would be reasonably likely to be material and adverse to the financial position, results of operations or business of such Perso","filed_date":"2022-12-13","accession":"0000927089-22-000126","full_text":"https://origin.rootz.global/static/filing/0000927089-22-000126.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":20,"context":"ment of S.R. Snodgrass, P.C. as our independent registered public accounting firm for the fiscal year ending December 31, 2022; 3. To adopt a non-binding resolution to approve the compensation of our named executive officers; and | | | | | | | | To transact such other business, as may properly come before the meeting or at any adjournment thereof. We are not aware of any other such business. | | | | | | | REC","filed_date":"2022-04-06","accession":"0000927089-22-000042","full_text":"https://origin.rootz.global/static/filing/0000927089-22-000042.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":33,"context":"ctors for a three-year term expiring in 2022, and until their successors are elected and qualified; | | | | | | | | | (2) | To adopt a non-binding resolution approving the compensation of our named executive officers; | | | | | | | | | (3) | To consider an advisory vote on the frequency of the non-binding resolution to approve the compensation of our named executive officers; | | | | | | | | | (4)","filed_date":"2019-04-05","accession":"0000927089-19-000160","full_text":"https://origin.rootz.global/static/filing/0000927089-19-000160.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":25,"context":"portion of any Property, including all amendments, extensions, renewals, supplements, modifications, sublets and assignments thereof and all separate letters or separate agreements relating thereto. Material Adverse Effect means, with respect to any Person, any change or effect that (i) is or would be reasonably likely to be material and adverse to the financial position, results of operations or business of such Perso","filed_date":"2018-12-28","accession":"0000927089-18-000457","full_text":"https://origin.rootz.global/static/filing/0000927089-18-000457.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":20,"context":"e directors for a three-year term expiring in 2019, and until their successors are elected and qualified; | | | | | | | | (2) To adopt a non-binding resolution approving the compensation of our named executive officers; | | | | | | | | (3) To ratify the appointment of S.R. Snodgrass, P.C. as our independent registered public accounting firm forthe fiscal year ending December 31, 2016; and | | | | | | |","filed_date":"2016-04-08","accession":"0000927089-16-000790","full_text":"https://origin.rootz.global/static/filing/0000927089-16-000790.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":43,"context":"d qualified; | | | | | | | | (2) To approve the Quaint Oak Bancorp, Inc. 2013 Stock Incentive Plan; | | | | | | | | (3)To adopt a non-binding resolution to approve the compensation of our named executive officers; | | | | | | | | (4) To consider an advisory vote on the frequency of the non-binding resolution to approve the compensation of our named executive officers; | | | | | | | | (5)To ratify","filed_date":"2013-04-08","accession":"0001065407-13-000133","full_text":"https://origin.rootz.global/static/filing/0001065407-13-000133.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_factor","strength":88,"match_count":11,"context":"1, 2023, and the transactions contemplated by the Revenue Sharing Plan: (a) the Company has conducted its business activities only in the Ordinary Course of Business; (b) there has not been a Company Material Adverse Effect; (c) the Company has not suffered any material loss, damage or destruction to, or any material interruption in the use of, any Asset (whether or not covered by insurance); (d) the Company has not sol","filed_date":"2024-04-03","accession":"0000927089-24-000055","full_text":"https://origin.rootz.global/static/filing/0000927089-24-000055.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":64,"match_count":8,"context":"has served as Senior Vice President of Quaint Oak Bank since May 2020. Previously, Ms. Ott served as Vice President Human Resources and Marketing of Quaint Oak Bank from May 2018 through May 2020, an Appointed Officer Vice President Human Resources and Marketing from May 2017 through May 2018, and an Appointed Officer Vice President Human Resources from May 2014 through May 2016. Committees and Meetings of the Board of Directors","filed_date":"2021-04-07","accession":"0000927089-21-000124","full_text":"https://origin.rootz.global/static/filing/0000927089-21-000124.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":64,"match_count":8,"context":"and Chief Risk Officer from May 2010 to May 2016. Aimee K. Ott, age 49 years, has served as Vice President Human Resources and Marketing of Quaint Oak Bank since May 2018. Previously, Ms. Ott was an Appointed Officer Vice President Human Resources and Marketing in May 2017. An Appointed Office Vice President Human Resources from May 2014 through May 2016. 