CITIZENS HOLDING CO /MS/

CIZN | OTC | CIK: 0001075706 | SIC: 6022 State Commercial Banks | active
Philadelphia, Mississippi | Founded: 1908
Citizens Holding Company is a Mississippi-incorporated one-bank holding company and sole shareholder of The Citizens Bank of Philadelphia, Mississippi. The Bank offers commercial and personal banking services including demand deposits, savings and time deposit accounts, secured and unsecured loans, letters of credit, mortgage loan origination, and personal and corporate trust services. It also provides credit life insurance and title insurance through third-party relationships. At December 31, 2023, total assets were $1,405,202 thousand and total deposits were $1,170,311 thousand.
commercial-bankingpersonal-bankingreal-estate-lendingagricultural-lendingconsumer-lendingtrust-servicesmississippi-and-contiguous-states

Products

NameTypeDescription
Demand Deposit AccountsservicePersonal and commercial demand deposit accounts offered through the Bank.
Savings and Time Deposit AccountsserviceSavings and time deposit products for personal and commercial customers.
Secured and Unsecured LoansserviceCommercial and personal lending including real estate, commercial, and consumer loans.
Mortgage Loan OriginationserviceOrigination of residential and commercial mortgage loans across Mississippi and contiguous states.
Letters of CreditserviceIssuance of letters of credit for commercial customers.
Personal and Corporate Trust ServicesserviceTrust services provided to individual and corporate clients.
Credit Life InsuranceserviceCredit life insurance offered to loan customers through third-party relationships.
Title InsuranceserviceTitle insurance for loan customers provided through third-party relationships.
Online and Mobile BankingplatformDigital platform enabling consumers to perform routine transaction-related banking activities.
Treasury Management SuiteserviceBusiness banking products including remote deposit capture, ACH transactions, and wire transfers.

Partnerships

PartnerTypeDescription
Third-party credit life insurance providersstrategicThird-party relationships used to offer credit life insurance to loan customers.
Third-party title insurance providersstrategicThird-party relationships used to offer title insurance to loan customers.

SEC Filings

View all SEC EDGAR filings: EDGAR Company Page

Structured filing index: /api/company/CIZN/filings

Origin — Data Provenance
This profile was extracted from SEC EDGAR filings (PEM-signed by sec.gov).
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