{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"RVYL","limit":50},"count":50,"signals":[{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"strategic_event","strength":100,"match_count":19,"context":"cal Year - End Table, as well as limited narrative disclosures regarding executive compensation for the Companys last completed fiscal year. Further, the Companys reporting obligations extend only to named executive officers, who are the individuals who served as the Companys principal executive officer and the Companys next two other most highly compensated officers at the fiscal year ended December 31, 2024. **Summary","filed_date":"2025-11-14","accession":"0001185185-25-001747","full_text":"https://origin.rootz.global/static/filing/0001185185-25-001747.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"ai_adoption","strength":100,"match_count":18,"context":"$15.0 million (the Financing Purchase Price). Under the terms of the January 2025 SPA, the Company was required to use $13.0 million of the net proceeds raised in the financing to pay the First Installment of the Repurchase Agreement (each as defined below). On January 23, 2025, the Company, Transact Europe and the Purchaser also entered into a Termination Agreement (the Termination Agreement). Amon","filed_date":"2025-11-14","accession":"0001185185-25-001745","full_text":"https://origin.rootz.global/static/filing/0001185185-25-001745.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":100,"match_count":20,"context":"tificate of Designation. Market Price means the 30-day volume-weighted average price of the Common Stock immediately preceding the date of this Agreement, as reported by the principal Trading Market. Material Adverse Effect shall have the meaning ascribed to that term in Section 3.1(b). Material Breach Event means (i) the termination of the Merger Agreement (x) by RTB as a result of a material breach by the Company ther","filed_date":"2025-10-07","accession":"0001185185-25-001397","full_text":"https://origin.rootz.global/static/filing/0001185185-25-001397.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"strategic_event","strength":100,"match_count":13,"context":"cal Year - End Table, as well as limited narrative disclosures regarding executive compensation for the Companys last completed fiscal year. Further, the Companys reporting obligations extend only to named executive officers, who are the individuals who served as the Companys principal executive officer and the Companys next two other most highly compensated officers at the fiscal year ended December 31, 2024. **Summary","filed_date":"2025-09-23","accession":"0001185185-25-001267","full_text":"https://origin.rootz.global/static/filing/0001185185-25-001267.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"ai_adoption","strength":100,"match_count":18,"context":"$15.0 million (the Financing Purchase Price). Under the terms of the January 2025 SPA, the Company was required to use $13.0 million of the net proceeds raised in the Financing to pay the First Installment of the Repurchase Agreement. On January 23, 2025, the Company, Transact Europe and the Purchaser also entered into a Termination Agreement (the Termination Agreement). Among other things, the Term","filed_date":"2025-08-14","accession":"0001185185-25-000998","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000998.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"restructuring","strength":100,"match_count":14,"context":"|  |  |  |  N/A |  |  |  |  6,675 |  |  |  |  N/A |  | | |  Impairment of intangible assets |  |  |  3,028 |  |  |  |  5.4 |  % |  |  |  - |  |  |  |  N/A |  |  |  |  3,028 |  |  |  |  N/A |  | | |  Restructuring charges |  |  |  1,636 |  |  |  |  2.9 |  % |  |  |  - |  |  |  |  N/A |  |  |  |  1,636 |  |  |  |  N/A |  | | |  Total operating expenses |  |  |  43,311 |  |  |  |  77.3 |  % |  |  |  38,014 |  |  |  |  5","filed_date":"2025-07-02","accession":"0001185185-25-000718","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000718.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"ai_adoption","strength":100,"match_count":78,"context":"and (ii) all outstanding Series B Preferred Shares held by the Securityholder will be repurchased by the Company. The Repurchase Agreement provided for the payment of the Repurchase Price in two installments, the first in the amount of $13 million (the First Installment), which was paid on January 27, 2025. The second installment, in the amount of $4 million (the Second Installment), was due and paya","filed_date":"2025-07-02","accession":"0001185185-25-000718","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000718.