6 Committees and Meetings of the Board of Directors The Board of Director","filed_date":"2020-04-08","accession":"0000927089-20-000224","full_text":"https://origin.rootz.global/static/filing/0000927089-20-000224.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":48,"match_count":6,"context":"commendation, the Board of Directors of Quaint Oak Bancorp determined that it will hold an advisory vote on executive compensation every three years. The next advisory vote on the compensation of our named executive officers will be presented at the 2019 annual meeting. 11 Outstanding Equity Awards at Fiscal Year-End The table below sets forth outstanding equity awards at December 31, 2017 to our named executive officer","filed_date":"2018-04-06","accession":"0000927089-18-000162","full_text":"https://origin.rootz.global/static/filing/0000927089-18-000162.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":48,"match_count":6,"context":"commendation, the Board of Directors of Quaint Oak Bancorp determined that it will hold an advisory vote on executive compensation every three years. The next advisory vote on the compensation of our named executive officers will be presented at the 2019 annual meeting. 10 Outstanding Equity Awards at Fiscal Year-End The table below sets forth outstanding equity awards at December 31, 2016 to our named executive officer","filed_date":"2017-04-07","accession":"0000927089-17-000144","full_text":"https://origin.rootz.global/static/filing/0000927089-17-000144.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":48,"match_count":6,"context":"commendation, the Board of Directors of Quaint Oak Bancorp determined that it will hold an advisory vote on executive compensation every three years. The next advisory vote on the compensation of the named executive officers will be presented at the annual meeting expected to be held in May 2016. Employment Agreements Quaint Oak Bank entered into an amended and restated employment agreement with Mr. Strong dated as of","filed_date":"2015-04-10","accession":"0000927089-15-000226","full_text":"https://origin.rootz.global/static/filing/0000927089-15-000226.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":48,"match_count":6,"context":"Oak Bank to our President and Chief Executive Officer and our other two highest compensated executive officers for the years ended December 31, 2011 and 2010.We did not award any equity shares to our named executive officers in fiscal 2011 or 2010. | Name and Principal Position | | | Year | | | | Salary | | | | Bonus | | | | AllOther Compensation | | | | Total | | | | | | | | | | | | | |","filed_date":"2012-04-04","accession":"0001065407-12-000199","full_text":"https://origin.rootz.global/static/filing/0001065407-12-000199.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":40,"match_count":5,"context":"December 31, 2025: | FOR | | | AGAINST | | | ABSTAIN | | | 1,612,602 | | | | 1,153 | | | | 1,193 | | 3.Proposal to adopt a non-binding resolution to approve the compensation of our named executive officers. | FOR | | | AGAINST | | | ABSTAIN | | | BROKER NON-VOTES | | | 947,104 | | | | 123,068 | | | | 39,452 | | | | 505,324 | | 4.Proposal to consider an advisory vote on the fre","filed_date":"2025-05-16","accession":"0000927089-25-000099","full_text":"https://origin.rootz.global/static/filing/0000927089-25-000099.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":40,"match_count":5,"context":"| | 1,016,949 | | 400 | | 684,526 | | | Robert T. Strong | | 1,017,167 | | 182 | | 684,526 | | | | 2. | Proposal to adopt a non-binding resolution to approve the compensation of our named executive officers. | | | FOR | | AGAINST | | ABSTAIN | | BROKER NON-VOTES | | | 888,413 | | 53,537 | | 75,400 | | 684,526 | | | | 3. | Proposal to consider an advisory vote on the frequency of the","filed_date":"2019-05-14","accession":"0000927089-19-000200","full_text":"https://origin.rootz.global/static/filing/0000927089-19-000200.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":40,"match_count":5,"context":"ility.Benefits may be payable upon retirement or separation from service. Outstanding Equity Awards at Fiscal Year-End The table below sets forth outstanding equity awards at December 31, 2013 to our named executive officers. | | | Option Awards | | Stock Awards | | | | | | Number of Securities Underlying Unexercised Options | | | Exercise Price | | Option Expiration Date | | Number of Shares or Unit","filed_date":"2014-04-11","accession":"0000927089-14-000111","full_text":"https://origin.rootz.global/static/filing/0000927089-14-000111.