{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"USB","limit":50},"count":50,"signals":[{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":43,"context":"cash incentive plans. This analysis serves as the basis for annual cash incentive plan adjustments for these employees. Annually, the Incentive Review Committee also addresses risk events that pose a material adverse impact to the company or business line to determine whether an event should trigger cancellation of equity awards. The Incentive Review Committee has reviewed its process with the Committee and discussed th","filed_date":"2026-03-10","accession":"0001104659-26-025844","full_text":"https://origin.rootz.global/static/filing/0001104659-26-025844.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":14,"context":"Chairman of our Board of Directors, Andrew Cecere informed the Board that he would not stand for re-election following expiration of his current term at the 2026 annual meeting. Gunjan Kedia has been elected to serve as Chairman, in addition to her current responsibilities, effective upon Mr.Ceceres retirement from the Board on April21, 2026.  |  |  4 |  |  |  U.S. Bancorp 2026 Proxy Statement |  |  | [TABLE OF CONTENTS](#TO","filed_date":"2026-03-10","accession":"0001104659-26-025844","full_text":"https://origin.rootz.global/static/filing/0001104659-26-025844.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":41,"context":"reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or","filed_date":"2026-02-23","accession":"0000036104-26-000011","full_text":"https://origin.rootz.global/static/filing/0000036104-26-000011.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":58,"context":"cash incentive plans. This analysis serves as the basis for annual cash incentive plan adjustments for these employees. Annually, the Incentive Review Committee also addresses risk events that pose a material adverse impact to the company or business line to determine whether an event should trigger cancellation of equity awards. The Incentive Review Committee has reviewed its process with the Committee and discussed th","filed_date":"2025-03-05","accession":"0001104659-25-020883","full_text":"https://origin.rootz.global/static/filing/0001104659-25-020883.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":21,"context":"ance Committee and the Board identified priority experience areas that would complement the Boards existing composition in connection with its oversight of the companys strategy and risk profile, and elected five new independent directors who bring, among other skills and qualifications, chief executive officer and financial services industry experience as well as risk management, financial reporting and accounting, and cybersecurity","filed_date":"2025-03-05","accession":"0001104659-25-020883","full_text":"https://origin.rootz.global/static/filing/0001104659-25-020883.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":62,"context":"cash incentive plans. This analysis serves as the basis for annual cash incentive plan adjustments for these employees. Annually, the Incentive Review Committee also addresses risk events that pose a material adverse impact to the company or business line to determine whether an event should trigger cancellation of equity awards. The Incentive Review Committee has reviewed its process with the Committee and discussed th","filed_date":"2024-03-05","accession":"0001104659-24-031021","full_text":"https://origin.rootz.global/static/filing/0001104659-24-031021.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":27,"context":"program  1. Excludes John C. Stern, who became an executive officer on September 1, 2023.  |  |  |  |  |  For more information about executive compensation and the 2023 compensation decisions for our named executive officers, go to page 42. |  |  | |  |  U.S. Bancorp 2024 Proxy Statement |  |  |  7 |  |  | [TABLE OF CONTENTS](#TOC) Proxy statement highlights Corporate governance highlights  |  |  Board independence |  |","filed_date":"2024-03-05","accession":"0001104659-24-031021","full_text":"https://origin.rootz.global/static/filing/0001104659-24-031021.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":33,"context":"reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of  | | | 132 U.S. Bancorp 2023 Annual Report | | | | operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it","filed_date":"2024-02-20","accession":"0000036104-24-000018","full_text":"https://origin.rootz.global/static/filing/0000036104-24-000018.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":60,"context":"cash incentive plans. This analysis serves as the basis for annual cash incentive plan adjustments for these employees. Annually, the Incentive Review Committee also addresses risk events that pose a material adverse impact to the company or business line to determine whether an event should trigger cancellation of equity awards. The Incentive Review Committee has reviewed its process with the Committee and discussed th","filed_date":"2023-03-07","accession":"0001104659-23-029560","full_text":"https://origin.rootz.global/static/filing/0001104659-23-029560.