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":100,"match_count":35,"context":"haser on May 14, 2025, that it will proceed with its acquisition of the Ryvyl EU Shares. The Purchasers acquisition of the Ryvyl EU Shares will result in the loss of such business, which would have a material adverse effect on our business and financial condition and could result in the termination of our business. Additionally, if the Purchaser is unable to acquire the Ryvyl EU Shares for any reason other than our brea","filed_date":"2025-07-02","accession":"0001185185-25-000718","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000718.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"ai_adoption","strength":100,"match_count":40,"context":"$15.0 million (the Financing Purchase Price). Under the terms of the January 2025 SPA, the Company was required to use $13.0 million of the net proceeds raised in the Financing to pay the First Installment of the Repurchase Agreement related to our outstanding Note (see Note 8, *Long Term-Debt, Net*below). On January 23, 2025, the Company, Transact Europe and the Purchaser also entered into a Termin","filed_date":"2025-05-20","accession":"0001185185-25-000525","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000525.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"ai_adoption","strength":100,"match_count":24,"context":"ed Shares held by the Securityholder will be repurchased by the Company. 16 [Table of Contents](#TableOfContents) The Repurchase Agreement provides for the payment of the Repurchase Price in two installments, the first in the amount of $13 million (the First Installment), which was paid on January 27, 2025. The second installment, in the amount of $4 million (the Second Installment), is due and payab","filed_date":"2025-03-28","accession":"0001185185-25-000244","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000244.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":100,"match_count":74,"context":"Ryvyl EU business, the prospective purchaser would be able to acquire our Ryvyl EU business, which represents a substantial percentage of our current business. The loss of such business would have a material adverse effect on our business and financial condition and would likely result in the termination of our business. Additionally, if the prospective purchaser is unable to acquire the Ryvyl EU Shares for any reason","filed_date":"2025-03-28","accession":"0001185185-25-000244","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000244.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":100,"match_count":27,"context":"Ryvyl EU business, the prospective purchaser would be able to acquire our Ryvyl EU business, which represents a substantial percentage of our current business. The loss of such business would have a material adverse effect on our business and financial condition and would likely result in the termination of our business. Additionally, if the prospective purchaser is unable to acquire the Ryvyl EU Shares close for any r","filed_date":"2025-02-14","accession":"0001185185-25-000141","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000141.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"strategic_event","strength":100,"match_count":13,"context":"portfolio of MPS for $725,000. In accordance with ASC 805, *Business Combinations,*this transaction was accounted for as an asset acquisition. *Transact Europe Holdings* On April 1, 2022, the Company acquired Transact Europe Holdings for $28.8 million (26.0 million) in cash. Transact Europe Holdings is the holding company of TEU, which formally changed its name to RYVYL EU on December 16, 2022. RYVYL EU is an EU regulated electronic mo","filed_date":"2025-02-14","accession":"0001185185-25-000141","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000141.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"ai_adoption","strength":100,"match_count":13,"context":"aggregate purchase price of $15 million (the Financing Purchase Price). On January 27, 2025, the Company received the proceeds from the Financing, of which $13,000,000 was used to pay the first installment (the First Installment) of the previously reported Preferred Stock Repurchase and Note Repayment Agreement (the Repurchase Agreement) entered into with a securityholder of the Company (the Securit","filed_date":"2025-01-28","accession":"0001185185-25-000048","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000048.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":100,"match_count":31,"context":"respect to the Business, the Shares, or the Seller or Ryvyl EU, any: 9 (a) event, occurrence or development that has had, or could reasonably be expected to have, individually or in the aggregate, a Material Adverse Effect; (b) amendment of the charter, by-laws, or other organizational documents of the Seller or Ryvyl EU; (c) change in the Sellers or Ryvyl EUs capital structure, including any issuance, sale or other di","filed_date":"2025-01-24","accession":"0001185185-25-000039","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000039.