FISERV INC

FISV | Nasdaq | CIK: 0000798354 | SIC: 7389 Services-Business Services, NEC | active
Milwaukee, Wisconsin
Fiserv, Inc. is a leading global provider of payments and financial services technology solutions, serving merchants, banks, credit unions, financial institutions, and corporate clients. Key offerings include account processing, digital banking, card issuer processing, network services, e-commerce, merchant acquiring, and the Clover cloud-based POS and business management platform. In 2025, Fiserv reported $21.2 billion in total revenue, with 80% derived from processing and services fees under multi-year contracts.
small-businesses-and-independent-software-vendors-(isvs)large-enterprise-merchantsbanks-and-credit-unionsfinancial-institutionscorporate-and-public-sector-clientsgovernment-agencieshealthcaree-commercerestaurant-and-retailprofessional-servicesutilities,-telephone,-cable,-lending,-and-insurance-providersrtp-(real-time-payments-network)fednowsaas-(software-as-a-service)cloud-native-open-platform-architectureomnichannel-commerceemv-card-standards-(implied-via-card-processing)digital-banking-apis
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Products

NameTypeDescription
CloverplatformCloud-based POS and business management platform for small businesses, including hardware, SaaS, and value-added services.
Commerce HubplatformPayment gateway and merchant orchestration layer providing e-commerce, omnichannel, and multi-acquirer solutions.
Clover CapitalserviceWorking capital advance program providing small business owners access to funds.
FinxactplatformCloud-native, open-platform core banking solution for financial institutions.
NOW GatewayserviceReal-time payment gateway supporting RTP and FedNow networks for financial institutions.
ZelleservicePerson-to-person digital payment network integrated into Fiserv's digital payment offerings.
SpendLabssoftwareDigital spend management platform for financial institutions and corporate clients.
Card ServicesserviceCredit, debit, and prepaid card processing and production services for financial institutions.
AllDataserviceFinancial data aggregation service providing account and transaction data to financial institutions and fintechs.
Stored Value SolutionsserviceGift card, loyalty, prepaid card, and digital wallet program management for enterprise clients.

Partnerships

PartnerTypeDescription
Independent Software Vendors (ISVs)strategicISVs embed Clover payment capabilities and hardware into their platforms to monetize transactions.
Independent Sales Organizations (ISOs)strategicISOs act as third-party resellers distributing Fiserv's merchant processing products and services.
Financial institutions (joint ventures)strategicJoint venture alliances combine Fiserv's technology and processing with partners' distribution and customer relationships.
Agent sales forcesstrategicAgent sales forces distribute Merchant segment products and services on behalf of Fiserv.

SEC Filings

View all SEC EDGAR filings: EDGAR Company Page

Structured filing index: /api/company/FISV/filings

Origin — Data Provenance
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