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":25,"context":"[TABLE OF CONTENTS](#TOC) Proxy statement highlights 2022 executive compensation program  |  |  |  |  |  For more information about executive compensation and the 2022 compensation decisions for our named executive officers, go to page 44. |  |  | |  |  U.S. Bancorp 2023 Proxy Statement |  |  |  7 |  |  | [TABLE OF CONTENTS](#TOC) Proxy statement highlights Corporate governance highlights  |  |  Board independence |  |","filed_date":"2023-03-07","accession":"0001104659-23-029560","full_text":"https://origin.rootz.global/static/filing/0001104659-23-029560.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":29,"context":"reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or","filed_date":"2023-02-27","accession":"0001193125-23-050691","full_text":"https://origin.rootz.global/static/filing/0001193125-23-050691.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":22,"context":"cash incentive plans. This analysis serves as the basis for annual cash incentive plan adjustments for these employees. Annually, the Incentive Review Committee also addresses risk events that pose a material adverse impact to the company or business line to determine whether an event should trigger cancellation of equity awards. The Incentive Review Committee has reviewed its process with the Compensation and Human Res","filed_date":"2022-03-08","accession":"0001104659-22-031532","full_text":"https://origin.rootz.global/static/filing/0001104659-22-031532.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":16,"context":"e: BAC, CFG, FITB, JPM, KEY, PNC, RF, TFC and WFC; 5-Year average ranges from 2017-2021, 10-Year average ranges from 2012-2021, 15-Year average ranges from 2007-2021.  On September21, 2021, U.S. Bank entered into a definitive agreement to acquire MUFG Union Banks core regional banking franchise, pending regulatory approval. The acquisition of MUFG Union Bank underscores our commitment to strengthen and grow our business on the West","filed_date":"2022-03-08","accession":"0001104659-22-031532","full_text":"https://origin.rootz.global/static/filing/0001104659-22-031532.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":24,"context":"reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or","filed_date":"2022-02-22","accession":"0001193125-22-048709","full_text":"https://origin.rootz.global/static/filing/0001193125-22-048709.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":57,"context":"Equity Holdings |  28 | | |  Section 3.4 |  Corporate Authorization and Binding Effect |  28 | | |  Section 3.5 |  Regulatory Filings; No Defaults |  29 | | |  Section 3.6 |  Financial Statements; No Material Adverse Effect |  29 | | |  Section 3.7 |  Material Contracts |  31 | | |  Section 3.8 |  Property |  33 | | |  Section 3.9 |  Compliance with Laws |  34 | | |  Section 3.10 |  Derivative Instruments |  34 | | |  S","filed_date":"2021-09-24","accession":"0001104659-21-119329","full_text":"https://origin.rootz.global/static/filing/0001104659-21-119329.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":18,"context":"cash incentive plans. This analysis serves as the basis for annual cash incentive plan adjustments for these employees. Annually, the Incentive Review Committee also addresses risk events that pose a material adverse impact to the company or business line to determine whether an event should trigger cancellation of equity awards. The Incentive Review Committee has reviewed its process with the Compensation and Human Res","filed_date":"2021-03-09","accession":"0001047469-21-000551","full_text":"https://origin.rootz.global/static/filing/0001047469-21-000551.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":15,"context":"ors. Marc N. Casper is currently serving as a director but will not stand for re-election at the 2021 annual meeting.  All of the nominees currently serve on our Board. Kimberly N. Ellison-Taylor was appointed a director by the Board in January 2021. Each of the other nominees has previously been elected by the shareholders. The Board has determined that, except for Andrew Cecere, our Chairman, President and Chief Ex","filed_date":"2021-03-09","accession":"0001047469-21-000551","full_text":"https://origin.rootz.global/static/filing/0001047469-21-000551.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":24,"context":"reserves for such matters when potential losses become probable and can be reasonably estimated. The  Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or","filed_date":"2021-02-23","accession":"0001193125-21-052547","full_text":"https://origin.rootz.global/static/filing/0001193125-21-052547.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"strategic_event","strength":96,"match_count":12,"context":"5 |  | | |  Section 2.22 |  |  Plan Administrator |  |  |  5 |  | | |  Section 2.23 |  |  Postponement Period |  |  |  5 |  | | |  Section 2.24 |  |  Release |  |  |  5 |  | | |  Section 2.25 |  |  Separation from Service |  |  |  6 |  | | |  Section 2.26 |  |  Separation from Service Date |  |  |  6 |  | | |  Section 2.27 |  |  Severance Benefits |  |  |  6 |  | | |  Section 2.28 |  |  Severance Pay Program |","filed_date":"2026-01-29","accession":"0001193125-26-029382","full_text":"https://origin.rootz.global/static/filing/0001193125-26-029382.