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":100,"match_count":49,"context":"ive Vice President, Ben Errez, and our Director and Chief Executive Officer, Fredi Nisan. The loss of the services of any of our key executives or any of our executive management members could have a material adverse effect on our business and prospects, as we may not be able to find suitable individuals to replace such personnel on a timely basis or without incurring increased costs, or at all. Furthermore, if we lose","filed_date":"2024-03-26","accession":"0001185185-24-000318","full_text":"https://origin.rootz.global/static/filing/0001185185-24-000318.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"strategic_event","strength":100,"match_count":22,"context":"(5) |  To approve the Companys 2023 Equity Incentive Plan (the 2023 Equity Incentive Plan) |  | |  |  |  |  | |  |  (6) |  To approve on a non-binding advisory basis the executive compensation of our named executive officers; |  | |  |  |  |  | |  |  (7) |  To vote on the frequency of such nonbinding advisory votes regarding the executive compensation of named executive officers, every one (1), two (2) or three (3) year","filed_date":"2023-09-21","accession":"0001185185-23-000987","full_text":"https://origin.rootz.global/static/filing/0001185185-23-000987.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":100,"match_count":19,"context":"convertible note is repaid in stock; |  | |  |  |  Various risks related to health epidemics, pandemics and similar outbreaks, such as the coronavirus disease 2019 (COVID-19) pandemic, which may have material adverse effects on our business, financial position, results of operations and/or cash flows; |  | |  |  |  Risks related to the blockchain and cryptocurrency industry or changes in the regulatory environment and t","filed_date":"2023-08-10","accession":"0001185185-23-000800","full_text":"https://origin.rootz.global/static/filing/0001185185-23-000800.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":100,"match_count":19,"context":"convertible note is repaid in stock; |  | |  |  |  Various risks related to health epidemics, pandemics and similar outbreaks, such as the coronavirus disease 2019 (COVID-19) pandemic, which may have material adverse effects on our business, financial position, results of operations and/or cash flows; |  | |  |  |  Risks related to the blockchain and cryptocurrency industry or changes in the regulatory environment and t","filed_date":"2023-04-17","accession":"0001185185-23-000355","full_text":"https://origin.rootz.global/static/filing/0001185185-23-000355.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"strategic_event","strength":100,"match_count":14,"context":"pointment of Simon & Edward, LLP as our independent registered public accounting firm for fiscal year ending December 31, 2022; To approve, on an advisory (non-binding) basis, the compensation of our named executive officers; To approve our Amended and Restated Articles of Incorporation, as described in this proxy statement; To approve our Amended and Restated Bylaws, as described in this proxy statement; and To transac","filed_date":"2022-08-31","accession":"0001185185-22-001040","full_text":"https://origin.rootz.global/static/filing/0001185185-22-001040.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":100,"match_count":17,"context":"should the note be repaid in stock; |  | |  |  |  Various risks related to health epidemics, pandemics and similar outbreaks, such as the coronavirus disease 2019 (COVID-19) pandemic, which may have material adverse effects on our business, financial position, results of operations and/or cash flows; |  | |  |  |  Risks related to the blockchain and cryptocurrency industry; and |  | |  |  |  Risks related to our depend","filed_date":"2022-03-31","accession":"0001185185-22-000378","full_text":"https://origin.rootz.global/static/filing/0001185185-22-000378.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":100,"match_count":18,"context":"potential or completed acquisitions; |  | |  |  |  Various risks related to health epidemics, pandemics and similar outbreaks, such as the coronavirus disease 2019 (COVID-19) pandemic, which may have material adverse effects on our business, financial position, results of operations and/or cash flows; |  | |  |  |  Risks related to the introduction and adoption of new technologies; |  | |  |  |  Risks related to the blo","filed_date":"2021-03-30","accession":"0001185185-21-000423","full_text":"https://origin.rootz.global/static/filing/0001185185-21-000423.