{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"WTM","limit":50},"count":50,"signals":[{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":13,"context":"rocesses. Our Company website contains information on our risk management practices, including the primary frameworks used to assess risk and our approach to business continuity and the management of cybersecurity risks. | | |  | Communication of Our ESG Practices: To respond to feedback received in our annual shareholder engagement, we developed an ESG landing page on our corporate website to communic","filed_date":"2026-04-01","accession":"0001104659-26-038487","full_text":"https://origin.rootz.global/static/filing/0001104659-26-038487.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":40,"context":"erformance shares or restricted shares No long-term employment agreements  No excessive perquisites or benefits | | * *Chief Executive Officer1:* * 1 Does not sum to 100% due to rounding. * ** *Other Named Executive Officers (NEOs):* ** * The specifics of our compensation program begin on page 28 of the proxy statement. 6 |  Environmental, Social and Governance Practices and Disclosures | | |  | | White Mountainss Board","filed_date":"2026-04-01","accession":"0001104659-26-038487","full_text":"https://origin.rootz.global/static/filing/0001104659-26-038487.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":59,"context":"orations' tax years end. We encourage shareholders who are U.S. persons to consult their own tax advisors concerning the proposed regulations.Risks Related to Laws and RegulationRegulation may have a material adverse effect on our operations and financial condition.We are subject to supervision and regulation by regulatory authorities in the various jurisdictions in which we conduct business, including state and nationa","filed_date":"2026-02-27","accession":"0001628280-26-012603","full_text":"https://origin.rootz.global/static/filing/0001628280-26-012603.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":5,"context":"es a vast network of market resources, tools and expertise to its core agency partners, working alongside them to drive organic growth and improve agency performance.On July 18, 2025, White Mountains invested $150 million into BroadStreet through the BroadStreet SPV, alongside co-lead investors Ethos Capital LP and British Columbia Investment Management Corporation. See Note 2 Significant Transactions on page F- 19. W","filed_date":"2026-02-27","accession":"0001628280-26-012603","full_text":"https://origin.rootz.global/static/filing/0001628280-26-012603.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":20,"context":"and each written agreement (if any) between the Company and any Issuing Bank regarding such Issuing Banks LC Commitment.  20 [[6906274]] Loan Parties means the Company and the Subsidiary Guarantors. Material Adverse Effect means a material adverse effect on (a) the financial condition, operations, assets or business of the Company and its Subsidiaries, taken as a whole, (b) the ability of the Loan Parties, taken as a w","filed_date":"2025-07-16","accession":"0000776867-25-000011","full_text":"https://origin.rootz.global/static/filing/0000776867-25-000011.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":13,"context":"rocesses. Our Company website contains information on our risk management practices, including the primary frameworks used to assess risk and our approach to business continuity and the management of cybersecurity risks. | | |  | Communication of Our ESG Practices: To respond to feedback received in our annual shareholder engagement, we developed an ESG landing pageon our corporate website to communica","filed_date":"2025-04-02","accession":"0001104659-25-031124","full_text":"https://origin.rootz.global/static/filing/0001104659-25-031124.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":38,"context":"upon change-in-control No dividends on unvested performance shares or restricted shares No long-term employment agreements  No excessive perquisites or benefits | | Chief Executive Officer:* * Other Named Executive Officers (NEOs):* * The specifics of our compensation program begin on page28 of the proxy statement. 6 |  Environmental, Social and Governance Practices and Disclosures | | |  | | White Mountainss Board and","filed_date":"2025-04-02","accession":"0001104659-25-031124","full_text":"https://origin.rootz.global/static/filing/0001104659-25-031124.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":66,"context":"Outriggers reserves are adequate. In the event that Ark/WM Outriggers reserves are insufficient to cover the actual loss and LAE, Ark/WM Outrigger may need to add to the reserves, which could have a material adverse effect on our results of operations and financial condition. For further discussion of our loss and LAE reserves, see CRITICAL ACCOUNTING ESTIMATES Loss and LAE Reserves on page 85.Risks Related to HG Globa","filed_date":"2025-02-28","accession":"0000776867-25-000003","full_text":"https://origin.rootz.global/static/filing/0000776867-25-000003.