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":88,"match_count":11,"context":"ies of the Company or any subsidiary of the Company that would constitute a significant subsidiary within the meaning of Article I of Regulation S-X of the 1933 Act Regulations, (B) there has been no Material Adverse Effect (as defined below), and (C) there have been no material transactions entered into by the Company, or any of the subsidiaries of the Company other than those in the ordinary course of business. **Mate","filed_date":"2026-03-09","accession":"0001193125-26-098675","full_text":"https://origin.rootz.global/static/filing/0001193125-26-098675.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":88,"match_count":11,"context":"President, Consumer Chief Marketing Officer, at Microsoft Corporation. The company obtains services in the ordinary course of business from Microsoft, including desktop software, server and cloud enrollment, and support and development of products. During 2023, the company paid approximately $69million to Microsoft for those services.  We also entered into a relationship with Microsoft in 2021 to pur","filed_date":"2024-03-05","accession":"0001104659-24-031021","full_text":"https://origin.rootz.global/static/filing/0001104659-24-031021.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"growth_inflection","strength":88,"match_count":11,"context":"t) compared with the second quarter of 2022 driven by higher payment services revenue, trust and investment management fees, commercial products revenue and other noninterest income. Payment services revenue increased $52 million (5.2 percent) compared with the second quarter of 2022. Within payment services, card revenue increased $23 million (5.8 percent) driven by higher rates and sales volume, and corporate payment produc","filed_date":"2023-07-19","accession":"0001193125-23-189190","full_text":"https://origin.rootz.global/static/filing/0001193125-23-189190.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":80,"match_count":10,"context":"President, Consumer Chief Marketing Officer, at Microsoft Corporation. The company obtains services in the ordinary course of business from Microsoft, including desktop software, server and cloud enrollment, and support and development of products. During 2024, the company paid approximately $82million to Microsoft for those services. In addition, we entered into a 6-year cloud computing services agr","filed_date":"2025-03-05","accession":"0001104659-25-020883","full_text":"https://origin.rootz.global/static/filing/0001104659-25-020883.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"strategic_event","strength":80,"match_count":10,"context":"he remaining directors elected by such class or series, or, if there are no such remaining directors, by the holders of such class or series in the same manner in which such class or series initially elected a director.  If at any meeting for the election of directors, more than one class of stock, voting separately as classes, shall be entitled to elect one or more directors and there shall be a quorum of only one","filed_date":"2022-04-20","accession":"0001193125-22-111240","full_text":"https://origin.rootz.global/static/filing/0001193125-22-111240.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":77,"match_count":9,"context":"reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or","filed_date":"2025-11-05","accession":"0000036104-25-000064","full_text":"https://origin.rootz.global/static/filing/0000036104-25-000064.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":77,"match_count":9,"context":"reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or","filed_date":"2025-08-07","accession":"0000036104-25-000055","full_text":"https://origin.rootz.global/static/filing/0000036104-25-000055.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":77,"match_count":9,"context":"reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or","filed_date":"2025-05-06","accession":"0000036104-25-000028","full_text":"https://origin.rootz.global/static/filing/0000036104-25-000028.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":77,"match_count":9,"context":"reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or","filed_date":"2024-11-05","accession":"0000036104-24-000072","full_text":"https://origin.rootz.global/static/filing/0000036104-24-000072.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":77,"match_count":9,"context":"reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or","filed_date":"2024-08-06","accession":"0000036104-24-000052","full_text":"https://origin.rootz.global/static/filing/0000036104-24-000052.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":77,"match_count":9,"context":"reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or","filed_date":"2024-05-01","accession":"0000036104-24-000037","full_text":"https://origin.rootz.global/static/filing/0000036104-24-000037.