Affirm Holdings, Inc.

AFRM | Nasdaq | CIK: 0001820953 | SIC: 6141 Personal Credit Institutions | active
Affirm Holdings, Inc., founded in 2012, operates a next-generation payment network offering buy-now-pay-later and installment loan products. Its platform provides three core loan products: Pay-in-X (short-term 0% APR plans), 0% APR monthly installment loans, and interest-bearing monthly installment loans. Affirm also offers the Affirm Card (debit card) and virtual cards. As of June 30, 2025, it served approximately 377 thousand active merchants and facilitated $36.7 billion in GMV.
consumer-installment-lending-and-buy-now-pay-latere-commerce-and-digital-paymentsmerchant-commerce-solutionselectronics-retailfashion-and-beautyhome-and-lifestylesporting-goods-and-outdoorstravel-and-ticketinggeneral-merchandiseequipment-and-automachine-learning-algorithms-for-credit-risk-scoringtransaction-level-risk-pricing-and-underwritingai-powered-solutions
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Products

NameTypeDescription
Pay-in-XserviceShort-term payment plans with one to four 0% APR installments for consumers at checkout.
0% APR Monthly Installment LoansserviceZero-interest monthly installment loans facilitated through merchant partnerships.
Interest-Bearing Monthly Installment LoansserviceSimple-interest installment loans with rates based on transaction risk, creditworthiness, and loan terms.
Affirm CardplatformDebit card allowing consumers to pay in full or apply to pay over time via the Affirm App.
Virtual CardserviceOne-time-use virtual cards enabling consumers to shop with merchants not integrated with Affirm.
Affirm AppplatformConsumer-facing app enabling card management, purchase financing, and merchant discovery.

Partnerships

PartnerTypeDescription
Originating bank partnersstrategicBanks that originate loans facilitated through Affirm's platform.
Card issuing bank partnersstrategicBanks that issue the Affirm Card and virtual cards on behalf of Affirm.

SEC Filings

View all SEC EDGAR filings: EDGAR Company Page

Structured filing index: /api/company/AFRM/filings

Origin — Data Provenance
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