{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"UNH","limit":50},"count":50,"signals":[{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":66,"context":"iders. They may also fail to provide us with the information we need to effectively conduct our businesses, such as information enabling us to estimate costs of care. Any of these events could have a material adverse effect on the provision of services to our members and our operations.  Some providers that render services to our members do not have contracts with us. In some instances, those providers have disputed and","filed_date":"2026-03-02","accession":"0000731766-26-000062","full_text":"https://origin.rootz.global/static/filing/0000731766-26-000062.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":18,"context":"gely non-cash and were excluded from adjusted earnings and adjusted earnings per share. The charge consisted of the following: ($ in millions, except per share data) Impact to 2025 Net Earnings Final Cyberattack Costs $(799) Net Portfolio Divestitures $442 Restructuring and Other $(2,521) Total Impact to Earnings before Income Taxes $(2,878) Income Taxes $1,256 Total Impact to Net Earnings $(1,622) Imp","filed_date":"2026-01-27","accession":"0000731766-26-000025","full_text":"https://origin.rootz.global/static/filing/0000731766-26-000025.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":16,"context":"d for acquisitions and other transactions, net of cash assumed | (4,436) | (11,674) | | | Purchases of property, equipment and capitalized software | (2,674) | (2,587) | | | Loans to care providers - cyberattack | | (8,904) | | | Repayments of care provider loans - cyberattack | 1,543 | 3,189 | | | Other, net | (2,164) | (1,284) | | | Cash flows used for investing activities | (6,074) | (19,408) | | |","filed_date":"2025-10-28","accession":"0000731766-25-000305","full_text":"https://origin.rootz.global/static/filing/0000731766-25-000305.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":16,"context":"paid for acquisitions and other transactions, net of cash assumed | (734) | (3,031) | | | Purchases of property, equipment and capitalized software | (1,784) | (1,596) | | | Loans to care providers - cyberattack | | (8,100) | | | Repayments of care provider loans - cyberattack | 1,293 | 604 | | | Other, net | (1,618) | (1,413) | | | Cash flows used for investing activities | (1,516) | (13,757) | | | Fi","filed_date":"2025-08-11","accession":"0000731766-25-000236","full_text":"https://origin.rootz.global/static/filing/0000731766-25-000236.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":16,"context":"ash paid for acquisitions and other transactions, net of cash assumed | (702) | (3,006) | | | Purchases of property, equipment and capitalized software | (898) | (743) | | | Loans to care providers - cyberattack | | (2,164) | | | Repayments of care provider loans - cyberattack | 891 | | | | Other, net | (582) | (919) | | | Cash flows used for investing activities | (74) | (6,340) | | | Financing activi","filed_date":"2025-05-07","accession":"0000731766-25-000131","full_text":"https://origin.rootz.global/static/filing/0000731766-25-000131.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":38,"context":"es.  After considering the results of the risk assessment, management concluded the level of risk associated with the Companys enterprise-wide compensation programs is not reasonably likely to have a material adverse effect on the Company. The results of the risk assessment were reviewed with the Compensation and Human Resources Committee at its February2025 meeting. Please see Compensation Discussion and Analysis for a","filed_date":"2025-04-21","accession":"0001104659-25-036829","full_text":"https://origin.rootz.global/static/filing/0001104659-25-036829.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"strategic_event","strength":100,"match_count":70,"context":"ten nominees set forth in the attached proxy statement to UnitedHealth Groups (the Company) Board of Directors.  Proposal 2: Conduct an advisory vote to approve the compensation paid to the Companys named executive officers as disclosed in the attached proxy statement (Say-on-Pay) vote.  Proposal 3: Ratify the appointment of Deloitte & Touche LLP as the independent registered public accounting firm for the Company for","filed_date":"2025-04-21","accession":"0001104659-25-036829","full_text":"https://origin.rootz.global/static/filing/0001104659-25-036829.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":56,"context":"iders. They may also fail to provide us with the information we need to effectively conduct our businesses, such as information enabling us to estimate costs of care. Any of these events could have a material adverse effect on the provision of services to our members and our operations.  