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":6,"context":"il their successors have been elected and have duly qualified. Information with respect to the principal occupation and relevant business experience of the Executive Officers follows: Mr.Rountree was appointed as a director and Chief Executive Officer of the Company in March 2017. Prior to that, he served as an Executive Vice President of the Company and President of WM Capital. He joined White Mountains in 2004 and served as Pre","filed_date":"2025-02-28","accession":"0000776867-25-000003","full_text":"https://origin.rootz.global/static/filing/0000776867-25-000003.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":14,"context":"rocesses. Our Company website contains information on our risk management practices, including the primary frameworks used to assess risk and our approach to business continuity and the management of cybersecurity risks. | | |  | Communication of Our ESG Practices: To respond to feedback received in our annual shareholder engagement, we developed an ESG landing page on our corporate website to communic","filed_date":"2024-04-04","accession":"0001104659-24-043314","full_text":"https://origin.rootz.global/static/filing/0001104659-24-043314.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":34,"context":"| | |  Joined in 2019 Age: 59 Committees: Audit (Chair), Executive |  Experience: Chief Executive Officer of Spectral AI, Inc., an artificial intelligence (AI) company focused on medical diagnostics, appointed February 2024 Formerly served as Chief Financial Officer of Spectral AI, Inc., joined January 2024 Served as Chief Financial Officer of MiMedx Group, a biopharmaceutical company, from 2019 to 2023 Served as Executive Vice President and Ch","filed_date":"2024-04-04","accession":"0001104659-24-043314","full_text":"https://origin.rootz.global/static/filing/0001104659-24-043314.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":67,"context":"iggers reserves are adequate. In the event that Ark/WM Outriggers reserves become insufficient to cover the actual losses and LAE, Ark/WM Outrigger may need to add to the reserves, which could have a material adverse effect on our results of operations and financial condition. For further discussion of our loss and LAE reserves, see CRITICAL ACCOUNTING ESTIMATES Loss and LAE Reserves on page [79](#ib91d31fa61364232931e5","filed_date":"2024-02-26","accession":"0000776867-24-000005","full_text":"https://origin.rootz.global/static/filing/0000776867-24-000005.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":6,"context":"g at A/stable. In the January 2023 renewal season, Ark wrote gross written premiums in excess of $575 million, with risk adjusted rate change of 15%.During the fourth quarter of 2022, White Mountains invested $205 million into Outrigger Re Ltd., a newly-formed Bermuda special purpose insurer that provided reinsurance protection on a portion of Arks Bermuda global property catastrophe portfolio written in the 2023 unde","filed_date":"2024-02-26","accession":"0000776867-24-000005","full_text":"https://origin.rootz.global/static/filing/0000776867-24-000005.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":36,"context":"over the course of his 40-year career in the legal field. | | |  David A. Tanner |  Qualifications | | |  Joined in 2018 Age: 64 Deputy Chairman of the Board Committees: Audit, Finance |  Experience: Appointed Deputy Chairman of the Board in February 2020 Managing Director of Three Mile Capital LLC, a private investment company  Served as the Managing Director of Arlon Group LLC and as Executive Vice President and a membe","filed_date":"2023-04-05","accession":"0001104659-23-042136","full_text":"https://origin.rootz.global/static/filing/0001104659-23-042136.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":45,"context":", we cannot be certain that Arks reserves are adequate. In the event that Arks reserves become insufficient to cover the actual losses and LAE, Ark may need to add to the reserves, which could have a material adverse effect on our results of operations and financial condition. For further discussion of our loss and LAE reserves, see CRITICAL ACCOUNTING ESTIMATES Loss and LAE Reserves on page [76](#i183de4c2adf848988aad1","filed_date":"2023-02-27","accession":"0000776867-23-000004","full_text":"https://origin.rootz.global/static/filing/0000776867-23-000004.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":7,"context":"table rating. In the January 2023 renewal season, Ark wrote gross written premiums in excess of $575 million, with risk adjusted rate change of 15%. During the fourth quarter of 2022, White Mountains invested $205 million into Outrigger Re Ltd., a newly-formed Bermuda special purpose insurer that will provide reinsurance protection on a portion of Arks Bermuda global property catastrophe portfolio written in calendar","filed_date":"2023-02-27","accession":"0000776867-23-000004","full_text":"https://origin.rootz.global/static/filing/0000776867-23-000004.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":34,"context":"s I To Be Elected to Class III and to a Term Ending in 2024** |  David A. Tanner |  Qualifications | | |  Joined in 2018 Age: 63 Deputy Chairman of the Board Committees: Audit, Finance |  Experience: Appointed Deputy Chairman of the Board in February 2020 Managing Director of Three Mile Capital LLC, a private investment company Served as the Managing Director of Arlon Group LLC and as Executive Vice President and a member","filed_date":"2022-04-06","accession":"0001104659-22-043173","full_text":"https://origin.rootz.global/static/filing/0001104659-22-043173.