{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"SIGI","limit":50},"count":50,"signals":[{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":19,"context":"al section of this Proxy Statement. | | Page35 | | | **Compensation Risk Assessment** We do not believe that risks arising from our compensation policies and practices are reasonably likely to have a material adverse effect on our operations or results. Accordingly, no material adjustments were made to our compensation policies and practices because of our risk profile. To make this determination, we assessed the risks","filed_date":"2026-03-26","accession":"0001104659-26-034953","full_text":"https://origin.rootz.global/static/filing/0001104659-26-034953.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":22,"context":"s named in the accompanying Proxy Statement for a one-year term expiring in 2027. |  Vote FOR each director nominee | | |  Item 2 |  Approve, on an advisory basis, the 2025 compensation of Selectives named executive officers. |  Vote FOR | | |  Item 3 |  Ratify the appointment of KPMG LLP as Selectives independent registered public accounting firm for the fiscal year ending December 31, 2026. |  Vote FOR | | |  We will","filed_date":"2026-03-26","accession":"0001104659-26-034953","full_text":"https://origin.rootz.global/static/filing/0001104659-26-034953.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":107,"context":"rategies and controls have inherent limitations. We cannot be certain an event or series of unanticipated events will (i) occur or not occur and generate losses greater than we expect and (ii) have a material adverse effect on our results of operations, liquidity, financial condition, financial strength, and debt ratings. Investors should carefully consider the risks and all other information in Item 1A. \"Risk Factors.,","filed_date":"2026-02-09","accession":"0000230557-26-000006","full_text":"https://origin.rootz.global/static/filing/0000230557-26-000006.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":29,"context":"rial Adverse Change means a material adverse change in the financial condition, operations, business, properties or assets of, as the case may be, the Borrower and its Subsidiaries, taken as a whole. Material Adverse Effect means a material adverse effect upon (i) the financial condition, operations, business, properties or assets of the Borrower and its Subsidiaries, taken as a whole, (ii) the ability of the Borrower o","filed_date":"2025-07-01","accession":"0001104659-25-064709","full_text":"https://origin.rootz.global/static/filing/0001104659-25-064709.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":17,"context":"n under Item 1. Business. of our 2024 Annual Report. **Compensation Risk Assessment** We do not believe that risks arising from our compensation policies and practices are reasonably likely to have a material adverse effect on our operations or results. Accordingly, no material adjustments were made to our compensation policies and practices because of our risk profile. To make this determination, we assessed the risks","filed_date":"2025-03-26","accession":"0001104659-25-028157","full_text":"https://origin.rootz.global/static/filing/0001104659-25-028157.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":27,"context":"kholders to: |  1. | Elect 12 directors named in the accompanying Proxy Statement for a one-year term expiring in 2026; |  | |  2. | Approve, on an advisory basis, the 2024 compensation of Selectives named executive officers; and |  | |  3. | Ratify the appointment of KPMG LLP as Selectives independent registered public accounting firm for the fiscal year ending December 31, 2025. | | In addition, we will attend to any","filed_date":"2025-03-26","accession":"0001104659-25-028157","full_text":"https://origin.rootz.global/static/filing/0001104659-25-028157.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":24,"context":"to perform its obligations under this Agreement, including the issuance and sale of the Securities, or to consummate the transactions contemplated in the preliminary prospectus and the Prospectus (a Material Adverse Effect), (B) there have been no transactions entered into by the Company or any of its subsidiaries, other than those in the ordinary course of business, which are material with respect to the Company and i","filed_date":"2025-02-25","accession":"0001104659-25-016922","full_text":"https://origin.rootz.global/static/filing/0001104659-25-016922.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":107,"context":"rategies and controls have inherent limitations. We cannot be certain an event or series of unanticipated events will (i) occur or not occur and generate losses greater than we expect and (ii) have a material adverse effect on our results of operations, liquidity, financial condition, financial strength, and debt ratings. An investor should carefully consider the risks and all other information in Item 1A. \"Risk Factors","filed_date":"2025-02-10","accession":"0000230557-25-000006","full_text":"https://origin.rootz.global/static/filing/0000230557-25-000006.