Some providers that render services to our members do not have contracts with us. In some instances, those providers may dispute the p","filed_date":"2025-02-27","accession":"0000731766-25-000063","full_text":"https://origin.rootz.global/static/filing/0000731766-25-000063.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":31,"context":"iven primarily by serving people more comprehensively across the enterprise. Full year 2024 earnings from operations were $32.3 billion. Adjusted earnings from operations of $34.4 billion exclude the cyberattack direct response costs and South American impacts. The full year medical care ratio was 85.5% compared to 83.2% in 2023. The increase was primarily due to previously discussed items, including t","filed_date":"2025-01-16","accession":"0000731766-25-000022","full_text":"https://origin.rootz.global/static/filing/0000731766-25-000022.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":19,"context":"d for acquisitions and other transactions, net of cash assumed | (11,674) | (8,389) | | | Purchases of property, equipment and capitalized software | (2,587) | (2,427) | | | Loans to care providers - cyberattack | (8,904) | | | | Repayments of care provider loans - cyberattack | 3,189 | | | | Other, net | (1,284) | (721) | | | Cash flows used for investing activities | (19,408) | (14,387) | | | Financi","filed_date":"2024-11-04","accession":"0000731766-24-000323","full_text":"https://origin.rootz.global/static/filing/0000731766-24-000323.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":32,"context":"of $100.8 Billion Grew $8.5 Billion Year Over Year  Consumers Served by UnitedHealthcares Commercial Domestic Offerings Grew 2.4 Million Year to Date Third Quarter Earnings of $6.51 Per Share Include Cyberattack Impacts  Adjusted Earnings of $7.15 Per Share Include $0.12 in Business Disruption Impacts Exclude $0.28 Direct Response Costs (October 15, 2024) UnitedHealth Group (NYSE UNH) reported third qu","filed_date":"2024-10-15","accession":"0000731766-24-000320","full_text":"https://origin.rootz.global/static/filing/0000731766-24-000320.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":20,"context":"4,621 | 4,463 | | | Cash paid for acquisitions, net of cash assumed | (3,031) | (8,161) | | | Purchases of property, equipment and capitalized software | (1,596) | (1,589) | | | Loans to providers - cyberattack | (8,100) | | | | Other, net | (809) | (424) | | | Cash flows used for investing activities | (13,757) | (11,748) | | | Financing activities | | | Common share repurchases | (3,072) | (5,000) |","filed_date":"2024-08-09","accession":"0000731766-24-000262","full_text":"https://origin.rootz.global/static/filing/0000731766-24-000262.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":34,"context":"r to Date Cash Flows from Operations were $6.7 Billion or 1.5x Net Income Second Quarter Earnings of $4.54 Per Share Reflect Classification of Remaining South American Operations as Held for Sale and Cyberattack Impacts  Adjusted Earnings of $6.80 Per Share Include $0.28 in Business Disruption Impacts Exclude South American and Direct Response Costs (July 16, 2024) UnitedHealth Group (NYSE UNH) reporte","filed_date":"2024-07-16","accession":"0000731766-24-000242","full_text":"https://origin.rootz.global/static/filing/0000731766-24-000242.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":18,"context":"dditional information on our segments can be found in this Item 2 and in Note 8 of Notes to the Condensed Consolidated Financial Statements included in Part I, Item 1 of this report.Change Healthcare CyberattackAs previously announced, on February 21, 2024, we identified that cybercrime threat actors had gained access to certain Change Healthcare information technology systems. Upon detection of this o","filed_date":"2024-05-09","accession":"0000731766-24-000155","full_text":"https://origin.rootz.global/static/filing/0000731766-24-000155.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":23,"context":"res. After considering the results of the risk assessment, management concluded the level of risk associated with the Companys enterprise-wide compensation programs is not reasonably likely to have a material adverse effect on the Company. The results of the risk assessment were reviewed with the Compensation and Human Resources Committee at its February2024 meeting. Please see Compensation Discussion and Analysis for a","filed_date":"2024-04-22","accession":"0001104659-24-050055","full_text":"https://origin.rootz.global/static/filing/0001104659-24-050055.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"strategic_event","strength":100,"match_count":65,"context":"Proposal 1: Elect the ten nominees set forth in the attached proxy statement to the Companys Board of Directors. Proposal 2: Conduct an advisory vote to approve the compensation paid to the Companys named executive officers as disclosed in the attached proxy statement (Say-on-Pay) vote.  