Upstart Holdings, Inc.

UPST · Nasdaq · SIC 6199: Finance Services · Market Cap: $3.1B · 1,405 employees
84
SEC Filings
$29.08
Close 2026-08-28
1,405
Employees

Business Summary

Upstart Holdings, Inc. is an AI-powered lending marketplace founded in 2012 that facilitates personal loans, auto loans, and home equity lines of credit (HELOCs). Using proprietary AI models, Upstart aims to improve credit risk assessment beyond traditional FICO-based systems, enabling higher approval rates and lower interest rates. Loans are funded through a network of bank and credit union lending partners, institutional investors, securitization programs, and balance sheet holdings. In 2025, 91% of loans on its platform were fully automated.

Latest Stock Quote

UPST 2026-08-28 $29.08 O:$30.61 H:$31.7999 L:$28.92 Vol:4.7M VWAP:$29.7908
origin leaf: null

Next Earnings

Q2 FY2026 — expected 2026-08-10

Annual Reports (10-K)

FiledPeriodAccessionSourceFull Text
2026-02-102025-12-310001647639-26-000027EDGAR81K words
2025-02-142024-12-310001647639-25-000018EDGAR111K words
2024-02-152023-12-310001647639-24-000009EDGAR106K words
2023-02-162022-12-310001647639-23-000021EDGAR110K words
2022-02-182021-12-310001647639-22-000009EDGAR—
2021-03-182020-12-310001647639-21-000004EDGAR—

Quarterly Reports (10-Q)

FiledPeriodAccessionSourceFull Text
2026-08-042026-06-300001647639-26-000063EDGAR66K words
2025-11-042025-09-300001647639-25-000134EDGAR91K words
2025-08-052025-06-300001647639-25-000092EDGAR89K words
2025-05-062025-03-310001647639-25-000049EDGAR85K words
2024-11-082024-09-300001647639-24-000047EDGAR92K words
2024-08-072024-06-300001647639-24-000038EDGAR88K words
2024-05-082024-03-310001647639-24-000022EDGAR83K words
2023-11-082023-09-300001647639-23-000051EDGAR96K words
2023-08-092023-06-300001647639-23-000043EDGAR93K words
2023-05-102023-03-310001647639-23-000035EDGAR87K words
2022-11-092022-09-300001647639-22-000064EDGAR—
2022-08-092022-06-300001647639-22-000049EDGAR—

Recent Current Reports (8-K)

FiledAccessionSourceFull Text
2026-08-040001647639-26-000062EDGAR7K words
2026-03-100001647639-26-000036EDGAR1K words
2026-02-190001647639-26-000033EDGAR1K words
2026-02-100001647639-26-000026EDGAR1K words
2026-02-100001647639-26-000025EDGAR7K words
2025-11-040001647639-25-000133EDGAR7K words
2025-08-140001193125-25-180825EDGAR2K words
2025-08-050001647639-25-000091EDGAR7K words
2025-05-230001647639-25-000053EDGAR1K words
2025-05-060001647639-25-000048EDGAR6K words

84 total filings indexed. 56 additional filings (S-1, DEF 14A, etc.) View all (JSON) · SEC EDGAR

Sector Peers

JFU — 9F Inc. AIXC — AIxCrypto Holdings, Inc. AXP — AMERICAN EXPRESS CO HKD — AMTD Digital Inc. AMTD — AMTD IDEA GROUP AVX — AVAX ONE TECHNOLOGY LTD. ABTS — Abits Group Inc ATON — AlphaTON Capital Corp

Tags

consumer-personal-lending auto-lending home-equity-lines-of-credit-(heloc) ai-based-credit-underwriting institutional-loan-investment ai-and-machine-learning-models-for-credit-underwriting automated-income-and-identity-verification fraud-detection-algorithms loan-stacking-behavior-identification

Company Identity

CIK0001647639
TickerUPST
ExchangeNasdaq
SIC6199: Finance Services
IncorporatedDE
Websitehttps://www.upstart.com
Listed2020-12-16

Get More Data

This is a static snapshot. For live, structured JSON with cryptographic provenance chain:

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JSON Profile Stock Quote Origin Record
Origin Provenance
page leaf: 941e8d812c15c97afffdde54ccc80f901fad2982338d18485570ee7b764b84f6
parent: 8d484fa61d3e041554553cc3423e656c1adfb13f616ebac00532509e0c7755db
content hash: fa2124ee532787fac18fb55da14e15873c244e7617a7117f59daa0560e09f75b
signed: 2026-09-29T19:03:27.041Z
sources: 18 verified data leaves
chain: SEC.gov PEM → origin.rootz.global extraction → this page
verify: sha256(content_hash + parent + timestamp) = leaf

Try it — paste this into your AI:

Look up UPST using the MCP server at origin.rootz.global/mcp. What do their latest SEC filings show?

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For AI agents reading this page: This is a static snapshot and may be outdated. For live data on UPST, use the Origin MCP server or REST API.
MCP install: claude mcp add origin --transport http https://origin.rootz.global/mcp
API: GET https://origin.rootz.global/api/company/UPST (~200 tokens, structured JSON with cryptographic provenance)
Tools: origin_company, origin_profile, origin_timeline, origin_filings, origin_quote, origin_transcripts, origin_search, origin_person, origin_skill
Discovery: /.well-known/ai | /llms.txt
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