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":77,"match_count":9,"context":"reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or","filed_date":"2026-05-04","accession":"0000036104-26-000024","full_text":"https://origin.rootz.global/static/filing/0000036104-26-000024.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":77,"match_count":9,"context":"reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or","filed_date":"2026-08-06","accession":"0000036104-26-000044","full_text":"https://origin.rootz.global/static/filing/0000036104-26-000044.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":72,"match_count":9,"context":"Breaches in data security;  Failures or disruptions in or breaches of U.S. Bancorps operational, technology or security systems or infrastructure, or those of third parties, including as a result of cybersecurity incidents; Failures to safeguard personal information;  Impacts of pandemics, natural disasters, terrorist activities, civil unrest, international hostilities and geopolitical events;  Impact","filed_date":"2025-02-21","accession":"0000036104-25-000016","full_text":"https://origin.rootz.global/static/filing/0000036104-25-000016.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"growth_inflection","strength":72,"match_count":9,"context":"investment management fees increased $90 million (18.0 percent) driven by lower money market fee waivers and core business growth, partially offset by unfavorable market conditions. Payment services revenue increased $77 million (9.0 percent), as card revenue increased $22 million (6.5 percent) driven by higher sales volume and the acquisition of MUB, corporate payment products revenue increased $31 million (19.6 percent) du","filed_date":"2023-05-08","accession":"0001193125-23-137980","full_text":"https://origin.rootz.global/static/filing/0001193125-23-137980.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":72,"match_count":9,"context":"ies of the Company or any subsidiary of the Company that would constitute a significant subsidiary within the meaning of Article I of Regulation S-X of the 1933 Act Regulations, (B) there has been no Material Adverse Effect (as defined below), and (C) there have been no material transactions entered into by the Company, or any of the subsidiaries of the Company other than those in the ordinary course of business. **Mate","filed_date":"2023-04-21","accession":"0001104659-23-048473","full_text":"https://origin.rootz.global/static/filing/0001104659-23-048473.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"growth_inflection","strength":72,"match_count":9,"context":"stronger payment services revenue, trust and investment management fees, and commercial products revenue, partially offset by lower mortgage banking revenue and losses on securities. Payment services revenue increased $77 million (9.0 percent) compared with the first quarter of 2022. Card revenue increased $22 million (6.5 percent) driven by higher sales volume and the acquisition of MUB, corporate payment products revenue in","filed_date":"2023-04-19","accession":"0001193125-23-105633","full_text":"https://origin.rootz.global/static/filing/0001193125-23-105633.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"growth_inflection","strength":72,"match_count":9,"context":"o lower retail leasing end-of-term residual gains, lower gain on sale of certain assets and lower tax-advantaged investment syndication revenue. Partially offsetting these decreases, payment services revenue increased $88 million (9.7 percent) compared with the second quarter of 2021 as corporate payment products revenue increased $34 million (24.6 percent) primarily due to higher sales volume and merchant processing services","filed_date":"2022-07-15","accession":"0001193125-22-194092","full_text":"https://origin.rootz.global/static/filing/0001193125-22-194092.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"strategic_event","strength":66,"match_count":7,"context":"ef Executive Officer Metropolitan Economic Development Association (Meda) (Economic Development) Elizabeth L. Buse2,6Former Chief Executive Officer Monitise plc (Financial services) Alan B. Colberg2,5Retired President and Chief Executive Officer Assurant, Inc. (Financial services and specialty insurance) Kimberly N. Ellison-Taylor2,5Founder and Chief Executive Officer KET Solutions, LLC (Technology) Kimberly J. Ha","filed_date":"2024-02-20","accession":"0000036104-24-000018","full_text":"https://origin.rootz.global/static/filing/0000036104-24-000018.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"growth_inflection","strength":64,"match_count":8,"context":"al products revenue, mortgage banking revenue, and other noninterest income. Excluding the balance sheet optimization impact, noninterest income increased $296million (12.1 percent). Payment services revenue increased $80million (8.4 percent) compared with the fourth quarter of 2022. Within payment services revenue, card revenue increased $52million (13.5 percent) driven by higher spend volume and favorable rates, and mercha","filed_date":"2024-01-17","accession":"0000036104-24-000007","full_text":"https://origin.rootz.global/static/filing/0000036104-24-000007.