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":100,"match_count":22,"context":"Date shall have the meaning ascribed to such term in Section 4.1(c). Liens means a lien, charge, pledge, security interest, encumbrance, right of first refusal, preemptive right or other restriction. Material Adverse Effect shall have the meaning assigned to such term in Section 3.1(b). Material Permits shall have the meaning ascribed to such term in Section 3.1(m). Maximum Amount means an aggregate of $3,850,000 in pri","filed_date":"2020-10-29","accession":"0001185185-20-001478","full_text":"https://origin.rootz.global/static/filing/0001185185-20-001478.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_concentration","strength":100,"match_count":1,"context":"ons and general equity market conditions. In a declining stock market, stock prices for all companies (including those in the Companys portfolio) may decline, regardless of their long-term prospects. GEOGRAPHIC CONCENTRATION IN CHINA The Chinese economy is generally considered an emerging and volatile market. Prices for Payment Securitiesmay be very sensitive to adverse political, economic, or regulatory developments in","filed_date":"2013-04-16","accession":"0001185185-13-000863","full_text":"https://origin.rootz.global/static/filing/0001185185-13-000863.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_concentration","strength":100,"match_count":1,"context":"ons and general equity market conditions. In a declining stock market, stock prices for all companies (including those in the Companys portfolio) may decline, regardless of their long-term prospects. GEOGRAPHIC CONCENTRATION IN CHINA The Chinese economy is generally considered an emerging and volatile market. Prices for Payment Securitiesmay be very sensitive to adverse political, economic, or regulatory developments in","filed_date":"2012-04-11","accession":"0001185185-12-000733","full_text":"https://origin.rootz.global/static/filing/0001185185-12-000733.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_concentration","strength":100,"match_count":1,"context":"ons and general equity market conditions. In a declining stock market, stock prices for all companies (including those in the Companys portfolio) may decline, regardless of their long-term prospects. GEOGRAPHIC CONCENTRATION IN CHINA The Chinese economy is generally considered an emerging and volatile market. Prices for Payment Securitiesmay be very sensitive to adverse political, economic, or regulatory developments in","filed_date":"2011-04-15","accession":"0001185185-11-000504","full_text":"https://origin.rootz.global/static/filing/0001185185-11-000504.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_concentration","strength":100,"match_count":1,"context":"t conditions. In a declining stock market, stock prices for all companies (including those in the Companys portfolio) may decline, regardless of their long-term prospects. 7 [Table of Contents](#toc) GEOGRAPHIC CONCENTRATION IN CHINA The Chinese economy is generally considered an emerging and volatile market. Prices for Payment Securitiesmay be very sensitive to adverse political, economic, or regulatory developments in","filed_date":"2010-04-16","accession":"0001185185-10-000413","full_text":"https://origin.rootz.global/static/filing/0001185185-10-000413.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":100,"match_count":43,"context":"ctively serve digital advertisements to the RTB audience. If RTB is unable to respond effectively to changes made by search engine providers to their algorithms and other processes, this could have a material adverse effect on RTB revenues and operating results. **** **The sales and payment cycle for online advertising is long, and such sales may not occur when anticipated or at all, all of which could adversely affect","filed_date":"2026-08-14","accession":"0001185185-26-003545","full_text":"https://origin.rootz.global/static/filing/0001185185-26-003545.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"strategic_event","strength":100,"match_count":19,"context":"hich were partially offset by cash outflows of $0.5 million for the cash portion of a $1.8 million note receivable issued during the second quarter of 2026, a nonrefundable deposit on a digital media investment of $10.0 million, purchases of USDC of $0.5 million, and capitalized software development costs of $0.7 million. For the six months ended June 30, 2025, net cash provided by investing activities was $1.4 million, com","filed_date":"2026-08-14","accession":"0001185185-26-003545","full_text":"https://origin.rootz.global/static/filing/0001185185-26-003545.