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":39,"context":", we cannot be certain that Arks reserves are adequate. In the event that Arks reserves become insufficient to cover the actual losses and LAE, Ark may need to add to the reserves, which could have a material adverse effect on our results of operations and financial condition. For further discussion of our loss and LAE reserves, see CRITICAL ACCOUNTING ESTIMATES Loss and LAE Reserves on page 79. Risks Related to NSMs Bu","filed_date":"2022-02-28","accession":"0000776867-22-000002","full_text":"https://origin.rootz.global/static/filing/0000776867-22-000002.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":3,"context":"il their successors have been elected and have duly qualified. Information with respect to the principal occupation and relevant business experience of the Executive Officers follows: Mr.Rountree was appointed as a director and Chief Executive Officer of the Company in March 2017. Prior to that, he served as an Executive Vice President of the Company and President of WM Capital. He joined White Mountains in 2004 and served as Pre","filed_date":"2022-02-28","accession":"0000776867-22-000002","full_text":"https://origin.rootz.global/static/filing/0000776867-22-000002.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":25,"context":"y a successful MediaAlpha IPO, as well as our acquisition and scale up of Ark  our largest acquisition in 20 years. As investors drove the value of MediaAlpha even higher following the IPO, our total investment of $48 million led to a 78% implied IRR and a 23x multiple of invested capital, as of year-end 2020. The Ark transaction closed on January 1, 2021, and they have hit the ground running with a good January renewal s","filed_date":"2021-04-07","accession":"0001104659-21-047536","full_text":"https://origin.rootz.global/static/filing/0001104659-21-047536.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":18,"context":"closed if it is probable that a loss has been incurred or if there is a reasonable possibility that a loss may have been incurred. White Mountains does not have any current litigation that may have a material adverse effect on White Mountainss financial condition, results of operations or cash flows.  The following description presents significant legal contingencies, ongoing non-claims related litigation or arbitration","filed_date":"2021-02-26","accession":"0000776867-21-000004","full_text":"https://origin.rootz.global/static/filing/0000776867-21-000004.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":3,"context":"sectors, including catastrophe bonds, collateralized reinsurance investments and industry loss warranties, on behalf of third-party clients. As part of the Elementum Transaction, White Mountains also invested $50.0 million in the ILS Funds. White Mountains has elected the fair value option for its investment in Elementum and the ILS Funds. Both the investment in Elementum and the investments in the ILS Funds are includ","filed_date":"2021-02-26","accession":"0000776867-21-000004","full_text":"https://origin.rootz.global/static/filing/0000776867-21-000004.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":49,"context":"ervices industries. | | 9 [Table of Contents](#TableOfContents) |  David A. Tanner |  Qualifications | | |  Joined in 2018 Age: 61 Vice Chairman of the Board Committees: Audit, Finance |  Experience: Appointed Vice Chairman of the Board in February 2020 Managing Director of Three Mile Capital LLC, a private investment company  Partner at Rosemark Capital, an investor in and owner of media and marketing technology compan","filed_date":"2020-04-07","accession":"0001104659-20-044181","full_text":"https://origin.rootz.global/static/filing/0001104659-20-044181.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":13,"context":"ucted. If at any time it were found that we had been operating as an investment company in violation of the registration requirements of the Investment Company Act, there would be a risk, among other material adverse consequences, that we could become subject to monetary penalties or injunctive relief, or both, that we could be unable to enforce contracts with third parties, or that third parties could seek to obtain resciss","filed_date":"2020-03-02","accession":"0000776867-20-000009","full_text":"https://origin.rootz.global/static/filing/0000776867-20-000009.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":4,"context":"Transaction for $55 million. As part of the Elementum Transaction, White Mountains also committed to invest $50 million in ILS funds managed by Elementum. As of December 31, 2019, White Mountains had invested $40 million into Elementum-managed ILS funds.  On June 28, 2019, White Mountains acquired additional newly-issued units of NSM for $59 million in connection with NSMs acquisition of the Renewal Rights from AIG.","filed_date":"2020-03-02","accession":"0000776867-20-000009","full_text":"https://origin.rootz.global/static/filing/0000776867-20-000009.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":2,"context":". As part of the Elementum Transaction, White Mountains also committed to invest $50.0 million in insurance-linked securities funds managed by Elementum. As of September 30, 2019, White Mountains has invested $40.0 million into three Elementun-managed funds. White Mountains has elected to use the fair value option for its investment in Elementum. Both the investment in Elementum and the investments in insurance-linked","filed_date":"2019-11-06","accession":"0000776867-19-000030","full_text":"https://origin.rootz.global/static/filing/0000776867-19-000030.