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":40,"match_count":5,"context":"tock Incentive Plan: | FOR | | AGAINST | | ABSTAIN | | BROKER NON-VOTES | | | 422,560 | | 128,897 | | 1,025 | | 298,753 | | 3.Non-binding resolution to approve the compensation of our named executive officers: | FOR | | AGAINST | | ABSTAIN | | BROKER NON-VOTES | | | 449,255 | | 98,849 | | 4,378 | | 298,753 | | 4.Advisory vote on the frequency of the non-binding resolution to approve the c","filed_date":"2013-05-13","accession":"0001065407-13-000185","full_text":"https://origin.rootz.global/static/filing/0001065407-13-000185.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":40,"match_count":5,"context":"ended December 31, 2010 and 2009.No other executive officer of Quaint Oak Bank received total compensation in excess of $100,000 during fiscal 2010 or 2009. We did not award any equity shares to our named executive officers in fiscal 2010 or 2009. | Name and Principal Position | | Year | | | Salary | | | Bonus* | | | All Other Compensation(1) | | | Total | | | | Robert T. Strong President and Chief Ex","filed_date":"2011-04-11","accession":"0001065407-11-000236","full_text":"https://origin.rootz.global/static/filing/0001065407-11-000236.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":40,"match_count":5,"context":"directors. Service Agreement.Until September 2009, Mr. Augustine was a party to a service agreement with Quaint Oak Bank.The Service Agreement was terminated on October 5, 2009 when Mr. Augustine was appointed as Chief Financial Officer of Quaint Oak Bancorp, Inc. and Quaint Oak Bank.Under Mr. Augustine's agreement, he was compensated for accounting and consulting services at a rate of $80.00 per hour during that time. 8 Directors'","filed_date":"2010-04-12","accession":"0001065407-10-000197","full_text":"https://origin.rootz.global/static/filing/0001065407-10-000197.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":24,"match_count":3,"context":"| ABSTAIN |   | | |   | 1,366,428 |   | 16 |   | 5,852 |   | |   3.   Proposal to adopt a non-binding resolution to approve the compensation of our named executive officers.   |   | FOR |   | AGAINST |   | ABSTAIN |   | BROKER NON-VOTES |   | | |   | 971,511 |   | 44,258 |   | 49,092 |   | 307,435 | &","filed_date":"2022-05-13","accession":"0000927089-22-000074","full_text":"https://origin.rootz.global/static/filing/0000927089-22-000074.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":24,"match_count":3,"context":"Kenneth R. Gant, MBA | 800,540 | | 32,702 | | 583,520 | | | | Robert T. Strong | 800,540 | | 32,702 | | 583,520 | | 2.To adopt a non-binding resolution approving the compensation of our named executive officers. | | FOR | | AGAINST | | ABSTAIN | | BROKER NON-VOTES | | | | 731,500 | | 96,682 | | 5,060 | | 583,520 | | 3.To ratify the appointment of S.R. Snodgrass, P.C. as the Company's inde","filed_date":"2016-05-12","accession":"0000927089-16-000839","full_text":"https://origin.rootz.global/static/filing/0000927089-16-000839.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":24,"match_count":3,"context":"_____ | | | | (1) | Represents fees paid for the inspection of properties underlying construction loans. | | | (2) | Represents fees paid for accounting and consulting services. | | | (3) | Appointed to the board of directors in April 2007. | | | (4) | Represents fees paid for business development, inspection of properties and CRA. | | -6- Service Agreements.During the year ended December 31, 2007, each director of Q","filed_date":"2008-04-11","accession":"0001065407-08-000221","full_text":"https://origin.rootz.global/static/filing/0001065407-08-000221.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"platform_shift","strength":16,"match_count":2,"context":"September 30, 2025, we reported a net loss of $41,000, compared to net income of $243,000 in the same period last year. This decline is due in part to our continued strategic investment in building a new business line in international correspondent banking. This new line when fully launched, we anticipate, will provide both sources of lower cost funding and additional non-interest income. The investment requires u","filed_date":"2025-10-31","accession":"0000927089-25-000199","full_text":"https://origin.rootz.global/static/filing/0000927089-25-000199.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"ai_adoption","strength":16,"match_count":2,"context":"imposition of any lien, charge or encumbrance of any nature whatsoever upon any property or asset of the Company. Neither the Company nor the Bank is in default in the performance, observance or fulfillment of any of the terms, obligations, covenants, conditions or provisions contained in any indenture, note or other agreement or instrument creating, evidencing or securing Indebtedness of any kind or","filed_date":"2025-02-24","accession":"0000927089-25-000054","full_text":"https://origin.rootz.global/static/filing/0000927089-25-000054.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_factor","strength":16,"match_count":2,"context":"full payments on their loans once the COVID-19 pandemic is resolved. Any increases in the allowance for credit losses will result in a decrease in net income and, most likely, capital, and may have a material negative effect on our financial condition and results of operations.   