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":17,"context":"n under Item 1. Business. of our 2023 Annual Report. **Compensation Risk Assessment** We do not believe that risks arising from our compensation policies and practices are reasonably likely to have a material adverse effect on our operations or results. Accordingly, no material adjustments were made to our compensation policies and practices because of our risk profile. To make this determination, we assessed the risks","filed_date":"2024-03-27","accession":"0001104659-24-039493","full_text":"https://origin.rootz.global/static/filing/0001104659-24-039493.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":27,"context":"kholders to: |  1. | Elect 12 directors named in the accompanying Proxy Statement for a one-year term expiring in 2025; |  | |  2. | Approve, on an advisory basis, the 2023 compensation of Selectives named executive officers; |  | |  3. | Approve the Selective Insurance Group, Inc. 2024 Omnibus Stock Plan; and |  | |  4. | Ratify the appointment of KPMG LLP as Selectives independent registered public accounting firm for","filed_date":"2024-03-27","accession":"0001104659-24-039493","full_text":"https://origin.rootz.global/static/filing/0001104659-24-039493.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":103,"context":"have inherent limitations. We cannot be 19 Table of Contentssure that an event or series of unanticipated events will (i) occur or not occur and generate losses greater than we expect and (ii) have a material adverse effect on our results of operations, liquidity, financial condition, financial strength, and debt ratings. An investor should carefully consider the risks and all other information included in Item 1A. \"Ris","filed_date":"2024-02-09","accession":"0000230557-24-000005","full_text":"https://origin.rootz.global/static/filing/0000230557-24-000005.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":15,"context":"orm10-K for the year ended December31, 2022. Page 40 **Compensation Risk Assessment** We do not believe that risks arising from our compensation policies and practices are reasonably likely to have a material adverse effect on our operations or results. Accordingly, no material adjustments were made to our compensation policies and practices as a result of our risk profile. To make this determination, we assessed the ri","filed_date":"2023-03-29","accession":"0001104659-23-038203","full_text":"https://origin.rootz.global/static/filing/0001104659-23-038203.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":31,"context":"ders to: |  | 1. | Elect 13 directors named in the accompanying Proxy Statement for a one-year term expiring in 2024; |  | |  | 2. | Approve, on an advisory basis, the 2022 compensation of Selectives named executive officers; |  | |  | 3. | Vote, on an advisory basis, on the frequency of an advisory vote on the compensation of Selectives named executive officers; and | | |  | 4. | Ratify the appointment of KPMG LLP as S","filed_date":"2023-03-29","accession":"0001104659-23-038203","full_text":"https://origin.rootz.global/static/filing/0001104659-23-038203.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":90,"context":"rols, however, have inherent limitations. We cannot be certain that an event or series of unanticipated events will (i) occur or not occur, and generate losses greater than we expect, and (ii) have a material adverse effect on our results of operations, liquidity, financial condition, financial strength, and debt ratings. An investor should carefully consider the risks and all other information included in Item 1A. \"Ris","filed_date":"2023-02-10","accession":"0000230557-23-000006","full_text":"https://origin.rootz.global/static/filing/0000230557-23-000006.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":29,"context":"rial Adverse Change means a material adverse change in the financial condition, operations, business, properties or assets of, as the case may be, the Borrower and its Subsidiaries, taken as a whole. Material Adverse Effect means a material adverse effect upon (i) the financial condition, operations, business, properties or assets of the Borrower and its Subsidiaries, taken as a whole, (ii) the ability of the Borrower o","filed_date":"2022-11-08","accession":"0001104659-22-115912","full_text":"https://origin.rootz.global/static/filing/0001104659-22-115912.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":13,"context":"es and controls, however, have inherent limitations. We cannot be certain that an event or series of unanticipated events will (i) not occur and generate losses greater than we expect and (ii) have a material adverse effect on our results of operations, liquidity, financial condition, financial strength, and debt ratings. An investor should carefully consider the risks and all other information included in Item 1A. Risk","filed_date":"2022-03-29","accession":"0001104659-22-039210","full_text":"https://origin.rootz.global/static/filing/0001104659-22-039210.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":21,"context":"kholders to: |  | 1. | Elect 16 directors named in the attached Proxy Statement for a one-year term expiring in 2023; |  | |  | 2. | Approve, on an advisory basis, the 2021 compensation of Selectives named executive officers; and |  | |  | 3. | Ratify the appointment of KPMG LLP as Selectives independent registered public accounting firm for the fiscal year ending December 31, 2022. | | We plan a brief business meeting","filed_date":"2022-03-29","accession":"0001104659-22-039210","full_text":"https://origin.rootz.global/static/filing/0001104659-22-039210.