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":3,"context":"ments. As part of the Elementum Transaction, White Mountains also committed to invest $50.0 million in insurance-linked securities funds managed by Elementum. As of June 30, 2019, White Mountains has invested $40.0 million in three funds. White Mountains has elected to use the fair value option for its investment in Elementum. Both the investment in Elementum and the investments in insurance-linked securities funds man","filed_date":"2019-08-06","accession":"0000776867-19-000024","full_text":"https://origin.rootz.global/static/filing/0000776867-19-000024.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":56,"context":"x IRR over its 11-year ownership period. In 2016, White Mountains sold Tranzact after a 20-month hold generating an $82 million after-tax gain and a 35% after-tax IRR. In 2017, OneBeacon agreed to be acquired by Intact Financial for $1.7 billion, or 1.7x book value. In exchange for our 76% stake, we received cash proceeds of about $1.3 billion and recorded an after-tax gain of $555 million. Over the 16 years from acquisition to sa","filed_date":"2019-04-08","accession":"0001104659-19-020312","full_text":"https://origin.rootz.global/static/filing/0001104659-19-020312.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"ai_adoption","strength":100,"match_count":14,"context":"nderwriting Comes First. An insurance enterprise must respect the fundamentals of insurance. There must be a realistic expectation of underwriting profit on all business written and demonstrated fulfillment of that expectation over time, with focused attention to the loss ratio and to all the professional insurance disciplines of pricing, underwriting and claims management. Maintain a Disciplined Bal","filed_date":"2019-02-27","accession":"0000776867-19-000008","full_text":"https://origin.rootz.global/static/filing/0000776867-19-000008.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":13,"context":"ucted. If at any time it were found that we had been operating as an investment company in violation of the registration requirements of the Investment Company Act, there would be a risk, among other material adverse consequences, that we could become subject to monetary penalties or injunctive relief, or both, that we could be unable to enforce contracts with third parties, or that third parties could seek to obtain resciss","filed_date":"2019-02-27","accession":"0000776867-19-000008","full_text":"https://origin.rootz.global/static/filing/0000776867-19-000008.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"ai_adoption","strength":100,"match_count":13,"context":"1.84 | | | (1)Restricted shares issued by White Mountains receive dividends, and therefore, are considered participating securities. (2) Restricted shares outstanding vest either in equal annual installments or upon a stated date. See Note 10 Employee Share-Based Incentive Compensation Plans The following table presents the undistributed net earnings (losses) from continuing operations for the three","filed_date":"2018-08-07","accession":"0000776867-18-000018","full_text":"https://origin.rootz.global/static/filing/0000776867-18-000018.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":58,"context":"BVPS grew from $664 to $915, representing an annualized ROE of 11.4%, including dividends. In 2017, ABVPS grew from $789 to $915, an ROE of 16.1%, including dividends. In 2017, OneBeacon agreed to be acquired by Intact Financial for $1.7 billion, or 1.7x book value. In exchange for our 76% stake, we received cash proceeds of about $1.3 billion and recorded an after-tax gain of $555 million. Over the 16 years from acquisition to sa","filed_date":"2018-04-10","accession":"0001104659-18-023265","full_text":"https://origin.rootz.global/static/filing/0001104659-18-023265.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":16,"context":"ket levels, foreign currency exchange rates and credit losses sustained by issuers. A significant decline in the equity markets such as that experienced from September 2008 to March 2009 could have a material adverse effect on our adjusted book value per share, results of operations and financial condition. We are also exposed to changes in debt markets. Interest rates are highly sensitive to many factors, including gov","filed_date":"2018-02-28","accession":"0000776867-18-000002","full_text":"https://origin.rootz.global/static/filing/0000776867-18-000002.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":60,"context":"rectors experiences, qualifications and skills are included in their individual biographies. **Class I - Term Ending in 2019** **Morgan W. Davis**has been a director of the Company since 2006 and was appointed as Chairman of the Board on March 1, 2017. Mr. Davis formerly was a Managing Director of OneBeacon from 2001 to 2005 and served in a variety of capacities for subsidiaries of White Mountains from 1994 to 2001. P","filed_date":"2017-04-19","accession":"0001104659-17-024548","full_text":"https://origin.rootz.global/static/filing/0001104659-17-024548.