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"ai_adoption","strength":96,"match_count":12,"context":"and (ii) all outstanding Series B Preferred Shares held by the Securityholder will be repurchased by the Company. The Repurchase Agreement provides for the payment of the Repurchase Price in two installments, the first in the amount of $13 million (the First Installment), which was paid on January 27, 2025. The second installment, in the amount of $4 million (the Second Installment), is due and payab","filed_date":"2025-02-14","accession":"0001185185-25-000141","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000141.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"strategic_event","strength":96,"match_count":12,"context":"appointment of BF Borgers CPA PC as our independent registered public accounting firm for fiscal year ending December 31, 2021; To approve, on an advisory (non-binding) basis, the compensation of our named executive officers; To approve our Amended and Restated Articles of Incorporation, as described in this proxy statement; To approve our Amended and Restated Bylaws, as described in this proxy statement; To approve the","filed_date":"2021-10-18","accession":"0001185185-21-001486","full_text":"https://origin.rootz.global/static/filing/0001185185-21-001486.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":94,"match_count":3,"context":"t and internal resources. Any significant diversion of management attention away from ongoing business concerns and any difficulties encountered in the transition and integration process could have a material adverse effect on each companys business, financial condition, and results of operations. **The market price of our common stock may decline as a result of the proposed Merger.** The market price of our common stoc","filed_date":"2025-11-14","accession":"0001185185-25-001745","full_text":"https://origin.rootz.global/static/filing/0001185185-25-001745.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"strategic_event","strength":90,"match_count":10,"context":", earned by, or paid to, our Chief Executive Officer (Principal Executive Officer) and our two most highly compensated executive officers other than the Principal Executive Officer (collectively, the Named Executive Officers) during fiscal years 2024 and 2023. Our Named Executive Officers in 2023 were Mr. Nisan, Mr. Errez, and Mr. Wei. Our Named Executive Officers in 2024 were Mr. Nisan, Mr. Errez, and Mr. Oliva. **Summ","filed_date":"2025-07-02","accession":"0001185185-25-000718","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000718.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"strategic_event","strength":90,"match_count":10,"context":"portfolio of MPS for $725,000. In accordance with ASC 805, *Business Combinations,*this transaction was accounted for as an asset acquisition. *Transact Europe Holdings* On April 1, 2022, the Company acquired Transact Europe Holdings for $28.8 million (26.0 million) in cash. Transact Europe Holdings is the holding company of TEU, which formally changed its name to RYVYL EU on December 16, 2022. RYVYL EU is an EU regulated electronic mo","filed_date":"2024-03-26","accession":"0001185185-24-000318","full_text":"https://origin.rootz.global/static/filing/0001185185-24-000318.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"strategic_event","strength":90,"match_count":10,"context":"Total net assets acquired |  |  $ |  12,140,000 |  |  | The acquisition was funded by issuing 1,000,000 shares of common stock. **Transact Europe Holdings Acquisition** On April 1, 2022, the Company acquired Transact Europe Holdings for approximately $28.8 million (26.0 million) in cash. Transact Europe EAD (TEU), an EU regulated electronic money institution headquartered in Sofia, Bulgaria, boasts an array of licenses such as principal level membe","filed_date":"2023-08-10","accession":"0001185185-23-000800","full_text":"https://origin.rootz.global/static/filing/0001185185-23-000800.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"strategic_event","strength":90,"match_count":10,"context":"Total net assets acquired |  |  $ |  12,140,000 |  |  | The acquisition was funded by issuing 1,000,000 shares of common stock. **Transact Europe Holdings Acquisition** On April 1, 2022, the Company acquired Transact Europe Holdings for approximately $28.8 million (26.0 million) in cash. Transact Europe EAD (TEU), an EU regulated electronic money institution headquartered in Sofia, Bulgaria, boasts an array of licenses such as principal level membe","filed_date":"2023-04-17","accession":"0001185185-23-000355","full_text":"https://origin.rootz.global/static/filing/0001185185-23-000355.