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":79,"context":"es and controls, however, have inherent limitations. We cannot be certain that an event or series of unanticipated events will (i) not occur and generate losses greater than we expect and (ii) have a material adverse effect on our results of operations, liquidity, financial condition, financial strength, and debt ratings. An investor should carefully consider the risks and all other information included in Item 1A. Risk","filed_date":"2022-02-11","accession":"0000230557-22-000006","full_text":"https://origin.rootz.global/static/filing/0000230557-22-000006.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":21,"context":"ckholders to: |  | 1. | Elect 17 directors named in the attached Proxy Statement for a one-year term expiring in 2022; | | |  | 2. | Approve, on an advisory basis, the 2020 compensation of Selectives named executive officers; | | |  | 3. | Approve the amended and restated Selective Insurance Group, Inc. Employee Stock Purchase Plan (2021); and | | |  | 4. | Ratify the appointment of KPMG LLP as Selectives independent re","filed_date":"2021-03-24","accession":"0001104659-21-040767","full_text":"https://origin.rootz.global/static/filing/0001104659-21-040767.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":47,"context":"strategies and controls, however, have inherent limitations. We cannot be certain that an event or series of unanticipated events will not occur and generate losses greater than we expect and have a material adverse effect on our results of operations, liquidity, financial condition, financial strength, and debt ratings. An investor should carefully consider the risks and all of the other information included in Item 1","filed_date":"2021-02-12","accession":"0000230557-21-000009","full_text":"https://origin.rootz.global/static/filing/0000230557-21-000009.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":11,"context":"the period | $ | (2,064) | | | 2,752 | | | 15,320 | | | 1,899 | | Net income | | NOTE 13. Litigation As of September 30, 2020, we do not believe we are involved in any legal action that could have a material adverse effect on our consolidated financial condition, results of operations, or cash flows. In the ordinary course of conducting business, we are parties in various legal actions. Most are claims litigation invol","filed_date":"2020-10-29","accession":"0000230557-20-000023","full_text":"https://origin.rootz.global/static/filing/0000230557-20-000023.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":9,"context":"for the period | $ | (4,652 | ) | | (520 | ) | | 17,384 | | | (853 | ) | Net income | | NOTE 13. Litigation As of June30, 2020, we do not believe we are involved in any legal action that could have a material adverse effect on our consolidated financial condition, results of operations, or cash flows. In the ordinary course of conducting business, we are parties in various legal actions. Most are claims litigation invol","filed_date":"2020-07-31","accession":"0000230557-20-000018","full_text":"https://origin.rootz.global/static/filing/0000230557-20-000018.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":7,"context":"n net deferred tax asset) or December 31, 2019 ($6.8 million net deferred tax asset).  NOTE 15. Litigation As of March31, 2020, we do not believe we are involved in any legal action that could have a material adverse effect on our consolidated financial condition, results of operations, or cash flows. In the ordinary course of conducting business, we are parties in various legal actions. Most are claims litigation invol","filed_date":"2020-05-06","accession":"0000230557-20-000010","full_text":"https://origin.rootz.global/static/filing/0000230557-20-000010.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":19,"context":"stockholders to: |  1. | Elect 13 directors named in the attached Proxy Statement for a one-year term expiring in 2021; | | |  2. | Approve, on an advisory basis, the 2019 compensation of Selectives named executive officers; and | | |  3. | Ratify the appointment of KPMG LLP as Selectives independent registered public accounting firm for the fiscal year ending December 31, 2020. | | We plan a brief business meeting foc","filed_date":"2020-03-25","accession":"0001104659-20-038066","full_text":"https://origin.rootz.global/static/filing/0001104659-20-038066.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":36,"context":"strategies and controls, however, have inherent limitations. We cannot be certain that an event or series of unanticipated events will not occur and result in losses greater than we expect and have a material adverse effect on our results of operations, liquidity, financial condition, financial strength, and debt ratings. An investor should carefully consider the risks and all of the other information included in Item 1","filed_date":"2020-02-12","accession":"0000230557-20-000005","full_text":"https://origin.rootz.global/static/filing/0000230557-20-000005.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":15,"context":"ckholders to: |  | 1. | Elect 14 directors named in the attached Proxy Statement for a one-year term expiring in 2020; | | |  | 2. | Approve, on an advisory basis, the 2018 compensation of Selectives named executive officers; and | | |  | 3. | Ratify the appointment of KPMG LLP as Selectives independent registered public accounting firm for the fiscal year ending December 31, 2019. | | We plan a brief business meeting f","filed_date":"2019-03-25","accession":"0001171843-19-001942","full_text":"https://origin.rootz.global/static/filing/0001171843-19-001942.