Proposal 3: Ratify the appointment of Deloitte & Touche LLP as the independent registered public accounting firm for the Company for","filed_date":"2024-04-22","accession":"0001104659-24-050055","full_text":"https://origin.rootz.global/static/filing/0001104659-24-050055.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":34,"context":"91.htm EX-99.1 UnitedHealth Group Reports First Quarter 2024 Results Revenues of $99.8 Billion Grew Nearly $8 Billion Year Over Year Earnings Reflect $0.74 per Share of Impacts from Change Healthcare Cyberattack $0.49 to Support Direct Response Efforts and $0.25 in Business Disruption Impacts  Company has Provided Over $6 Billion in Advance Funding and Interest-Free Loans to Support Care Providers in N","filed_date":"2024-04-16","accession":"0000731766-24-000146","full_text":"https://origin.rootz.global/static/filing/0000731766-24-000146.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":39,"context":"iders. They may also fail to provide us with the information we need to effectively conduct our businesses, such as information enabling us to estimate costs of care. Any of these events could have a material adverse effect on the provision of services to our members and our operations.  Some providers that render services to our members do not have contracts with us. In some instances, those providers may dispute the p","filed_date":"2024-02-28","accession":"0000731766-24-000081","full_text":"https://origin.rootz.global/static/filing/0000731766-24-000081.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":14,"context":"es.  After considering the results of the risk assessment, management concluded the level of risk associated with the Companys enterprise-wide compensation programs is not reasonably likely to have a material adverse effect on the Company. The results of the risk assessment were reviewed with the Compensation and Human Resources Committee at its February2023 meeting. Please see Compensation Discussion and Analysis for a","filed_date":"2023-04-21","accession":"0001104659-23-048439","full_text":"https://origin.rootz.global/static/filing/0001104659-23-048439.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"strategic_event","strength":100,"match_count":67,"context":"roposal 1: Elect the nine nominees set forth in the attached proxy statement to the Companys Board of Directors.  Proposal 2: Conduct an advisory vote to approve the compensation paid to the Companys named executive officers as disclosed in the attached proxy statement (Say-on-Pay) vote.  Proposal 3: Conduct an advisory vote to approve the frequency of holding future Say-on-Pay votes (Say-on-Frequency).  Proposal 4: Rat","filed_date":"2023-04-21","accession":"0001104659-23-048439","full_text":"https://origin.rootz.global/static/filing/0001104659-23-048439.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":23,"context":"mbers. Health care providers with which we contract may not properly manage the costs of services, maintain financial solvency or avoid disputes with other providers. Any of these events could have a material adverse effect on the provision of services to our members and our operations.  Some providers that render services to our members do not have contracts with us. In some instances, those providers may dispute the p","filed_date":"2023-02-24","accession":"0000731766-23-000008","full_text":"https://origin.rootz.global/static/filing/0000731766-23-000008.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":13,"context":"es.  After considering the results of the risk assessment, management concluded the level of risk associated with the Companys enterprise-wide compensation programs is not reasonably likely to have a material adverse effect on the Company. The results of the risk assessment were reviewed with the Compensation and Human Resources Committee at its February2022 meeting. Please see Compensation Discussion and Analysis for a","filed_date":"2022-04-22","accession":"0001104659-22-048923","full_text":"https://origin.rootz.global/static/filing/0001104659-22-048923.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"strategic_event","strength":100,"match_count":66,"context":"oposal 1: Elect the eight nominees set forth in the attached proxy statement to the Companys Board of Directors.  Proposal 2: Conduct an advisory vote to approve the compensation paid to the Companys named executive officers as disclosed in the attached proxy statement (a Say on Pay) vote.  Proposal 3: Ratify the appointment of Deloitte & Touche LLP as the independent registered public accounting firm for the Company fo","filed_date":"2022-04-22","accession":"0001104659-22-048923","full_text":"https://origin.rootz.global/static/filing/0001104659-22-048923.