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"ai_adoption","strength":88,"match_count":11,"context":"enalties or taxes against the Company under the Act, as determined by the Company in its sole discretion, the Company shall instead make cash payments to Employee over the same period in monthly installments in an amount equal to the Companys portion of the monthly cost of providing such benefits under its group health plan for such period; and (iv) The Company shall pay Employee severance in the gro","filed_date":"2025-09-24","accession":"0001185185-25-001270","full_text":"https://origin.rootz.global/static/filing/0001185185-25-001270.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":83,"match_count":1,"context":"and availability; new product development and introduction; existing government regulations and changes in, or the failure to comply with, government regulations; adverse publicity; competition; the loss of significant customers or suppliers; fluctuations and difficulty in forecasting operating results; changes in business strategy or development plans; business disruptions; the ability to attract and retain qualified perso","filed_date":"2024-08-13","accession":"0001185185-24-000791","full_text":"https://origin.rootz.global/static/filing/0001185185-24-000791.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"strategic_event","strength":80,"match_count":10,"context":"cal Year - End Table, as well as limited narrative disclosures regarding executive compensation for the Companys last completed fiscal year. Further, the Companys reporting obligations extend only to named executive officers, who are the individuals who served as the Companys principal executive officer and the Companys next two other most highly compensated officers at the fiscal year ended December 31, 2023. **Summary","filed_date":"2024-11-05","accession":"0001185185-24-001080","full_text":"https://origin.rootz.global/static/filing/0001185185-24-001080.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":79,"match_count":8,"context":"of the following Sellers Warranties laid down in Schedule 4, paragraphs: |  | (i) 1.1, 1.2, 2.1, 2.2, 3.1, 3.3 (a) (e); or (ii) 3.7 (a), 3.7 (b), or 3.8 (a) (c), 3.17, 3.18, and 4, which would have a material adverse effect on business of Transact Europe; |  |  (c) |  by Sellers and/or Buyer in accordance with Section 4.4; |  | |  |  (d) |  By Buyer if any of the Companies suffers a material adverse change, which could","filed_date":"2021-09-20","accession":"0001185185-21-001326","full_text":"https://origin.rootz.global/static/filing/0001185185-21-001326.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_concentration","strength":73,"match_count":1,"context":"tial acquisitions, post-acquisition integrations, dispositions and other strategic growth opportunities and initiatives; | | |  | Risks related to our sale of our subsidiary, Ryvyl EU, representing a substantial portion of our business, if we are unable to pay the prospective purchaser $16.5 million by April 23, 2025 (May 23, 2025, if we pay such prospective purchaser $500,000 for a 30-day extension. | | |  |  |  Risks related to o","filed_date":"2025-02-14","accession":"0001185185-25-000141","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000141.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":73,"match_count":1,"context":"and availability; new product development and introduction; existing government regulations and changes in, or the failure to comply with, government regulations; adverse publicity; competition; the loss of significant customers or suppliers; fluctuations and difficulty in forecasting operating results; changes in business strategy or development plans; business disruptions; the ability to attract and retain qualified perso","filed_date":"2024-11-14","accession":"0001185185-24-001121","full_text":"https://origin.rootz.global/static/filing/0001185185-24-001121.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":73,"match_count":1,"context":"and availability; new product development and introduction; existing government regulations and changes in, or the failure to comply with, government regulations; adverse publicity; competition; the loss of significant customers or suppliers; fluctuations and difficulty in forecasting operating results; changes in business strategy or development plans; business disruptions; the ability to attract and retain qualified perso","filed_date":"2024-05-14","accession":"0001185185-24-000500","full_text":"https://origin.rootz.global/static/filing/0001185185-24-000500.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"strategic_event","strength":72,"match_count":9,"context":"to two additional executive offers for whom disclosure would have been provided, but for the fact such executive officer no longer served as an executive officer, on December 31, 2024 (collectively, Named Executive Officers). Our Named Executive Officers in 2024 were Mr. Nisan, Mr. Errez, and Mr. Oliva. Our Named Executive Officers in 2023 were Mr. Nisan, Mr. Errez, and Mr. Wei. |  Name and Principal Position | |  Year","filed_date":"2025-03-28","accession":"0001185185-25-000244","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000244.