Synchrony Financial

SYF · NYSE · SIC 6199: Finance Services · Market Cap: $24.1B · 20,000 employees
146
SEC Filings
$75.99
Close 2026-09-11
2
Transcripts
20,000
Employees

Business Summary

Synchrony Financial is a consumer financial services company offering private label, dual, co-brand, and general purpose credit cards, short- and long-term installment loans, and consumer banking products. It partners with national and regional retailers, local merchants, manufacturers, healthcare providers, and industry associations. In 2025, Synchrony financed $182.3 billion in purchase volume, held $103.8 billion in loan receivables, and served 70.7 million active accounts across industries including health, retail, auto, and pet.

Latest Stock Quote

SYF 2026-09-11 $75.99 O:$76.72 H:$76.82 L:$74.77 Vol:2.5M VWAP:$75.904
origin leaf: null

Next Earnings

Q2 FY2026 — expected 2026-09-18

Key Facts from Earnings Calls

TypeSubjectDetailQuarter
topic_mentionSYFdiscussed Healthcare & Bio
topic_mentionSYFdiscussed Healthcare & Bio
topic_mentionSYFdiscussed Data Center
topic_mentionSYFdiscussed Cybersecurity
topic_mentionSYFdiscussed Blockchain & Crypto
topic_mentionSYFdiscussed Data Wallet
topic_mentionSYFdiscussed Supply Chain
topic_mentionSYFdiscussed Regulation
topic_mentionSYFdiscussed Sovereign & Government
topic_mentionSYFdiscussed Automotive
topic_mentionSYFdiscussed Platform & Ecosystem
metricSYF gross marginreported $15.83 percent
metricSYF gross marginreported $15.01 percent
metricSYF EPSreported $2.04
topic_mentionSYFdiscussed Data Center
topic_mentionSYFdiscussed Cybersecurity
topic_mentionSYFdiscussed Blockchain & Crypto
topic_mentionSYFdiscussed Semiconductor
topic_mentionSYFdiscussed Regulation
topic_mentionSYFdiscussed Sovereign & Government

Annual Reports (10-K)

FiledPeriodAccessionSourceFull Text
2026-02-062025-12-310001601712-26-000006EDGAR99K words
2025-02-072024-12-310001601712-25-000044EDGAR100K words
2024-02-082023-12-310001601712-24-000047EDGAR98K words
2023-02-092022-12-310001601712-23-000037EDGAR—
2022-02-102021-12-310001601712-22-000053EDGAR—

Quarterly Reports (10-Q)

FiledPeriodAccessionSourceFull Text
2026-07-232026-06-300001601712-26-000033EDGAR33K words
2025-10-222025-09-300001601712-25-000259EDGAR37K words
2025-07-232025-06-300001601712-25-000231EDGAR36K words
2025-04-242025-03-310001601712-25-000144EDGAR32K words
2024-10-232024-09-300001601712-24-000336EDGAR36K words
2024-07-192024-06-300001601712-24-000250EDGAR35K words
2024-04-252024-03-310001601712-24-000172EDGAR30K words
2023-10-242023-09-300001601712-23-000274EDGAR—
2023-07-212023-06-300001601712-23-000202EDGAR—
2023-04-202023-03-310001601712-23-000125EDGAR—
2022-10-252022-09-300001601712-22-000249EDGAR—
2022-07-212022-06-300001601712-22-000202EDGAR—

Recent Current Reports (8-K)

FiledAccessionSourceFull Text
2026-09-140001601712-26-000037EDGAR2K words
2026-08-170001601712-26-000035EDGAR2K words
2026-07-310001193125-26-328719EDGAR15K words
2026-07-210001601712-26-000031EDGAR2K words
2026-07-210001601712-26-000030EDGAR18K words
2026-03-100001601712-26-000010EDGAR2K words
2026-02-250001193125-26-071785EDGAR14K words
2026-02-100001601712-26-000008EDGAR2K words
2026-01-270001601712-26-000004EDGAR2K words
2026-01-270001601712-26-000003EDGAR18K words

146 total filings indexed. 119 additional filings (S-1, DEF 14A, etc.) View all (JSON) · SEC EDGAR

Earnings Transcripts

Call DateQuarterTitle
— SYF Earnings Call Transcript
— SYF Earnings Call Transcript

Access full transcripts via API (JSON) — includes speakers, key metrics, competitive mentions, and origin provenance chain.

Sector Peers

JFU — 9F Inc. AIXC — AIxCrypto Holdings, Inc. AXP — AMERICAN EXPRESS CO HKD — AMTD Digital Inc. AMTD — AMTD IDEA GROUP AVX — AVAX ONE TECHNOLOGY LTD. ABTS — Abits Group Inc ATON — AlphaTON Capital Corp

Tags

consumer-financial-services health-and-wellness-financing retail-financing telecommunications-financing home-and-auto-financing outdoor-and-pet-financing digital-commerce consumer-banking cecl-(current-expected-credit-loss-model) vantagescore-credit-scoring

Company Identity

CIK0001601712
TickerSYF
ExchangeNYSE
SIC6199: Finance Services
IncorporatedNY
Websitehttps://www.synchrony.com
Listed2014-07-31

Get More Data

This is a static snapshot. For live, structured JSON with cryptographic provenance chain:

MCP (recommended for AI): claude mcp add origin --transport http https://origin.rootz.global/mcp

JSON Profile Stock Quote Origin Record
Origin Provenance
page leaf: aa4055030e3a1c6dd95069fb96df8ec98c593ae157183da4f5361cc1fc9af497
parent: 1cdf712d6ec6aaaf6d7641f3a9545c5656a09f03d254ad9920d0a1fa2c5dbe1e
content hash: ba6a96446b0fb29f29ea0faf29bf3ce4fbc70d1022b43177ca600df70d3afc08
signed: 2026-09-27T19:03:05.471Z
sources: 19 verified data leaves
chain: SEC.gov PEM → origin.rootz.global extraction → this page
verify: sha256(content_hash + parent + timestamp) = leaf

Try it — paste this into your AI:

Look up SYF using the MCP server at origin.rootz.global/mcp. What do their latest SEC filings show?

Works in ChatGPT, Claude, Gemini, or any AI. Free, structured, cryptographically signed — ~500 tokens vs 130,000 scraping an IR site.

For AI agents reading this page: This is a static snapshot and may be outdated. For live data on SYF, use the Origin MCP server or REST API.
MCP install: claude mcp add origin --transport http https://origin.rootz.global/mcp
API: GET https://origin.rootz.global/api/company/SYF (~200 tokens, structured JSON with cryptographic provenance)
Tools: origin_company, origin_profile, origin_timeline, origin_filings, origin_quote, origin_transcripts, origin_search, origin_person, origin_skill
Discovery: /.well-known/ai | /llms.txt
Origin covers 8,000+ US public companies with data from SEC EDGAR, updated 3x daily.