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":41,"context":"strategies and controls, however, have inherent limitations. We cannot be certain that an event or series of unanticipated events will not occur and result in losses greater than we expect and have a material adverse effect on our results of operations, liquidity, financial condition, financial strength, and debt ratings. An investor should carefully consider the risks and all of the other information included in Item 1","filed_date":"2019-02-15","accession":"0000230557-19-000012","full_text":"https://origin.rootz.global/static/filing/0000230557-19-000012.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":15,"context":"k stockholders to: |  | 1. | Elect 13 directors named in the attached Proxy Statement for a one-year term expiring in 2019; | | |  | 2. | Approve, on an advisory basis, the compensation of Selectives named executive officers; | | |  | 3. | Approve an amendment and restatement of the Selective Insurance Group, Inc. 2014 Omnibus Stock Plan to: (i) increase the number of shares issuable under such plan; and (ii) make admin","filed_date":"2018-03-26","accession":"0001171843-18-002260","full_text":"https://origin.rootz.global/static/filing/0001171843-18-002260.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":39,"context":"strategies and controls, however, have inherent limitations. We cannot be certain that an event or series of unanticipated events will not occur and result in losses greater than we expect and have a material adverse effect on our results of operations, liquidity, financial condition, financial strength, and debt ratings. An investor should carefully consider the risks and all of the other information included in Item 1","filed_date":"2018-02-20","accession":"0000230557-18-000009","full_text":"https://origin.rootz.global/static/filing/0000230557-18-000009.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":22,"context":"rsey 07890. At the meeting, we will ask stockholders to: |  | 1. | Elect 12 directors for a one-year term expiring in 2018; | | |  | 2. | Approve, on an advisory basis, the compensation of Selectives named executive officers; | | |  | 3. | Approve, on an advisory basis, the frequency of an advisory vote on the compensation of Selectives named executive officers; and | | |  | 4. | Ratify the appointment of KPMG LLP as Se","filed_date":"2017-03-24","accession":"0001171843-17-001744","full_text":"https://origin.rootz.global/static/filing/0001171843-17-001744.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":34,"context":"d implement our outsourcing strategies or our third-party providers fail to perform as anticipated, we may experience operational difficulties, increased costs, and a loss of business that may have a material adverse effect on our results of operations or financial condition. Currently, we have agreements with multiple consulting, information technology, and service providers for supplemental staffing services. Collecti","filed_date":"2017-02-22","accession":"0000230557-17-000003","full_text":"https://origin.rootz.global/static/filing/0000230557-17-000003.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":16,"context":"rsey 07890. At the meeting, we will ask stockholders to: |  | 1. | Elect 12 directors for a one-year term expiring in 2017; | | |  | 2. | Approve, on an advisory basis, the compensation of Selectives named executive officers; and | | |  | 3. | Ratify the appointment of KPMG LLP as Selectives independent registered public accounting firm for the fiscal year ending December 31, 2016. | | We plan a brief business meeting f","filed_date":"2016-03-25","accession":"0001144204-16-090284","full_text":"https://origin.rootz.global/static/filing/0001144204-16-090284.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":34,"context":"are inadequate or reduce them if they are redundant. An increase in reserves: (i) reduces net income and stockholders equity for the period in which the reserves are increased; and (ii) could have a material adverse effect on our results of operations, liquidity, financial condition, financial strength, and debt ratings. We are subject to losses from catastrophic events. Our results are subject to losses from natural a","filed_date":"2016-02-24","accession":"0000230557-16-000025","full_text":"https://origin.rootz.global/static/filing/0000230557-16-000025.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":17,"context":"rsey 07890. At the meeting, we will ask stockholders to: |  | 1. | Elect 11 directors for a one-year term expiring in 2016; | | |  | 2. | Approve, on an advisory basis, the compensation of Selectives named executive officers; and | | |  | 3. | Ratify the appointment of KPMG LLP as Selectives independent registered public accounting firm for the fiscal year ending December 31, 2015. | | We plan a brief business meeting f","filed_date":"2015-03-24","accession":"0001144204-15-017981","full_text":"https://origin.rootz.global/static/filing/0001144204-15-017981.