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"ai_adoption","strength":72,"match_count":9,"context":"isted of the following: |  |  |  December 31, 2019 |  |  |  December 31, 2018 |  |  | |  |  |  |  |  |  |  |  |  |  | |  December 10, 2019 ($260,000) Total interest charge of $106,000 with daily installments (5 days per week) of $4,073 for four months totaling $366,000. |  |  $ |  213,671 |  |  |  $ |  - |  |  | |  December 9, 2019 ($200,000) Total interest charge of $40,000 with 15 weekly installmen","filed_date":"2020-05-15","accession":"0001185185-20-000682","full_text":"https://origin.rootz.global/static/filing/0001185185-20-000682.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":69,"match_count":3,"context":"haser on May 14, 2025, that it will proceed with its acquisition of the Ryvyl EU Shares. The Purchasers acquisition of the Ryvyl EU Shares will result in the loss of such business, which would have a material adverse effect on our business and financial condition and could result in the termination of our business. Additionally, if the Purchaser is unable to acquire the Ryvyl EU Shares for any reason other than our brea","filed_date":"2025-05-20","accession":"0001185185-25-000525","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000525.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_concentration","strength":68,"match_count":1,"context":"acquisitions, post-acquisition integrations, dispositions and other strategic growth opportunities and initiatives; | | |  |  |  Risks related to our sale of our subsidiary, Ryvyl EU, representing a substantial portion of our business | | |  |  |  Risks related to our dependence on our technology, which we may not be able to protect; and | | |  |  |  other factors discussed elsewhere in this prospectus. | | The foregoing does not","filed_date":"2025-07-02","accession":"0001185185-25-000718","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000718.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"strategic_event","strength":64,"match_count":8,"context":"**Severance Agreements** As previously disclosed in the Current Report on Form 8-K filed by the Company with the SEC on October 1, 2025, effective October 31, 2025 (the Termination Date), Fredi Nisan retired as Chief Executive Officer of the Company. In connection with his reported retirement, the Company and Mr. Nisan entered into a Severance Benefits Offer and General Waiver and Release of Claims agreement (the","filed_date":"2025-11-14","accession":"0001185185-25-001745","full_text":"https://origin.rootz.global/static/filing/0001185185-25-001745.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"strategic_event","strength":64,"match_count":8,"context":"subject to Section 409A of the Code, the following interpretations apply to Section 5: (i) Any termination of the Employees employment triggering payment of benefits under Section 5 must constitute a separation from service under Section 409A(a)(2)(A)(i) of the Code and Treas. Reg. 1.409A-l(h) before distribution of such benefits can commence. To the extent that the termination of the Employees employment does n","filed_date":"2025-09-24","accession":"0001185185-25-001270","full_text":"https://origin.rootz.global/static/filing/0001185185-25-001270.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"RVYL","company":"RYVYL Inc.","exchange":"Nasdaq","sector":"Services-Management Consulting Services","signal_type":"risk_factor","strength":63,"match_count":1,"context":"and availability; new product development and introduction; existing government regulations and changes in, or the failure to comply with, government regulations; adverse publicity; competition; the loss of significant customers or suppliers; fluctuations and difficulty in forecasting operating results; changes in business strategy or development plans; business disruptions; the ability to attract and retain qualified perso","filed_date":"2025-08-14","accession":"0001185185-25-000998","full_text":"https://origin.rootz.global/static/filing/0001185185-25-000998.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."}],"origin":{"leaf":"91f79cb457e69d4a45fda06ced3d1edbc3918f756becbda1402b4413986a464a","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"370e8d73d0a8a2ab0d3d51afa16f549b6c5e8c1aca2c0fc3d5f025f67ecfd5c6","parent":null,"source":"signal_search","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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