{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"V","limit":50},"count":13,"signals":[{"ticker":"V","company":"VISA INC.","exchange":"NYSE","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":31,"context":"aid to our non-employeedirectors;Reviewed an annual compensation risk assessment report and confirmed that the Companys compensation program does not create risks that are reasonably likely to have a material adverse effect on the Company; andSelected an appropriate peer group for executive pay and performancecomparisons.In 2025, we adhered to our established compensation principles and design. The Compensation Committe","filed_date":"2025-12-08","accession":"0001308179-25-000635","full_text":"https://origin.rootz.global/static/filing/0001308179-25-000635.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"V","company":"VISA INC.","exchange":"NYSE","sector":"Services-Business Services, NEC","signal_type":"strategic_event","strength":100,"match_count":22,"context":"| | PAY FOR PERFORMANCEThe foundational principle of our compensation philosophy is pay for performance. We favor variable at-risk pay opportunities over fixed pay, with a significant portion of our named executive officers (NEO) total compensation determined based on performance against annual and long-term goals and shareholder return. | | | | | | | PROMOTE ALIGNMENT WITH STAKEHOLDERS INTERESTSWe reward performance t","filed_date":"2025-12-08","accession":"0001308179-25-000635","full_text":"https://origin.rootz.global/static/filing/0001308179-25-000635.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"V","company":"VISA INC.","exchange":"NYSE","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":100,"match_count":97,"context":"n the media, reputational impacts, including an inaccurate perception or misrepresentation of our actual CRS practices, diversion of managements attention and resources, and proxy fights, among other material adverse impacts on our business. Additionally, the goals or initiatives themselves could potentially subject us to litigation or investigations initiated by government authorities or private actors alleging that ou","filed_date":"2025-11-06","accession":"0001403161-25-000089","full_text":"https://origin.rootz.global/static/filing/0001403161-25-000089.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"V","company":"VISA INC.","exchange":"NYSE","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":80,"match_count":10,"context":"they can accept Visa and renew their attestations of compliance on a periodicbasis. Furthermore, we have made significant investments in sophisticated monitoring and detection capabilities, including AI powered tools, to identify potential illegal activity. For example, these tools are helping us detect sellers who fraudulently conceal the true nature of their businesses to avoid our compliance requirements. Whe","filed_date":"2025-12-08","accession":"0001308179-25-000635","full_text":"https://origin.rootz.global/static/filing/0001308179-25-000635.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"V","company":"VISA INC.","exchange":"NYSE","sector":"Services-Business Services, NEC","signal_type":"platform_shift","strength":32,"match_count":4,"context":"ture. In 2025, we deployed a pilot program that processed live agentic token transactions within the ecommerce and enterprise environments.  We see opportunity for stablecoins in two important areas: emerging markets where the local fiat currency is volatile and/or where consumers do not have easy or affordable access to U.S. dollars; and cross-border money movement, through both B2B payments and consumer remitt","filed_date":"2025-11-06","accession":"0001403161-25-000089","full_text":"https://origin.rootz.global/static/filing/0001403161-25-000089.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"V","company":"VISA INC.","exchange":"NYSE","sector":"Services-Business Services, NEC","signal_type":"growth_inflection","strength":32,"match_count":4,"context":"nges are calculated based on unrounded numbers. (2)For a full reconciliation of our GAAP to non-GAAP financial results, see tables in Non-GAAP financial results below. Highlights for fiscal 2025. Net revenue increased 11% over the prior year, primarily due to the growth in processed transactions, nominal cross-border volume, and nominal payments volume, partially offset by higher client incentives. See Results of Oper","filed_date":"2025-11-06","accession":"0001403161-25-000089","full_text":"https://origin.rootz.global/static/filing/0001403161-25-000089.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"V","company":"VISA INC.","exchange":"NYSE","sector":"Services-Business Services, NEC","signal_type":"strategic_event","strength":28,"match_count":1,"context":"rate growth. In fiscal 2024, we completed our acquisition of Pismo, a global cloud-native issuer processing and core banking platform with operations in Latin America, Asia Pacific and Europe, and we entered into a definitive agreement to acquire a majority interest in Prosa, a leading payments processor in Mexico. After closing, Prosa will continue to operate as an independent company. The Prosa acquisition is subject to customary","filed_date":"2025-11-06","accession":"0001403161-25-000089","full_text":"https://origin.rootz.global/static/filing/0001403161-25-000089.