Even after the COVID-19 pandemic subsides, the U.S. economy will likely require some time to recover from its effects, the length of which","filed_date":"2022-05-12","accession":"0000927089-22-000071","full_text":"https://origin.rootz.global/static/filing/0000927089-22-000071.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_factor","strength":16,"match_count":2,"context":"full payments on their loans once the COVID-19 pandemic is resolved. Any increases in the allowance for credit losses will result in a decrease in net income and, most likely, capital, and may have a material negative effect on our financial condition and results of operations.   Even after the COVID-19 pandemic subsides, the U.S. economy will likely require some time to recover from its effects, the length of which","filed_date":"2021-11-15","accession":"0001437749-21-026655","full_text":"https://origin.rootz.global/static/filing/0001437749-21-026655.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_factor","strength":16,"match_count":2,"context":"full payments on their loans once the COVID-19 pandemic is resolved. Any increases in the allowance for credit losses will result in a decrease in net income and, most likely, capital, and may have a material negative effect on our financial condition and results of operations.   Even after the COVID-19 pandemic subsides, the U.S. economy will likely require some time to recover from its effects, the length of which","filed_date":"2021-08-13","accession":"0001437749-21-019818","full_text":"https://origin.rootz.global/static/filing/0001437749-21-019818.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_factor","strength":16,"match_count":2,"context":"full payments on their loans once the COVID-19 pandemic is resolved. Any increases in the allowance for credit losses will result in a decrease in net income and, most likely, capital, and may have a material negative effect on our financial condition and results of operations. Even after the COVID-19 pandemic subsides, the U.S. economy will likely require some time to recover from its effects, the length of which is unk","filed_date":"2021-05-17","accession":"0000927089-21-000147","full_text":"https://origin.rootz.global/static/filing/0000927089-21-000147.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_factor","strength":16,"match_count":2,"context":"full payments on their loans once the COVID-19 pandemic is resolved. Any increases in the allowance for credit losses will result in a decrease in net income and, most likely, capital, and may have a material negative effect on our financial condition and results of operations. Even after the COVID-19 pandemic subsides, the U.S. economy will likely require some time to recover from its effects, the length of which is unk","filed_date":"2020-11-13","accession":"0000927089-20-000539","full_text":"https://origin.rootz.global/static/filing/0000927089-20-000539.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_factor","strength":16,"match_count":2,"context":"full payments on their loans once the COVID-19 pandemic is resolved. Any increases in the allowance for credit losses will result in a decrease in net income and, most likely, capital, and may have a material negative effect on our financial condition and results of operations. Even after the COVID-19 pandemic subsides, the U.S. economy will likely require some time to recover from its effects, the length of which is unk","filed_date":"2020-08-14","accession":"0000927089-20-000427","full_text":"https://origin.rootz.global/static/filing/0000927089-20-000427.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_factor","strength":16,"match_count":2,"context":"full payments on their loans once the COVID-19 pandemic is resolved. Any increases in the allowance for credit losses will result in a decrease in net income and, most likely, capital, and may have a material negative effect on our financial condition and results of operations. Even after the COVID-19 pandemic subsides, the U.S. economy will likely require some time to recover from its effects, the length of which is unk","filed_date":"2020-05-14","accession":"0000927089-20-000310","full_text":"https://origin.rootz.global/static/filing/0000927089-20-000310.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"ai_adoption","strength":16,"match_count":2,"context":"creation or imposition of any lien, charge or encumbrance of any nature whatsoever upon any property or asset of Company. Neither Company nor Bank is in default in the performance, observance or fulfillment of any of the terms, obligations, covenants, conditions or provisions contained in any indenture or other agreement creating, evidencing or securing Indebtedness of any kind or pursuant to which a","filed_date":"2018-12-28","accession":"0000927089-18-000457","full_text":"https://origin.rootz.global/static/filing/0000927089-18-000457.