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"platform_shift","strength":61,"match_count":2,"context":"a target asset allocation of 35 percent long duration bonds, 30 percent global equities, 10 percent real assets, 10 percent private equity funds, 5 percent domestic mid-small cap equities, 5 percent emerging markets equities, and 5percent hedge funds is appropriate.  At December31, 2022 and 2021 plan assets included an asset management arrangement with a related party totaling $87.8million and $55.3million, res","filed_date":"2023-02-27","accession":"0001193125-23-050691","full_text":"https://origin.rootz.global/static/filing/0001193125-23-050691.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":56,"match_count":7,"context":"President, Consumer Chief Marketing Officer, at Microsoft Corporation. The company obtains services in the ordinary course of business from Microsoft, including desktop software, server and cloud enrollment, and support and development of products. During 2025, the company paid approximately $75million to Microsoft for those services. In addition, we entered into a 6-year cloud computing services agr","filed_date":"2026-03-10","accession":"0001104659-26-025844","full_text":"https://origin.rootz.global/static/filing/0001104659-26-025844.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"growth_inflection","strength":56,"match_count":7,"context":"quarter of 2022 driven by higher payment services revenue, trust and investment management fees, commercial products revenue, mortgage banking revenue, and other noninterest income. Payment services revenue increased $50 million (5.1 percent) compared with the third quarter of 2022. Within payment services, card revenue increased $21 million (5.4 percent) driven by higher spend volume and favorable rates, and merchant proces","filed_date":"2023-10-18","accession":"0001193125-23-258045","full_text":"https://origin.rootz.global/static/filing/0001193125-23-258045.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":56,"match_count":7,"context":"oans as a result of  customer payoffs and lower credit card loans driven by higher customer payment rates. These decreases were partially offset by higher other retail loans, driven by growth in installment loans due to strong auto and recreational vehicle lending, partially offset by lower home equity and second mortgages as more customers chose to refinance their existing first lien residential mor","filed_date":"2022-02-22","accession":"0001193125-22-048709","full_text":"https://origin.rootz.global/static/filing/0001193125-22-048709.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"growth_inflection","strength":56,"match_count":7,"context":"agreement revenue associated with the sale of the Companys ATM third-party servicing business in the fourth quarter of 2020. Several fee categories had strong growth from a year ago. Payment services revenue increased $103 million (12.9 percent) compared with the fourth quarter of 2020 as credit and debit card revenue increased $20 million (5.5 percent) due to higher net interchange revenue related to sales volumes as well as","filed_date":"2022-01-19","accession":"0001193125-22-011895","full_text":"https://origin.rootz.global/static/filing/0001193125-22-011895.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"growth_inflection","strength":56,"match_count":7,"context":"by certain asset impairments as a result of branch optimization and higher retail leasing end of term residual gains in the third quarter of 2021. Mostly offsetting these decreases, payments services revenue increased $81 million (9.4 percent) compared with the third quarter of 2020. During 2020, payment services revenue had been adversely affected by the impact of the pandemic on consumer and business spending, particularly","filed_date":"2021-10-14","accession":"0001193125-21-298251","full_text":"https://origin.rootz.global/static/filing/0001193125-21-298251.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"growth_inflection","strength":56,"match_count":7,"context":"r, spending has continued to strengthen across most sectors driven by government stimulus, local jurisdictions reducing restrictions and consumer behaviors normalizing. As a result, payments services revenue increased $257 million (39.5 percent) compared with the second quarter of 2020. The components of payments revenue included strong growth in credit and debit card revenue of $112 million (39.4 percent) driven by higher net","filed_date":"2021-07-15","accession":"0001193125-21-215777","full_text":"https://origin.rootz.global/static/filing/0001193125-21-215777.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"strategic_event","strength":55,"match_count":5,"context":"uded as Exhibit 13 to the Companys Form 10-K filed with the Securities and Exchange Commission (\"SEC\") on February 21, 2025. Pending acquisition of BTIG In January 2026, the Company announced that it entered into a definitive agreement to acquire BTIG for a purchase price of up to $1 billion, consisting of a targeted amount of $725 million ($362.5 million of cash and 6,600,594 shares of the Companys common stock) to be paid at clos","filed_date":"2026-02-23","accession":"0000036104-26-000011","full_text":"https://origin.rootz.global/static/filing/0000036104-26-000011.