OptimumBank Holdings, Inc.

OPHC · NYSE · SIC 6021: National Commercial Banks
282
SEC Filings

Business Summary

OptimumBank Holdings, Inc. is a Florida bank holding company owning OptimumBank, a state-chartered FDIC-insured bank established in 2000. Operating from headquarters and three branch offices in Broward and Miami-Dade counties, the Bank offers commercial and consumer banking services including real estate loans, SBA 7(a) loans, treasury management, ACH services, merchant cash advance treasury services, and reciprocal deposits via IntraFi Network. At December 31, 2025, total assets were $1.1 billion with net income of $16.6 million.

Next Earnings

Q2 FY2026 — expected 2026-09-17

Key Facts from Earnings Calls

TypeSubjectDetailQuarter
topic_mentionOPHCdiscussed_in_filing Cybersecurity
topic_mentionOPHCdiscussed_in_filing Trusted Computing
topic_mentionOPHCdiscussed_in_filing Blockchain & Crypto
topic_mentionOPHCdiscussed_in_filing Supply Chain
topic_mentionOPHCdiscussed_in_filing Regulation
topic_mentionOPHCdiscussed_in_filing Healthcare & Bio
topic_mentionOPHCdiscussed_in_filing Platform & Ecosystem
topic_mentionOPHCdiscussed_in_filing Sovereign & Government
metricOPHC net incomereported_in_filing $16.6 million
topic_mentionOPHCdiscussed_in_filing Cybersecurity
topic_mentionOPHCdiscussed_in_filing Trusted Computing
topic_mentionOPHCdiscussed_in_filing Blockchain & Crypto
topic_mentionOPHCdiscussed_in_filing Supply Chain
topic_mentionOPHCdiscussed_in_filing Regulation
topic_mentionOPHCdiscussed_in_filing Healthcare & Bio
topic_mentionOPHCdiscussed_in_filing Platform & Ecosystem
topic_mentionOPHCdiscussed_in_filing Sovereign & Government
metricOPHC net incomereported_in_filing $16.6 million
topic_mentionOPHCdiscussed_in_filing Cybersecurity
topic_mentionOPHCdiscussed_in_filing Trusted Computing

Annual Reports (10-K)

FiledPeriodAccessionSourceFull Text
2026-02-262025-12-310001493152-26-008143EDGAR51K words
2025-02-262024-12-310001493152-25-008332EDGAR—
2024-03-082023-12-310001493152-24-009360EDGAR—
2023-03-062022-12-310001493152-23-006772EDGAR—
2022-03-082021-12-310001493152-22-006303EDGAR—
2021-03-252020-12-310001493152-21-006774EDGAR—
2020-03-252019-12-310001493152-20-004674EDGAR—
2019-03-272018-12-310001493152-19-003983EDGAR—
2018-03-282017-12-310001493152-18-004033EDGAR—
2017-03-202016-12-310001387131-17-001496EDGAR—

Quarterly Reports (10-Q)

FiledPeriodAccessionSourceFull Text
2025-11-102025-09-300001493152-25-021417EDGAR29K words
2025-08-082025-06-300001641172-25-022770EDGAR—
2025-05-122025-03-310001641172-25-009608EDGAR—
2024-11-082024-09-300001493152-24-044211EDGAR—
2024-08-052024-06-300001493152-24-030217EDGAR—
2024-05-132024-03-310001493152-24-018822EDGAR—
2023-11-092023-09-300001493152-23-040138EDGAR—
2023-08-092023-06-300001493152-23-027290EDGAR—
2023-05-102023-03-310001493152-23-016150EDGAR—
2022-11-102022-09-300001493152-22-031310EDGAR—
2022-08-082022-06-300001493152-22-021603EDGAR—
2022-05-112022-03-310001493152-22-012837EDGAR—

Recent Current Reports (8-K)

FiledAccessionSourceFull Text
2026-02-230001493152-26-007689EDGAR1K words
2026-02-020001493152-26-004703EDGAR—
2026-01-300001493152-26-004357EDGAR—
2026-01-200001493152-26-002744EDGAR—
2025-11-120001493152-25-021952EDGAR—
2025-10-160001493152-25-018261EDGAR—
2025-10-010001493152-25-016528EDGAR—
2025-08-120001641172-25-023111EDGAR—
2025-08-060001641172-25-022422EDGAR—
2025-07-240001641172-25-020835EDGAR—

282 total filings indexed. 250 additional filings (S-1, DEF 14A, etc.) View all (JSON) · SEC EDGAR

Sector Peers

ALRS — ALERUS FINANCIAL CORP ASRV — AMERISERV FINANCIAL INC /PA/ ATLO — AMES NATIONAL CORP AROW — ARROW FINANCIAL CORP AMTB — Amerant Bancorp Inc. BANC — BANC OF CALIFORNIA, INC. BANF — BANCFIRST CORP /OK/ BAC — BANK OF AMERICA CORP /DE/

Tags

commercial-real-estate residential-real-estate skilled-nursing-facilities-and-senior-housing small-and-middle-market-businesses merchant-cash-advance-providers multifamily-real-estate consumer-banking south-florida-/-florida-regional-banking star-network-(atm/debit) presto-network-(atm/debit) cirrus-network-(atm/debit) visa-debit ach-(automated-clearing-house) wire-transfers

Company Identity

CIK0001288855
TickerOPHC
ExchangeNYSE
SIC6021: National Commercial Banks
IncorporatedFL
HeadquartersBroward County, Florida

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JSON Profile Stock Quote AI Readiness Report
Origin Provenance
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signed: 2026-04-13T04:46:44.374Z
sources: 22 verified data leaves
chain: SEC.gov PEM → origin.rootz.global extraction → this page
verify: sha256(content_hash + parent + timestamp) = leaf