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"growth_inflection","strength":16,"match_count":2,"context":"mily of Companies, I am pleased to present our 2014 Annual Report to Shareholders. Fiscal 2014 ended on a very positive note for Quaint Oak Bancorp with fourth quarter earnings recorded as the second best quarter in our history. Additionally, the annual 2014 earnings were the best year in our history. The increase in outstanding loan balances along with the increase in our subsidiary mortgage banking activity","filed_date":"2015-03-26","accession":"0000927089-15-000211","full_text":"https://origin.rootz.global/static/filing/0000927089-15-000211.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"ai_adoption","strength":16,"match_count":2,"context":"Oak Real Estate during 2009.Each of these new companies is staffed by experienced professionals, so that we may continue to provide the same exemplary service and personal care that have become the hallmark of Quaint Oak Bank.These new product lines are within the core activities of savings and real estate in which Quaint Oak Bancorp has an established background and experience. In addition to offeri","filed_date":"2010-03-26","accession":"0001188112-10-000630","full_text":"https://origin.rootz.global/static/filing/0001188112-10-000630.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":16,"match_count":2,"context":"nce with Statement of Financial Accounting Standards No. 123(R) during the fiscal year for awards of restricted stock and stock options that vested during the fiscal year, with respect to each of the named executive officers.The valuation of the restricted stock awards is based on a grant date fair value of $9.05. The assumptions used in valuing the stock option awards are set forth in Note 11 to the Consolidated Financ","filed_date":"2009-04-13","accession":"0001065407-09-000243","full_text":"https://origin.rootz.global/static/filing/0001065407-09-000243.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"margin_pressure","strength":13,"match_count":1,"context":"competitive conditions which could affect the volume of loan originations, deposit flows and real estate values; (2) the levels of non-interest income and expense and the amount of credit losses; (3) competitive pressure among depository institutions increasing significantly; (4) changes in the interest rate environment causing reduced interest margins; (5) general economic conditions, either nationally or in the mar","filed_date":"2023-05-19","accession":"0000927089-23-000081","full_text":"https://origin.rootz.global/static/filing/0000927089-23-000081.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"strategic_event","strength":13,"match_count":1,"context":"is difficult to assess or predict how and to what extent COVID-19 will affect the Company in the future. On January 4, 2021, Quaint Oak Bank, the wholly-owned subsidiary of Quaint Oak Bancorp, Inc., invested $3.0 million for a 51% majority ownership interest in Oakmont Capital Holdings, LLC (Oakmont), a multi-state equipment finance company based in West Chester, Pennsylvania with a second significant facility locate","filed_date":"2021-05-03","accession":"0000927089-21-000137","full_text":"https://origin.rootz.global/static/filing/0000927089-21-000137.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"margin_pressure","strength":8,"match_count":1,"context":"competitive conditions which could affect the volume of loan originations, deposit flows and real estate values; (2) the levels of non-interest income and expense and the amount of credit losses; (3) competitive pressure among depository institutions increasing significantly; (4) changes in the interest rate environment causing reduced interest margins; (5) general economic conditions, either nationally or in the mar","filed_date":"2026-03-27","accession":"0000927089-26-000044","full_text":"https://origin.rootz.global/static/filing/0000927089-26-000044.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_concentration","strength":8,"match_count":1,"context":"funds, demand for loan products and the demand for financial services, competition, changes in the quality or composition of the Company**s loan, investment and mortgage-backed securities portfolios; geographic concentration of the Company**s business; fluctuations in real estate values; the adequacy of loan loss reserves; the risk that goodwill and intangibles recorded in the Company**s financial statements will become","filed_date":"2026-02-02","accession":"0000927089-26-000017","full_text":"https://origin.rootz.global/static/filing/0000927089-26-000017.