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":35,"context":"sing stockholders dividends. The following list of risk factors is not exhaustive, and others may exist. Risks Related to Insurance Segments The failure of our risk management strategies could have a material adverse effect on our financial condition or results of operations. As an insurance provider, it is our business to take on risk from our customers. Our long term strategy includes use of above average operational","filed_date":"2015-02-26","accession":"0000230557-15-000003","full_text":"https://origin.rootz.global/static/filing/0000230557-15-000003.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":17,"context":"rsey 07890. At the meeting, we will ask stockholders to: |  | 1. | Elect 11 directors for a one-year term expiring in 2015; | | |  | 2. | Approve, on an advisory basis, the compensation of Selectives named executive officers; | | |  | 3. | Approve the Selective Insurance Group, Inc. 2014 Omnibus Stock Plan; | | |  | 4. | Approve the amendment and restatement of the Selective Insurance Group, Inc. Cash Incentive Plan and","filed_date":"2014-03-24","accession":"0001144204-14-017261","full_text":"https://origin.rootz.global/static/filing/0001144204-14-017261.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":38,"context":"ends that would require us to increase some reserves and/or decrease other reserves for prior periods and could also lead to additional increases in loss and loss expense reserves, which could have a material adverse effect on our results of operations, equity, insurer financial strength, and debt ratings.  In 2013, we experienced overall favorable loss development of approximately $25.5 million, compared to $25.5 milli","filed_date":"2014-02-28","accession":"0000230557-14-000003","full_text":"https://origin.rootz.global/static/filing/0000230557-14-000003.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":16,"context":"meeting, we will ask stockholders to: |  | 1. | Elect eleven directors for a one-year term expiring in 2014; | | |  | 2. | Approve a non-binding advisory resolution on the compensation of Selectives named executive officers; and | | |  | 3. | Ratify the appointment of KPMG LLP as our independent registered public accounting firm for the fiscal year ending December 31, 2013. | | We plan a brief business meeting focused","filed_date":"2013-03-25","accession":"0001144204-13-017254","full_text":"https://origin.rootz.global/static/filing/0001144204-13-017254.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":40,"context":"ends that would require us to increase some reserves and/or decrease other reserves for prior periods and could also lead to additional increases in loss and loss expense reserves, which could have a material adverse effect on our results of operations, equity, insurer financial strength, and debt ratings.  In 2012, we experienced overall favorable loss development of approximately $26 million compared to $39 million in","filed_date":"2013-02-21","accession":"0000230557-13-000003","full_text":"https://origin.rootz.global/static/filing/0000230557-13-000003.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"ai_adoption","strength":100,"match_count":15,"context":"557/000114420413007134/) **Origin leaf:** dea32fcb3fb581aff02218cbfa876b75576bbbce92b388a266585ecd1205f3df **Words:** 31,117 **Logo:** https://api.massive.com/v1/reference/company-branding/c2VsZWN0aXZlLmNvbQ/images/2025-04-04_logo.svg --- EX-4.1 3 v334276_ex4-1.htm EXHIBIT 4.1 **  EXHIBIT 4.1 SELECTIVE INSURANCE GROUP, INC. AND U.S. BANK NATIONAL ASSOCIATION Trustee Indenture Dated as of February","filed_date":"2013-02-08","accession":"0001144204-13-007134","full_text":"https://origin.rootz.global/static/filing/0001144204-13-007134.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":36,"context":"lders dividends. The following list of risk factors is not exhaustive, and others may exist. **Risks Related to Insurance Segments** ** ** **The failure of our risk management strategies could have a material adverse effect on our financial condition or results of operations. ** We employ a number of risk management strategies to reduce our exposure to risk that include, but are not limited to, the following: |  | | Bei","filed_date":"2013-02-05","accession":"0001144204-13-005971","full_text":"https://origin.rootz.global/static/filing/0001144204-13-005971.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":17,"context":"meeting, we will ask stockholders to: |  | 1. | Elect eleven directors for a one-year term expiring in 2013; | | |  | 2. | Approve a non-binding advisory resolution on the compensation of Selectives named executive officers; and | | |  | 3. | Ratify the appointment of KPMG LLP as our independent registered public accounting firm for the fiscal year ending December 31, 2012. | | We plan a brief business meeting focused","filed_date":"2012-03-26","accession":"0001144204-12-017109","full_text":"https://origin.rootz.global/static/filing/0001144204-12-017109.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":27,"context":"ers dividends. The following list of risk factors is not exhaustive, and others may exist. **Risks Related to Insurance Operations** ** ** **The failure of our risk management strategies could have a material adverse effect on our financial condition or results of operations. ** We employ a number of risk management strategies to reduce our exposure to risk that include, but are not limited to, the following: |  | | Bei","filed_date":"2012-02-24","accession":"0001144204-12-010820","full_text":"https://origin.rootz.global/static/filing/0001144204-12-010820.