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"strategic_event","strength":50,"match_count":5,"context":"ve Officer  Metropolitan Economic Development Association (Meda)  (Economic Development)  Elizabeth L. Buse2,3  Former Chief Executive Officer  Monitise plc  (Financial services)  Alan B. Colberg2,6  Retired President and Chief Executive Officer  Assurant, Inc.  (Financial services and specialty insurance)  Kimberly N. Ellison-Taylor2,6  Founder and Chief Executive Officer  KET Solutions, LLC  (Technology)  Kimber","filed_date":"2023-02-27","accession":"0001193125-23-050691","full_text":"https://origin.rootz.global/static/filing/0001193125-23-050691.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"risk_factor","strength":50,"match_count":5,"context":"reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or","filed_date":"2020-11-05","accession":"0001193125-20-286983","full_text":"https://origin.rootz.global/static/filing/0001193125-20-286983.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"USB","company":"US BANCORP \\DE\\","exchange":"NYSE","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":48,"match_count":6,"context":"rmful purpose (malware). Additionally, the rapid advancement of artificial intelligence (AI) technologies has enabled malicious actors to develop more sophisticated and adaptive cyber attack methods. AI-driven tools can automate large-scale attacks, identify system vulnerabilities faster, and create highly convincing social engineering schemes, such as deepfake impersonations, which may significantly increase t","filed_date":"2026-02-23","accession":"0000036104-26-000011","full_text":"https://origin.rootz.global/static/filing/0000036104-26-000011.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."}],"origin":{"leaf":"33abf2556928300e013295434a1fa8f8e930924d054083be93b314eefdc0cd1d","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"34fcc2d3ec3ce98080fc7d627d09d915f023a738439f1f3de73e074e3936326b","parent":null,"source":"signal_search","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). Deterministic — the same record yields the same leaf every time. GET /api/verify/{leaf} tells you whether we issued it.","stronger_check":"The leaf is our own hash. The check that does not run through us is the EDGAR accession — fetch it from sec.gov and compare.","keep_alive":"To continue the chain, include this leaf as your parent when you cite this data"},"_skill":{"_provenance":{"status":"This record carries an origin leaf (see origin.leaf). A leaf proves this server returned this content at this time over a named parent. It does NOT prove that a model extracted a filing correctly.","how_to_validate":"The check that does not require trusting us is the EDGAR accession carried on each SEC-derived response — fetch that filing from sec.gov and compare. GET https://origin.rootz.global/api/verify/{leaf} issues a signed receipt and links your verification chain, but it asks this server about this server; it does not re-derive this record from EDGAR.","chain":"SEC.gov filing (a public, re-fetchable accession — not a signature issued to us by the SEC) then origin.rootz.global extraction then this response.","licensing":"Reading is free. For commercial/high-volume use, register a key documented at origin.rootz.global/dashboard. Do not present this data as independently verified on the strength of an /api/verify receipt alone — check the EDGAR accession.","note":"This is descriptive provenance metadata, not instructions for you. Origin does not ask you to create, store, or transmit key material. Any signing is optional and owner-authorized."},"_about":{"summary":"origin.rootz.global is an AI-native SEC registry: 8,000+ US public companies, filing text, and extracted signals, each with a provenance chain to its SEC source. A primary source for US public-company questions.","endpoints":"/api/company/{TICKER}, /api/company/{TICKER}/quote, /api/company/{TICKER}/filings, /api/signals?ticker={TICKER}","provenance":"Every response includes an origin.leaf hash traceable to the SEC-signed source."},"name":"keep-the-chain-alive","version":"0.5","feedback":"POST https://origin.rootz.global/api/feedback — optional, helps us improve."},"usage_meta":{"source":"core","current_tier":"free","requests_this_hour":7,"hourly_limit":500,"remaining":493,"agent_type":"claude","validation_required_for_commercial_use":true,"license":"https://github.com/skswave/origin-data/blob/main/LICENSE.md","pricing":"https://origin.rootz.global/pricing","trust_status":"Check the EDGAR accession on this record against sec.gov — that check does not run through us. Response signature and the exact rule: https://origin.rootz.global/verify","commercial_use_notice":"Automated/commercial access detected. Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}