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":21,"context":"ur Business and Our Industry We are subject to risks associated with public health crises, large-scale medical emergencies and pandemics, such as the COVID-19 pandemic, which could continue to have a material adverse effect on our business, results of operations, financial condition and financial performance.  The ongoing COVID-19 pandemic continues to impact health systems, businesses, governments and customer and cons","filed_date":"2022-02-15","accession":"0000731766-22-000008","full_text":"https://origin.rootz.global/static/filing/0000731766-22-000008.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"strategic_event","strength":100,"match_count":64,"context":"1:** Elect the nine nominees set forth in the attached proxy statement to the Company's Board of Directors.  **Proposal 2:** Conduct an advisory vote to approve the compensation paid to the Company's named executive officers as disclosed in the attached proxy statement (a \"Say on Pay\") vote.  **Proposal 3:** Ratify the appointment of Deloitte & Touche LLP as the independent registered public accounting firm for the Comp","filed_date":"2021-04-26","accession":"0001047469-21-001031","full_text":"https://origin.rootz.global/static/filing/0001047469-21-001031.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":100,"match_count":21,"context":"Related to Our Business and Our Industry We are subject to risks associated with public health crises, large-scale medical emergencies and pandemics, such as the COVID-19 pandemic, which could have a material adverse effect on our business, results of operations, financial condition and financial performance.  The ongoing COVID-19 global health crisis continues to have major impacts on health systems, businesses, govern","filed_date":"2021-03-01","accession":"0000731766-21-000013","full_text":"https://origin.rootz.global/static/filing/0000731766-21-000013.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":96,"match_count":12,"context":"uarter 2025 operating cost ratio of 12.3% compared to 13.3% in the year ago quarter reflecting business mix, inclusive of the Part D program changes, reduced impacts from last years Change Healthcare cyberattack and cost management activities. The full year 2025 operating cost ratio is now expected to be 12.75% +- 25 basis points.  The lower tax expense in the second quarter 2025 reflects the year-to-d","filed_date":"2025-07-29","accession":"0000731766-25-000228","full_text":"https://origin.rootz.global/static/filing/0000731766-25-000228.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"ai_adoption","strength":88,"match_count":11,"context":"ort on Form 10-K for the year ended December 31, 2020. For each director, the amounts reported include the aggregate grant date fair value of the annual equity award of DSUs granted in quarterly installments. The amounts reflect the value of fractional shares issued with the quarterly installments as we round equity grants up to the nearest whole share. We combine the cash compensation directors elec","filed_date":"2021-04-26","accession":"0001047469-21-001031","full_text":"https://origin.rootz.global/static/filing/0001047469-21-001031.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":80,"match_count":10,"context":"me of certain factors including our ability to effectively estimate, price for and manage medical costs new or changes in existing health care laws or regulations, or their enforcement or application cyberattacks, other privacydata security incidents, or our failure to comply with related regulations reductions in revenue or delays to cash flows received under government programs changes in Medicare, t","filed_date":"2025-10-28","accession":"0000731766-25-000301","full_text":"https://origin.rootz.global/static/filing/0000731766-25-000301.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":80,"match_count":10,"context":"me of certain factors including our ability to effectively estimate, price for and manage medical costs new or changes in existing health care laws or regulations, or their enforcement or application cyberattacks, other privacydata security incidents, or our failure to comply with related regulations reductions in revenue or delays to cash flows received under government  Page 5 of 6 programs changes i","filed_date":"2025-04-17","accession":"0000731766-25-000123","full_text":"https://origin.rootz.global/static/filing/0000731766-25-000123.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"ai_adoption","strength":80,"match_count":10,"context":"which by its terms bears interest only after Maturity, means interest payable after Maturity.  **Interest Payment Date**, when used with respect to any Security, means the Stated Maturity of an installment of interest on such Security.  **Investment Grade Rating** means a rating equal to or higher than BBB- (or the equivalent) by Fitch, Baa3 (or the equivalent) by Moodys and BBB- (or the equivalent)","filed_date":"2023-04-28","accession":"0001193125-23-127633","full_text":"https://origin.rootz.global/static/filing/0001193125-23-127633.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"ai_adoption","strength":64,"match_count":8,"context":"ncluding more sophisticated applications for mobile devices and new tools and products that leverage AI to improve the customer experience. We anticipate that fast-evolving AI technologies, including generative AI, will play an increasingly important role in our information systems and customer-facing technology products. Our ability to protect and enhance existing systems and develop new systems to keep pace","filed_date":"2026-03-02","accession":"0000731766-26-000062","full_text":"https://origin.rootz.global/static/filing/0000731766-26-000062.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":64,"match_count":8,"context":"me of certain factors including our ability to effectively estimate, price for and manage medical costs new or changes in existing health care laws or regulations, or their enforcement or application cyberattacks, other privacydata security incidents, or our failure to comply with  related regulations reductions in revenue or delays to cash flows received under government programs changes in Medicare,","filed_date":"2024-12-03","accession":"0000731766-24-000338","full_text":"https://origin.rootz.global/static/filing/0000731766-24-000338.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"ai_adoption","strength":64,"match_count":8,"context":"penalties, for us, damage our brand and reputation, or otherwise harm our business. If we fail to compete effectively to maintain or increase our market share, including maintaining or increasing enrollments in businesses providing health benefits, our results of operations, financial position and cash flows could be materially and adversely affected.  Our businesses compete throughout the United Sta","filed_date":"2021-03-01","accession":"0000731766-21-000013","full_text":"https://origin.rootz.global/static/filing/0000731766-21-000013.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"ai_adoption","strength":56,"match_count":7,"context":"ng more sophisticated applications for mobile devices and new tools and products that leverage AI/ML to improve the customer experience. We anticipate that fast-evolving AI/ML technologies, including generative AI, will play an increasingly important role in our information systems and customer-facing technology products. Our ability to protect and enhance existing systems and develop new systems to keep pace","filed_date":"2025-02-27","accession":"0000731766-25-000063","full_text":"https://origin.rootz.global/static/filing/0000731766-25-000063.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"ai_adoption","strength":56,"match_count":7,"context":"ng more sophisticated applications for mobile devices and new tools and products that leverage AI/ML to improve the customer experience. We anticipate that fast-evolving AI/ML technologies, including generative AI, will play an increasingly important role in our information systems and customer-facing technology products. Our ability to protect and enhance existing systems and develop new systems to keep pace","filed_date":"2024-02-28","accession":"0000731766-24-000081","full_text":"https://origin.rootz.global/static/filing/0000731766-24-000081.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"risk_factor","strength":56,"match_count":7,"context":"s.  After considering the results of the risk assessment, management concluded the level of risk associated with the Company's enterprise-wide compensation programs is not reasonably likely to have a material adverse effect on the Company. The results of the risk assessment were reviewed with the Compensation and Human Resources Committee at its February 2021 meeting. Please see \"Compensation Discussion and Analysis\" fo","filed_date":"2021-04-26","accession":"0001047469-21-001031","full_text":"https://origin.rootz.global/static/filing/0001047469-21-001031.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"UNH","company":"UNITEDHEALTH GROUP INC","exchange":"NYSE","sector":"Hospital & Medical Service Plans","signal_type":"ai_adoption","strength":48,"match_count":6,"context":"penalties, for us, damage our brand and reputation, or otherwise harm our business. If we fail to compete effectively to maintain or increase our market share, including maintaining or increasing enrollments in businesses providing health benefits, our results of operations, financial position and cash flows could be materially and adversely affected.  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