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":85,"match_count":10,"context":"strategies and controls, however, have inherent limitations. We cannot be certain that an event or series of unanticipated events will not occur and generate losses greater than we expect and have a material adverse effect on our results of operations, liquidity, financial condition, financial strength, and debt ratings. An investor should carefully consider the risks and all of the other information included in Item 1","filed_date":"2021-03-24","accession":"0001104659-21-040767","full_text":"https://origin.rootz.global/static/filing/0001104659-21-040767.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":83,"match_count":6,"context":"s, given the large or indeterminate amounts sought in certain of these actions, and the inherent unpredictability of litigation, an adverse outcome in certain matters could, from time-to-time, have a material adverse effect on our consolidated results of operations or cash flows in particular quarterly or annual periods. 22 NOTE 15.Discontinued Operations In 2009, we sold 100% of our interest in Selective HR, which had","filed_date":"2011-10-27","accession":"0001144204-11-059727","full_text":"https://origin.rootz.global/static/filing/0001144204-11-059727.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":83,"match_count":6,"context":"s, given the large or indeterminate amounts sought in certain of these actions, and the inherent unpredictability of litigation, an adverse outcome in certain matters could, from time-to-time, have a material adverse effect on our consolidated results of operations or cash flows in particular quarterly or annual periods. 22 |  NOTE 14. |  Discontinued Operations |  | In 2009, we sold 100% of our interest in Selective HR","filed_date":"2011-07-28","accession":"0001144204-11-042584","full_text":"https://origin.rootz.global/static/filing/0001144204-11-042584.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":82,"match_count":4,"context":"eclassifications for the period | | $ | 30,384 | | | 4,970 | | | | | | Net income | | NOTE 12. Litigation As of March 31, 2022, we do not believe we are involved in any legal action that could have a material adverse effect on our consolidated financial condition, results of operations, or cash flows. In the ordinary course of conducting business, we are parties in various legal actions. Most are claims litigation invol","filed_date":"2022-05-05","accession":"0000230557-22-000012","full_text":"https://origin.rootz.global/static/filing/0000230557-22-000012.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":80,"match_count":5,"context":"provide a cash tax benefit that is estimated at $6.4million for the 2025 tax year.NOTE 16. LitigationAs of September 30, 2025, we do not believe we are involved in any legal action that could have a material adverse effect on our consolidated financial condition, results of operations, or cash flows.In the ordinary course of conducting business, we are parties in various legal actions. Most are claims litigation involv","filed_date":"2025-10-24","accession":"0000230557-25-000025","full_text":"https://origin.rootz.global/static/filing/0000230557-25-000025.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":80,"match_count":5,"context":"s, given the large or indeterminate amounts sought in certain of these actions, and the inherent unpredictability of litigation, an adverse outcome in certain matters could, from time-to-time, have a material adverse effect on our consolidated results of operations or cash flows in particular quarterly or annual periods. 26 [Table of Contents](#s1037E06E87669CDBBA3C1153F3987E29) ITEM 2. MANAGEMENT'S DISCUSSION AND ANALY","filed_date":"2012-07-26","accession":"0001445305-12-002286","full_text":"https://origin.rootz.global/static/filing/0001445305-12-002286.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"SIGI","company":"SELECTIVE INSURANCE GROUP INC","exchange":"Nasdaq","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":77,"match_count":4,"context":"| 3.85 | | | 2.18 | | | | Diluted | | 1.42 | | | 0.66 | | | 3.83 | | | 2.16 | | | NOTE 13. Litigation As of September 30, 2023, we do not believe we are involved in any legal action that could have a material adverse effect on our consolidated financial condition, results of operations, or cash flows. In the ordinary course of conducting business, we are parties in various legal actions. Most are claims litigation invol","filed_date":"2023-11-02","accession":"0000230557-23-000032","full_text":"https://origin.rootz.global/static/filing/0000230557-23-000032.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."}],"origin":{"leaf":"e07ae338aba048479ab8caeac2156e8828c066a851cbd5b83f237d31b1b3d29d","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"80332d299200dfc20b264a90b72e3c71ee9adb5a7d8a2956018c93fce1a08e71","parent":null,"source":"signal_search","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). Deterministic — the same record yields the same leaf every time. GET /api/verify/{leaf} tells you whether we issued it.","stronger_check":"The leaf is our own hash. 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