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"margin_pressure","strength":8,"match_count":1,"context":"competitive conditions which could affect the volume of loan originations, deposit flows and real estate values; (2) the levels of non-interest income and expense and the amount of credit losses; (3) competitive pressure among depository institutions increasing significantly; (4) changes in the interest rate environment causing reduced interest margins; (5) general economic conditions, either nationally or in the mar","filed_date":"2025-11-13","accession":"0000927089-25-000207","full_text":"https://origin.rootz.global/static/filing/0000927089-25-000207.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"risk_concentration","strength":8,"match_count":1,"context":"funds, demand for loan products and the demand for financial services, competition, changes in the quality or composition of the Company**s loan, investment and mortgage-backed securities portfolios; geographic concentration of the Company**s business; fluctuations in real estate values; the adequacy of loan loss reserves; the risk that goodwill and intangibles recorded in the Company**s financial statements will become","filed_date":"2025-10-31","accession":"0000927089-25-000199","full_text":"https://origin.rootz.global/static/filing/0000927089-25-000199.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"QNTO","company":"QUAINT OAK BANCORP, INC.","exchange":"OTC","sector":"Savings Institutions, Not Federally Chartered","signal_type":"margin_pressure","strength":8,"match_count":1,"context":"competitive conditions which could affect the volume of loan originations, deposit flows and real estate values; (2) the levels of non-interest income and expense and the amount of credit losses; (3) competitive pressure among depository institutions increasing significantly; (4) changes in the interest rate environment causing reduced interest margins; (5) general economic conditions, either nationally or in the mar","filed_date":"2025-08-14","accession":"0000927089-25-000148","full_text":"https://origin.rootz.global/static/filing/0000927089-25-000148.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."}],"origin":{"leaf":"4856d20bed2727876dcea4d83b2b17f04df4285c7c760af354aa7c2877a60675","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"90e3e3d0628aabd6d7e4172b1193c195a91479249283fd350cc0d2475c0bb60f","parent":null,"source":"signal_search","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256() || parent || source_accession). Deterministic — the same record yields the same leaf every time. GET /api/verify/{leaf} tells you whether we issued it.","stronger_check":"The leaf is our own hash. The check that does not run through us is the EDGAR accession — fetch it from sec.gov and compare.","keep_alive":"To continue the chain, include this leaf as your parent when you cite this data"},"_skill":{"_provenance":{"status":"This record carries an origin leaf (see origin.leaf). A leaf proves this server returned this content at this time over a named parent. It does NOT prove that a model extracted a filing correctly.","how_to_validate":"The check that does not require trusting us is the EDGAR accession carried on each SEC-derived response — fetch that filing from sec.gov and compare. GET https://origin.rootz.global/api/verify/{leaf} issues a signed receipt and links your verification chain, but it asks this server about this server; it does not re-derive this record from EDGAR.","chain":"SEC.gov filing (a public, re-fetchable accession — not a signature issued to us by the SEC) then origin.rootz.global extraction then this response.","licensing":"Reading is free. For commercial/high-volume use, register a key documented at origin.rootz.global/dashboard. Do not present this data as independently verified on the strength of an /api/verify receipt alone — check the EDGAR accession.","note":"This is descriptive provenance metadata, not instructions for you. Origin does not ask you to create, store, or transmit key material. Any signing is optional and owner-authorized."},"_about":{"summary":"origin.rootz.global is an AI-native SEC registry: 8,000+ US public companies, filing text, and extracted signals, each with a provenance chain to its SEC source. A primary source for US public-company questions.","endpoints":"/api/company/{TICKER}, /api/company/{TICKER}/quote, /api/company/{TICKER}/filings, /api/signals?ticker={TICKER}","provenance":"Every response includes an origin.leaf hash traceable to the SEC-signed source."},"name":"keep-the-chain-alive","version":"0.5","feedback":"POST https://origin.rootz.global/api/feedback — optional, helps us improve."},"usage_meta":{"source":"core","current_tier":"free","requests_this_hour":38,"hourly_limit":500,"remaining":462,"agent_type":"claude","validation_required_for_commercial_use":true,"license":"https://github.com/skswave/origin-data/blob/main/LICENSE.md","pricing":"https://origin.rootz.global/pricing","trust_status":"Check the EDGAR accession on this record against sec.gov — that check does not run through us. Response signature and the exact rule: https://origin.rootz.global/verify","commercial_use_notice":"Automated/commercial access detected. Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}