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":26,"context":"erations and financial condition. We are also exposed to changes in equity markets. A significant decline in the equity markets such as that experienced from September 2008 to March 2009 could have a material adverse effect on our results of operations and financial condition. We also hold investments, such as hedge funds, private equity funds, various non-controlling interests in private capital investments and surplus","filed_date":"2017-02-27","accession":"0000776867-17-000005","full_text":"https://origin.rootz.global/static/filing/0000776867-17-000005.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":6,"context":"ire Hathaway, Inc. and several other private investors capitalized Symetra in order to purchase the life and investment operations of Safeco Corporation for $1.35billion, during which White Mountains invested $195million in Symetra. As of February 1, 2016 and December 31, 2015, White Mountains owned 20,562,379common shares of Symetra, a 17.7%common share ownership. On February 1, 2016, Symetra closed its merger agree","filed_date":"2017-02-27","accession":"0000776867-17-000005","full_text":"https://origin.rootz.global/static/filing/0000776867-17-000005.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":52,"context":"itomo Life Insurance Company. Mr. Smith has more than 40 years of experience in the insurance industry as well as broad management and financial experience. 4 **Table of Contents Gary C. Tolman** was appointed to the Board of Directors in June 2015. Mr. Tolman served as the President and Chief Executive Officer of Esurance, the direct-to-consumer personal auto insurance company, from 2000 until his retirement in 2015. Mr. Tolman a","filed_date":"2016-04-21","accession":"0001104659-16-113273","full_text":"https://origin.rootz.global/static/filing/0001104659-16-113273.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":26,"context":"of operations and financial condition. We are exposed to changes in equity markets. A significant decline in the equity markets such as that experienced from September 2008 to March 2009 could have a material adverse effect on our results of operations and financial condition. Because a portion of our investment portfolio is invested in securities denominated in currencies other than U.S. dollar, the value of our portfo","filed_date":"2016-02-29","accession":"0000776867-16-000036","full_text":"https://origin.rootz.global/static/filing/0000776867-16-000036.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":11,"context":"and investment operations of Safeco Corporation for $1.35billion. Symetra focuses mainly on group insurance, individual life insurance, structured settlements and retirement services. White Mountains invested $195million in Symetra in exchange for 17.4 million common shares, as adjusted for stock splits, of Symetra. In addition, White Mountains and Berkshire each received warrants to acquire an additional 9.5million","filed_date":"2016-02-29","accession":"0000776867-16-000036","full_text":"https://origin.rootz.global/static/filing/0000776867-16-000036.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":50,"context":"y and on behalf of T. Rowe Price Associates, Inc. **Security Ownership of Management** The following table sets forth, as of April 1, 2015, beneficial ownership of common shares by each director, the Named Executive Officers (as defined on page 19) and all other executive officers as a group: |  |  |  |  | | |  |  |  Amount of Ownership |  | | |  |  |  |  | | |  |  |  |  |  |  | | |  Name of Beneficial Owner |  |  Benef","filed_date":"2015-04-10","accession":"0001104659-15-026889","full_text":"https://origin.rootz.global/static/filing/0001104659-15-026889.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":23,"context":"of operations and financial condition. We are exposed to changes in equity markets. A significant decline in the equity markets such as that experienced from September 2008 to March 2009 could have a material adverse effect on our results of operations and financial condition. Because a portion of our investment portfolio is invested in securities denominated in currencies other than U.S. dollar, the value of our portfo","filed_date":"2015-02-27","accession":"0000776867-15-000007","full_text":"https://origin.rootz.global/static/filing/0000776867-15-000007.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":9,"context":"ctured settlements and retirement services. Symetra had an initial capitalization of approximately $1.4 billion, consisting of $1,065 million of common equity and $315million of debt. White Mountains invested $195million in Symetra in exchange for 17.4 million common shares, as adjusted for stock splits, of Symetra. In addition, White Mountains and Berkshire each received warrants to acquire an additional 9.5million","filed_date":"2015-02-27","accession":"0000776867-15-000007","full_text":"https://origin.rootz.global/static/filing/0000776867-15-000007.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":50,"context":"uelli is a Chartered Financial Analyst and has extensive insurance industry expertise, serving as an insurance industry equity analyst for almost 35 years. 