Upstart Holdings, Inc.

UPST · Nasdaq · SIC 6199: Finance Services · Market Cap: $3.1B · 1,405 employees
81
SEC Filings
$33.61
Close 2026-06-01
1,405
Employees

Business Summary

Upstart Holdings, Inc. is an AI-powered lending marketplace founded in 2012 that facilitates personal loans, auto loans, and home equity lines of credit (HELOCs). Using proprietary AI models, Upstart aims to improve credit risk assessment beyond traditional FICO-based systems, enabling higher approval rates and lower interest rates. Loans are funded through a network of bank and credit union lending partners, institutional investors, securitization programs, and balance sheet holdings. In 2025, 91% of loans on its platform were fully automated.

Latest Stock Quote

UPST 2026-06-01 $33.61 O:$33.79 H:$34.6719 L:$33.0527 Vol:4.3M VWAP:$33.817
origin leaf: bc037ae40fe51b8f1348823a1a8edee87deb26dce83c97c53621bd4c96b009b9

Next Earnings

Q2 FY2026 — expected 2026-08-10

Annual Reports (10-K)

FiledPeriodAccessionSourceFull Text
2026-02-102025-12-310001647639-26-000027EDGAR81K words
2025-02-142024-12-310001647639-25-000018EDGAR—
2024-02-152023-12-310001647639-24-000009EDGAR—
2023-02-162022-12-310001647639-23-000021EDGAR—
2022-02-182021-12-310001647639-22-000009EDGAR—
2021-03-182020-12-310001647639-21-000004EDGAR—

Quarterly Reports (10-Q)

FiledPeriodAccessionSourceFull Text
2025-11-042025-09-300001647639-25-000134EDGAR91K words
2025-08-052025-06-300001647639-25-000092EDGAR—
2025-05-062025-03-310001647639-25-000049EDGAR—
2024-11-082024-09-300001647639-24-000047EDGAR—
2024-08-072024-06-300001647639-24-000038EDGAR—
2024-05-082024-03-310001647639-24-000022EDGAR—
2023-11-082023-09-300001647639-23-000051EDGAR—
2023-08-092023-06-300001647639-23-000043EDGAR—
2023-05-102023-03-310001647639-23-000035EDGAR—
2022-11-092022-09-300001647639-22-000064EDGAR—
2022-08-092022-06-300001647639-22-000049EDGAR—
2022-05-102022-03-310001647639-22-000018EDGAR—

Recent Current Reports (8-K)

FiledAccessionSourceFull Text
2026-03-100001647639-26-000036EDGAR1K words
2026-02-190001647639-26-000033EDGAR—
2026-02-100001647639-26-000026EDGAR—
2026-02-100001647639-26-000025EDGAR—
2025-11-040001647639-25-000133EDGAR—
2025-08-140001193125-25-180825EDGAR—
2025-08-050001647639-25-000091EDGAR—
2025-05-230001647639-25-000053EDGAR—
2025-05-060001647639-25-000048EDGAR—
2025-05-020001647639-25-000032EDGAR—

81 total filings indexed. 53 additional filings (S-1, DEF 14A, etc.) View all (JSON) · SEC EDGAR

Sector Peers

AIXC — AIxCrypto Holdings, Inc. AXP — AMERICAN EXPRESS CO AVX — AVAX ONE TECHNOLOGY LTD. ABTC — American Bitcoin Corp. ABIT — Athena Bitcoin Global ATCH — AtlasClear Holdings, Inc. BTGO — BITGO HOLDINGS, INC. BMNR — BITMINE IMMERSION TECHNOLOGIES, INC.

Tags

consumer-personal-lending auto-lending home-equity-lines-of-credit-(heloc) ai-based-credit-underwriting institutional-loan-investment ai-and-machine-learning-models-for-credit-underwriting automated-income-and-identity-verification fraud-detection-algorithms loan-stacking-behavior-identification

Company Identity

CIK0001647639
TickerUPST
ExchangeNasdaq
SIC6199: Finance Services
IncorporatedDE
Websitehttps://www.upstart.com
Listed2020-12-16

Get More Data

This is the free public profile. For structured JSON with full provenance chain, use the API:

JSON Profile Stock Quote AI Readiness Report
Origin Provenance
page leaf: a9566d9c7309dc2e94e6cc9d7bd579a55f742cddba5e90e836b7acfa0734e629
parent: 06c0c70d97dd2c4791c9c63cdfa1c5c0daafe420516d613c0734fce471e04d77
content hash: eea2c4d8b5641881b466f1c1ef077db9cf1c7659fa3845152d86bb05bb39ee2f
signed: 2026-06-02T19:02:58.402Z
sources: 19 verified data leaves
chain: SEC.gov PEM → origin.rootz.global extraction → this page
verify: sha256(content_hash + parent + timestamp) = leaf