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"V","company":"VISA INC.","exchange":"NYSE","sector":"Services-Business Services, NEC","signal_type":"growth_inflection","strength":24,"match_count":3,"context":"cepted accounting principles (GAAP) financial results to non-GAAP financial results, please see Appendix A of this proxy statement. | | | 4 | | | | | | ABOUT VISA | | Our StrategyVisas strategy is to accelerate revenue growth through consumer payments (CP), commercial and money movement solutions (CMS), and value-added services (VAS), as well as fortify the key foundations of our business model, which consist of ou","filed_date":"2025-12-08","accession":"0001308179-25-000635","full_text":"https://origin.rootz.global/static/filing/0001308179-25-000635.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"V","company":"VISA INC.","exchange":"NYSE","sector":"Services-Business Services, NEC","signal_type":"growth_inflection","strength":16,"match_count":2,"context":"ed on unrounded numbers.(2)For a reconciliation of our GAAP to non-GAAP financial results, see tables in Non-GAAP financial results below.Highlights. For the three months ended December 31, 2025, net revenue increased 15% over the prior-year comparable period, primarily due to the growth in nominal cross-border volume, processed transactions and nominal payments volume, partially offset by higher client incentives. Se","filed_date":"2026-01-30","accession":"0001403161-26-000045","full_text":"https://origin.rootz.global/static/filing/0001403161-26-000045.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"V","company":"VISA INC.","exchange":"NYSE","sector":"Services-Business Services, NEC","signal_type":"ai_adoption","strength":16,"match_count":2,"context":"including early adoption and integration of artificial intelligence (AI) models in payment systems, Visa continues to invest in the development and deployment of next-generation technologies, such as generative AI (GenAI), stablecoins and agentic commerce. During fiscal 2025, 329 billion payments and cash transactions with Visas brand were processed by Visa or other networks, equating to an average of 901 mill","filed_date":"2025-11-06","accession":"0001403161-25-000089","full_text":"https://origin.rootz.global/static/filing/0001403161-25-000089.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"V","company":"VISA INC.","exchange":"NYSE","sector":"Services-Business Services, NEC","signal_type":"risk_factor","strength":13,"match_count":1,"context":"eves that it has strong defenses for the litigation and regulatory proceedings described below, it could, in the future, incur judgments or fines or enter into settlements of claims that could have a material adverse effect on the Companys financial position, results of operations or cash flows. From time to time, the Company may engage in settlement discussions or mediations with respect to one or more of its outstandi","filed_date":"2026-01-30","accession":"0001403161-26-000045","full_text":"https://origin.rootz.global/static/filing/0001403161-26-000045.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"V","company":"VISA INC.","exchange":"NYSE","sector":"Services-Business Services, NEC","signal_type":"restructuring","strength":8,"match_count":1,"context":"improve reportable segment disclosure requirements, primarily through enhanced disclosures about significant segment expenses. This standard also enhances interim disclosure requirements and provides new segment disclosure requirements for entities with a single reportable segment. The Company adopted this standard in fiscal 2025, which resulted in additional disclosures. See Note 14Segment Information.Note","filed_date":"2025-11-06","accession":"0001403161-25-000089","full_text":"https://origin.rootz.global/static/filing/0001403161-25-000089.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"V","company":"VISA INC.","exchange":"NYSE","sector":"Services-Business Services, NEC","signal_type":"margin_pressure","strength":8,"match_count":1,"context":"ne of our competitors, it could result in our business shifting to a competitor, which could put us at a competitive disadvantage and harm our business.28Table of ContentsIn addition, we face intense competitive pressure on the prices we charge our financial institution clients. In certain regions, we are increasingly facing competition from RTP networks, other payment facilitators offering lower pricing, and governm","filed_date":"2025-11-06","accession":"0001403161-25-000089","full_text":"https://origin.rootz.global/static/filing/0001403161-25-000089.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."}],"origin":{"leaf":"1b51229bb25aff256bc90ff5c4a04dc959c1333b39432b0e139f358fc86575cd","parent":null,"timestamp":"2026-05-26T09:48:04.207Z","source":"signal_search","chain":"SEC.gov PEM > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Hash this response content + parent + timestamp to reproduce the leaf hash","keep_alive":"To continue the chain, include this leaf as your parent when you cite this data"},"_skill":{"_agent_instructions":{"READ_THIS_FIRST":"Before using this data, follow these steps to maintain the provenance chain.","step_1":"Note the \"leaf\" hash from the origin block in this response.","step_2":"When you write output citing this data, compute: leaf = sha256(your_content + origin_leaf + timestamp). 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