5 **Table of Contents Allan L. Waters** was appointed President and CEO of Sirius International Insurance Group, Ltd. (formerly White Mountains Re) in March 2007. He served as a director of the Company from 2003 to 2004 and was re-elected as a director in 2005. Mr. Water","filed_date":"2014-04-03","accession":"0001104659-14-025640","full_text":"https://origin.rootz.global/static/filing/0001104659-14-025640.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":10,"context":"of operations and financial condition. We are exposed to changes in equity markets. A significant decline in the equity markets such as that experienced from September 2008 to March 2009 could have a material adverse effect on our results of operations and financial condition. Because a portion of our investment portfolio is invested in securities denominated in currencies other than U.S. dollar, the value of our portfo","filed_date":"2014-02-28","accession":"0001445305-14-000693","full_text":"https://origin.rootz.global/static/filing/0001445305-14-000693.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":13,"context":"ributions from Esurance. Acquisitions and Dispositions During 2011, White Mountains completed the sale of Esurance and received $1.01 billion in cash proceeds from Allstate. During 2011, Sirius Group acquired Old Lyme for $6 million in cash and a note of $2 million. 77 TRANSACTIONS WITH RELATED PERSONS See Note19Transactions with Related Personsin the accompanying Consolidated Financial Statements. NON-GAAP FINANCIAL ME","filed_date":"2014-02-28","accession":"0001445305-14-000693","full_text":"https://origin.rootz.global/static/filing/0001445305-14-000693.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":53,"context":"ity investment, Mr. Oberting and Mr. Parish beneficially owned 27.5% and 45%, respectively, of the common equity of OBC. In addition, at the time it purchased the preferred equity in OBC, the Company invested $6 million in TCF. In 2010, the Company had invested $4 million in TCF. As of December 31, 2012, White Mountains had $9.9 million invested in TCF. Under TCFs limited partnership agreements, OBC is paid manageme","filed_date":"2013-04-04","accession":"0001104659-13-027138","full_text":"https://origin.rootz.global/static/filing/0001104659-13-027138.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"ai_adoption","strength":100,"match_count":13,"context":"derwriting Comes First. An insurance enterprise must respect the fundamentals of insurance. There must be a realistic expectation of underwriting profit on all business written, and demonstrated fulfillment of that expectation over time, with focused attention to the loss ratio and to all the professional insurance disciplines of pricing, underwriting and claims management. Maintain a Disciplined Bal","filed_date":"2013-03-01","accession":"0001445305-13-000401","full_text":"https://origin.rootz.global/static/filing/0001445305-13-000401.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"risk_factor","strength":100,"match_count":9,"context":"of operations and financial condition. We are exposed to changes in equity markets. A significant decline in the equity markets such as that experienced from September 2008 to March 2009 could have a material adverse effect on our results of operations and financial condition. Because a portion of our investment portfolio is invested in securities denominated in currencies other than U.S. dollar, the value of our portfo","filed_date":"2013-03-01","accession":"0001445305-13-000401","full_text":"https://origin.rootz.global/static/filing/0001445305-13-000401.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":16,"context":"spositions During the fourth quarter of 2011, White Mountains completed the sale of Esurance and received $1.01 billion in cash proceeds from Allstate. During the fourth quarter of 2011, Sirius Group acquired Old Lyme for $6 million in cash and a note of $2 million. Cash flows from investing and financing activities for the year ended December31, 2010 Financing and Other Capital Activities During the first quarter of 20","filed_date":"2013-03-01","accession":"0001445305-13-000401","full_text":"https://origin.rootz.global/static/filing/0001445305-13-000401.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"WTM","company":"WHITE MOUNTAINS INSURANCE GROUP LTD","exchange":"NYSE","sector":"Fire, Marine & Casualty Insurance","signal_type":"strategic_event","strength":100,"match_count":53,"context":"and investment experience. **Class III - Term Ending in 2012 (up for re-election)** **Howard L. Clark, Jr.** was a director of the Company (1986-1990), an advisor to the Board (1990-1993), and was re-elected as a director in 1993. From 2008 to 2011, Mr. Clark served as Vice Chairman at Barclays Capital, Inc. (Barclays). Prior to joining Barclays, Mr. Clark was Vice Chairman of Lehman Brothers, Inc., the broker/dealer","filed_date":"2012-04-03","accession":"0001104659-12-023657","full_text":"https://origin.rootz.global/static/filing/0001104659-12-023657.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."}],"origin":{"leaf":"5e651f37440c37155b491188f886a2c196bbb1d131ac63dd18d2b673b86bdff7","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"e92cc1715954ab6e9f851163cfbbfb5f785f7adece751044eabffac42e3b674c","parent":null,"source":"signal_search","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). Deterministic — the same record yields the same leaf every time. 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